Ainol Razman Ghazaly’s Post

Navigating Economic Instability: Gen Z’s Struggles and the Impact of FOMO Culture Gen Z faces unique economic challenges. The cost of living has surged, with rent and everyday expenses climbing steadily. Additionally, the burden of student loans is heavier than ever. Many young adults are entering the workforce with significant debt, making it difficult to achieve financial stability. Constant exposure to curated images of peers’ seemingly perfect lives can lead to feelings of inadequacy and anxiety. The pressure to keep up with trends, experiences, and lifestyles can be overwhelming, often leading to impulsive spending and further financial strain. How Can We Help? 👉🏼Providing the Right Tools: To help Gen Z manage these stresses, it is essential to equip them with practical tools and resources. 👉🏼Financial Education: Offering workshops and resources on budgeting, saving, and managing debt can empower young adults to make informed financial decisions. This should be a part of training for entry level jobs and interns. 👉🏼Mental Health Support: Access to mental health services, including counseling and stress management programs, can provide much-needed support. 👉🏼Career Guidance: Providing career counseling and job placement services can help Gen Z find stable employment and navigate the job market effectively. 👉🏼Fostering Open Communication Creating an environment where open communication is encouraged can significantly impact Gen Z’s ability to cope with stress. This involves: 🎙️Encouraging Dialogue: Promoting conversations about financial struggles and mental health can reduce stigma and foster a supportive community. 🎙️Mentorship Programs: Connecting young adults with mentors who can offer guidance and support can be invaluable. 🎙️Parental Involvement: Encouraging parents to engage in discussions about finances and mental health can help build a strong support system at home. Gen Z is navigating a complex landscape of economic instability and social pressures. By providing the right tools and fostering open communication, we can help them build resilience and better manage the stresses of early adulthood. Supporting Gen Z in these ways is not just beneficial for their well-being but also essential for creating a healthier, more stable future for all. Watch the Latest Episode on Seeds of Soul. Link in Comments. #GenZ #EconomicInstability #MentalHealth #FOMO #FinancialEducation #CareerGuidance #Support

Honored to be interviewed by Eileen McGinnis at Parents' Climate Community in #austintx — in discussing the journey to why I made the leap to start Inner North Outer Experiences — My career has largely been in the tech space, where I’ve learned so much from some great mentors along the way, yet the desire to start this company caught many by surprise as a risky move — Yet, what I hope you’ll see through reading — and soon experience one day — is why trying preserve and serve the people and children in our communities in addition to the environment, isn’t a risk, but a necessity for #humansustainability and environmental #sustainability. In this article, you’ll learn how my upbringing and community gave me a foundation — what really motivated my leap to go for it — and why I want to help foster experiences for the whole family and what it could take to make outdoor spaces more inclusive — I hope you enjoy the read — and to my family, mentors, and community who have stood by during the transition, and believed in me, despite the fall-out in pursuing it, Thank you. P.S. Please know, I’m not fully “done with tech” — Trying to build something in collaboration with those who want to help serve and connect the public & our environment as a way to proactively empower well-being, connection, growth — to counterbalance the impact of digital overstimulation, cultural economic changes & high-consumption on society. #Tech & #ai can also help us do that, but let's go back to the basics, too — nature — our wingmate. Read more: https://lnkd.in/gC_S9KeE #leadership #entrepreneurship #natureconnection

This will be a controversial post !! I may get some heat on this .. but it is somewhat of an eye opener ... So today I read something that I somehow sort of resonate with .. a trend of "voluntary childlessness". Sounds a bit morbid .. but that's a reality. Now instinctually you may start to thinking of one of 3 factors : 1. Cultural : As in women are more career focused and unlike the previous generation they want to build a life for themselves rather than have their lives revolve around their kids. 2. Economical : As in raising a child in this day and age requires 2 incomes. From infancy to college .. supporting a child financially in every stage is difficult. 3. Biological : As in the compounded effect of a sedentary lifestyle plus access to fast food with a huge garnish of stress, is messing with our biological operations (this includes both men and women). Now, no arguments that these are contributing factors .. but there is a bigger issue !! People don't see a hopeful future !! Now speaking from a first observer point of view .. I can see the high level of competition ( it could be for a job, money, land, resources) for the low number of opportunity, the pressure that comes along with being "someone", not to mention how our earth is heading toward becoming a "resource deficit" planet. All of this equates to a very bleak future don't you think? If your answer is "Yes" .. then why would someone want their child to inherit such a future ? Its understandable that he/she wouldn't, but then comes another question .. what can be done ? and don't just think that it's the governments job to make things right .. what can you do? what can you do on an individual level, so that it may create a bigger impact? Its time we started thinking about this ... I don't know the answer .. Yet! But at least I realized there is a problem to be solved ... did you ?? Links : 1. https://lnkd.in/dN8NWkZi 2. https://lnkd.in/dgmJRPXx.

The New Pandemic! Battling Information Overload... The word "loneliness" was once common among teens and youngsters, often linked with stress. However, it's now a familiar feeling among those in their early 40's. Social media platforms have greatly influenced our beliefs, trends, and cultures, with Western culture now impacting our lives and challenging native customs. Terms like "empowerment," "independence," "personal finance," and "entrepreneurship" have become trendy thanks to social media. But what's the downside? Just like eating too much food can upset your stomach, consuming too much information can clutter your mind and lead to confusion. Empowerment should be aimed at those who feel oppressed Independence should be offered to those who feel forced into dependence. The real fix comes when there's a genuine "need". Without that need, attempting to force a solution can make things worse. #informationoverload #socialmediaimpact #digitalage

My first go at a piece of futures writing, trying to tease out some threads about longevity, culture, and economics. Imagine a little way into the future, and longevity has become a flashpoint in the culture wars. Longevity is becoming a fond pursuit for the rich and super-rich.  From Peter Thiel, billionaire PayPal founder, who controversially developed youth blood-based injections supposed to rejuvenate the body, to the plethora of wellness apps and biohacking: the super-rich have the means to seek to acquire years of longevity unheard of in human nature. At some point, the fascination of the super-rich with hyper-longevity will become visible as an exaggerated version of current life expectancy gaps between the rich and poor. Meanwhile large, educated cohorts across the world will age with insecure incomes, due to having spent their entire working life in the informal and gig economy, while facing the challenge (almost wherever they are) of global competition.  Such people may feel they are facing shorter and poorer lifespans than their parents.  Some in these cohorts will be isolated from resources in their communities due to inequality and lack of real-world connections, but will form strong social bonds and acquire identity in online communities.  This then has the potential to lead to backlash, some of which might be directed at the concept of longevity itself.   It is possible to imagine a counter-movement focused (ideally) on equality and living well within natural lifespans, or further fractally fragmenting counter-movements derived from e.g. anti-scientific trends in parts of the wellness community, and of course anti-Semitism. Thanks Eppu Mikkonen for the idea of futures thinking and Nicholas Cheremeteff for the exchange of ideas.

GenZ - The Future Economic Bubble? I don’t believe this generation is prepared for the future. Especially because their world is buried in digital sound bites and nanosecond newsfeeds. They have an expectation that everything will be alright. From climate change to geopolitical and economic issues. Some how things get miraculously resolved. But that’s trouble for them. We would be doing a disservice to this generation if we don’t teach them a trade combined with courses in philosophy, government and finance. Yes a bricklayer with an understanding of economics won’t hurt them. And there are issues that their parents and grandparents are kicking the can down the road for them to deal with, because we don’t want the financial burden today. Yes they will inherit climate change and everything that goes with it, economic and geopolitical and they could be the generation that faces “The Great Food Depression.” I am not trying to scare you. I am emphasizing what this generation might encounter if we don’t help them and the generation behind them. Generation Alpha, your grandchildren! What does Generation Z and Alpha mean to business and especially retailers? I will share that in this weeks issue of the Business Brief. #retailing #strategy #ceo #technology #management #economy

🚨 New paper published! A person's chance of "being positive" is not equally distributed due to social conditions and this can further damage their upwards social mobility. Our study provides new insights into how a concept known as ‘psychological capital’ could play a role in explaining social inequalities. Psychological capital refers to an individual’s propensity for positive psychological states such as optimism, self-efficacy, hope and resilience. Currently, researchers agree that social inequalities result from social, cultural, and economic factors. However, according our team, this picture is incomplete as it fails to account for the role of psychology (and particularly positive psychological states) in social inequality dynamics, such as social mobility. With Bram Spruyt, Mattias Vos, Christophe Vanroelen, Joeri Hofmans and Edina Doci Read the article 👇 for more details https://lnkd.in/ekm-jF2B

Young People are less happy than the old! Andy Moose and I write for the World Economic Forum on how Youth happiness is in decline worldwide, due to a combination of social, economic, technological and ecological pressures. In the “seven ages of man” depicted in As You Like It, Shakespeare painted later life stages as melancholic, but the latest World Happiness Report unveils a concerning reality: young people worldwide now report lower happiness levels than their elders. The consequences could be catastrophic if left unaddressed. As the report notes: "To think that in some parts of the world children are already experiencing the equivalent of a midlife crisis demands immediate policy action." When happiness wanes, so does motivation, productivity, health and life expectancy. Leading the Mental Health initiative at the World Economic Forum, I am working with stakeholders from public and private sector to identify the implications of declining youth mental health to and promote holistic health strategies to improve the health of employees, their families and their communities. It's not too late to help young people rediscover the joys of being young, alive and filled with possibilities. #mentalhealth #youthmentalhealth #socialimpact #csr Shyam Bishen, Ph.D., MS, MBAErica Hutchins Coe Jacqui Brassey, PhD, MA, MAfN (née Schouten) Pamela Collins Devora Kestel Aiysha Malik Kathleen M. Pike

Martin Wolf’s article in today's Financial Times rings very true! I recently watched an Instagram reel that very much resonated with me. It was Jane Fonda, explaining to her audience that we now have a life expectancy that is 30 years longer than our grandparents’. Yet our perception of aging and our ways of living have not adapted at the same pace. It is absurd, but more importantly not affordable, to expect to stop working at the age of 60 or 65. Aging societies with declining populations have only one chance to stay relevant and this is to have much longer and more female workforce participation. The models currently in place are insufficient, and companies need to rethink their view of the employment world. However, most importantly, individuals have to re-imagine their understanding of what it means to age. Tellingly, the image going with this article is a man walking tall into his 50s or 60s, followed by a long period of decline - but this is not the way it has to or should be! Simply look at Jane Fonda or Warren Buffet - staying active and constant learning are key. My late mother once said - after 90 years, life is more about discipline than joy, as a disciplined life is a requirement for joy in old age. I so agree. #Aging #FinancialTimes

Our young population is unhappy. The reasons being we are struggling to reach traditional milestones that previous generations used as benchmarks for success. We find it difficult to make ends meet with rising costs of living and have to sacrifice much more for goals such as home ownership. Furthermore, the initial conditions we inherit are dark: huge amounts of debt, and looming environmental crisis. I look at my small island #mauritius , supposedly heaven on earth. Our youth is lost. The education system has failed them and a lot of them cannot even make it through the School Certificate level. In a world of social media, they are influenced by the wrong influencers. They lack motivation to work in the traditional sectors. Youth happiness is important. The youth are tomorrow’s creators. They need to be re-dynamised so they can generate more ideas and prop us onto the next level of innovations driven change. I sincerely feel sorry that in a world where the youths should have been prepared as the leaders of tomorrow, we have lost so many to the destructive path of hard drugs. I just hope that a world where the youth is happy and thriving again is not a mere dream. ✨