"What you have been investing for last 20 yrs may be totally wrong or inefficient asset allocation" thundered the Certified Wealth Planner (CWP) . He approached me through a connection and was waxing eloquent on hedging, npv rebalancing etc. CWP : I have been advising wealth growth for 20 yrs and with my knowledge, skills and experience , I ensure returns which no untrained investor ever can. Not everyone can leverage the power of compounding. I: What is the min, max , average xirr ( Annualized internal rate of return) you have delivered??? CWP : You will be tempted. It's 12 to 14.5% I : Let me check my demat.(Opened, smiled and turned the phone towards him) CWP : This must be accidental, fluke.. I : Lolwa 🤣😂 Here is the screen shot of my accidentally fluke xirr
Arun Purohit’s Post
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I am a post graduate student,my course has a module which is mutual fund, after studying mutual fund I think mutual funds can be a really great way to diversify your investments and potentially earn returns over the long term. They pool money from multiple investor and invest in a variety of assets like stock,bonds,and other securities. This can help spread the risk and potentially increase the chances of earning profits. It's important to do thorough research, consider your financial goals,and choose funds that align with your risk tolerance. It's always a good idea to consult with a financial adviser too. Biggest advantage is it gives a return of around 12 to 15 % easily. Happy Investing #mutualfund #financialadviser #finance #IIRWM #MAKAUT #financialplanning #wealthmanagement #CFP #FPSBINDIA
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✨Great Read✨ Points learn - - Doing SIPs can create wealth if done rightly. - Increase your SIP amount in a reasonable period and stick to it - Invest time in selecting your funds and keep tracking over time - Low expense ratio, Low churn (Hence less trading cost) - Fund manager strategy needs to be checked regularly - Correct Benchmark should be selected - Communication of the fund managers with their unitholders is important - Keep track of the fund size over time as the bigger the fund more prone to market risk and cost. - Invest for long time frames i.e. 10-15 years and track returns. #finance #personalfinance #investing
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“Sticking to your asset allocation, no matter what, might not be the best strategy.” Michael Edesess of M1K LLC, shares his take on how financial advisers can best serve their clients when profitable ideas fly in the face of conventional wisdom: https://bit.ly/3YQeJlG #investing #finance #assetallocation
The Surprising Reason It Might Be OK To Give in to Greed and Fear | Portfolio for the Future | CAIA
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Building a good, high-quality foundation is critical when selecting a mix of bond funds that match your risk tolerance and return objectives.
Tips for Honing Your Bond Investing Strategy
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Building a good, high-quality foundation is critical when selecting a mix of bond funds that match your risk tolerance and return objectives.
Tips for Honing Your Bond Investing Strategy
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Our Privately Managed Portfolios allocate equal weight to each of the companies that make up our model. In order to take advantage of various market conditions, we implement the daily "trim up" and "trim down" rules. When one position deviates from its designated weighting, we automatically trim up to take advantage of lower prices, or trim down to crystallize gains. These rules allow us to maintain a highly structured approach to our investment selection, removing emotion and helping to ensure that volatility is minimized. Contact us to learn more about our unique offering. #TD #MKTotalWealth #Wealth #Portfolio #Trim #Manage https://lnkd.in/gE4dCQpS
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Asset Managers: Treasury Futures Essential Tool for Managing Duration U.S. Treasury futures have by far become the favored investment instrument for fixed income asset managers, and the US regulatory community wanted to know why. Consequently, several money managers were invited to speak at the annual Treasury Market Conference, a one-day event in September held at the Federal Reserve Bank of New York. In this article, Will Acworth, Editor of MarketVoice and Senior Vice President at FIA, highlights the panelists' comments and what's behind their appetite for particular investment vehicles. #treasurys #fixedincome #duration #assetmanagers #ustreasury https://lnkd.in/dztW_byq
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Your ₹10 lakhs in an FD may double in 12 years, but did you know mutual funds could do it in just 6? Let’s compare FDs and mutual funds with real numbers: Fixed Deposit (FD): 6% return ₹10 lakhs today → ₹20 lakhs in 12 years. Equity Mutual Fund: 12% return ₹10 lakhs today → ₹20 lakhs in just 6 years. Now, think about the long term: FD: ₹10 lakhs → ₹40 lakhs in 24 years. Mutual Funds: ₹10 lakhs → ₹80 lakhs in 24 years. That’s DOUBLE the wealth in the same time! But isn’t FD safer? Yes, FDs are low risk, but their returns barely beat inflation (5-6%). Equity mutual funds, though volatile in the short term, offer much higher growth over the long term. Example of inflation impact: ₹10 lakhs today = 1 luxury car. In 15 years, that same car might cost ₹30 lakhs. Your FD won’t keep up, but mutual funds will. Takeaways: ✅ Use FDs for short-term goals and emergencies. ✅ Use equity funds for long-term wealth creation. P.S. - Are your savings working hard enough for your goals? REPOST THIS ♻️ to help others grow.
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Just complete National Institute Of Financial Markets. In Mutual Funds Beginners Module
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Fact You will never have the quality of life you want to have with low yield savings accounts or CDs. You need a mutual fund. Mutual Funds have out perform both products. You will never have the quality of life you want to have working a job. You need Overrides. Making money while you sleep. If you are not positioning yourself to do so, you work the rest of your life. I would love to show you how. Michael Caine Licensed Financial Coach
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Senior Principal- UX at Oracle
8moFor XIRR 12% why do people need CWP :)