Aird & Berlis LLP’s Post

Meet Jeff Kuhlman, a SVP, Senior Relationship Banker. When asked how First Western Trust stands out from other financial institutions he’s worked for, Jeff shared, "First Western Trust allows me to utilize my experience spanning over 30 years in both lending* and wealth management**. At most other organizations, it was typically one or the other.” https://hubs.la/Q02MfqhJ0 *Lending services offered through First Western Trust Bank, Member FDIC **Wealth Management Services are Not a deposit, Not guaranteed by the Bank, May Lose Value

Read what our CEO Michael Says has to say about all things GB Bank on the link below!

As long time shareholders in Evans Bancorp, Prime Media Investments is pleased to support, and will vote in favor of, the announced merger with NBT Bancorp. We congratulate the board of directors for obtaining a price close to the all-time high stock price for Evans. Just in the past year the stock has gained nearly 40 percent. We have had the privilege of talking to members of the board over the years and appreciate their desire to listen to stockholders and do what was best for enhancing shareholder value for everyone involved. Employees, customers and shareholders should benefit from this process. The future with NBT Bancorp looks bright! People have asked if Prime Media Investments engages in activist investing? The answer is both yes and no. We have never gone hostile on a company and nominated our own slate of candidates for the board of directors. We do however make friendly recommendations. If we believe we can help a business by recommending a spinoff or sale of a division; a stock buyback; a dividend increase; the sale of noncore assets; a CEO succession plan; or frankly, the sale of the entire company; then we will engage in a discussion with the board. In the end, shareholders own the company, the goal of Prime Media Investments is to look out for the best interests of all shareholders. We have in the past joined with activist investors such as Nelson Peltz, Bill Ackman, Carl Icahn, Daniel Loeb, David Einhorn, ValueAct Capital, Starboard Value, Elliott Management, among others, and voted our shares in favor of their recommendations. We often share the same goal of increasing shareholder value and making sure boards of directors are held accountable to all shareholders. We are primarily long term investors and even in cases where we may join in voting with an activist we will almost always hold the stock for the long term. We try to invest in good businesses and in most cases our holding period is forever. A good example would be Proctor & Gamble. We joined in voting for activist Nelson Peltz to join the board of directors. Nelson did a great job working with the board to sell off non-core assets and improve productivity. Today, six years later we continue to hold the stock and have no plans to sell.

🗣️ 'It's my job to find the most aggressive bank for this particular transaction.'  In this quick call, I’m walking a client through how we’ll work together to secure the best financing for their deal. No cookie-cutter solutions—just finding the right lender for the right project. If you're looking for someone who gets that each deal is different, let's connect. 💼 https://lnkd.in/e9-QN6qH #RealEstateFinance #GreaterBostonMarket #DTBFinance Jason Truong Tom Colleran Marc Savatsky Chris Anderson Chris Fitzpatrick Evan Smith

That the Co-Op Bank will be a mutual again is of course a good thing. But we need so much more than mutual retail banks. We need co-operative infrastructure banks, ethical business banks, massive green finance and retrofit lending funds, affordable home loans, the list goes on. We need a finance pillar to support community wealth building and the transition to a generative economy based on quality of life indicators rather than blind 'growth'.

Are you seeking ways to turn the challenge of credit application rejections into a growth opportunity?   Join Nathan Pinto and Frank Santoni from Credit Mountain in a deep dive into the credit approval landscape. Discover how Credit Mountain is reshaping the way credit unions handle application rejections, turning a potentially negative experience into a constructive one.   Nathan and Frank discuss the groundbreaking approach of providing personalized guidance to applicants who face rejection. Learn about Credit Mountain's innovative technology that not only supports members during a vulnerable time but also offers credit unions a way to retain these individuals and help them improve their financial standing.   If you're passionate about finding fintech solutions that enhance member experience and contribute to the growth of the credit union sector, this episode is a must-listen. Listen now! https://lnkd.in/guJSaZMu   #CreditUnionGrowth #FintechInnovation

Our clients’ success is our success. How can we help you?  

One of the most rewarding things about representing the #banking industry is knowing how the American Bankers Association helps to power its future leaders. Check out this great article that gives the ABA Stonier Graduate School of Banking appropriate bragging rights!

If you’re a bank treasurer or liquidity manager focused on deposits, sweep programs are likely on your radar or already part of your funding mix. An insured deposit program, also known as an FDIC sweep program, is a liquid alternative overnight investment. We cover how sweep programs work and the benefits to your bank in our blog.