Adam Camenzuli, CFA, CBV’s Post

CFO Guide for African Markets: Part 1 of 5 – Optimizing Cash Flow Management Cash flow is the heartbeat of any business. In Africa’s fast-moving markets, managing it well is the key to survival and growth. Here’s how to keep your cash flow strong: 1. Optimizing Receivables ↳ Tighten credit terms, supercharge collections, and use tech to track payments in real-time. ↳ PwC says you can reduce Days Sales Outstanding (DSO) by up to 10% just by focusing on this. ↳ That’s more cash in your pocket to fuel growth and cushion against surprises. 2. Managing Payables ↳ Negotiate better payment terms with suppliers and prioritize your payments wisely. ↳ In Africa, where short-term financing can be tight, this strategy keeps your liquidity intact and your business agile. 3. Building Liquidity Buffers ↳ Keep a cash reserve for unexpected bumps in the road. It’s your financial safety net. ↳ McKinsey’s research shows companies with strong liquidity buffers are more resilient during downturns. ↳ In Africa’s volatile markets, this can make all the difference. At Antrim, we’re dedicated to helping African businesses thrive. Whether it’s optimizing receivables, managing payables, or building a robust liquidity buffer, we’re here to keep your cash flow strong and steady. 💬 Ready to elevate your cash flow strategy? Let’s connect. #CFO #CashFlow #AfricaBusiness #EmergingMarkets #AntrimMashariki #Liquidity #Receivables #Payables #FinancialStrategy #GrowthStrategy #BusinessResilience #AfricanFinance #AfricaEconomy #CashManagement #FinancialLeadership #WorkingCapital #EconomicGrowth #BusinessOptimization #CorporateFinance PwC South Africa McKinsey & Company Deloitte East Africa (Executive Search and Recruitment) EY Deloitte African Development Bank Group Standard Bank Group Ecobank Transnational Incorporated Absa Group Diamond Trust Bank First Rand Bank Nedbank African Union African Export-Import Bank (Afreximbank) Africa50 Infrastructure Investment Platform

CFO Guide for African Markets: Part 2 of 5 – Managing Currency Risk #Currency risk is a silent threat in Africa’s dynamic markets. It can erode profit margins and destabilize your financial strategy if left unchecked. Here’s how to manage it effectively: 1. #Hedging Strategies ↳ Use forward contracts, options, and swaps to lock in exchange rates and protect your margins. ↳ According to the African Development Bank, over 30% of businesses experience significant losses due to currency fluctuations. Hedging can safeguard your revenue. 2. #Diversifying Revenue Streams ↳ Earn in multiple currencies to reduce dependence on a single currency. ↳ This diversification not only spreads risk but also opens up new growth opportunities in different markets. 3. #Local Financing ↳ Leverage local currency financing to match your revenue streams with your liabilities. ↳ This approach minimizes the mismatch between currency inflows and outflows, protecting your bottom line from adverse currency movements. At Antrim, we empower African businesses to navigate currency risks with confidence. Our tailored strategies are designed to shield your profits and ensure financial stability, no matter the market conditions. 💬 Want to learn more about managing currency risk? Let’s connect. #CFO #CurrencyRisk #AfricaBusiness #EmergingMarkets #Hedging #RevenueDiversification #LocalFinancing #FinancialStrategy #RiskManagement #AfricanFinance #AfricaEconomy #CorporateFinance #EconomicGrowth #BusinessStability #FinancialLeadership African Development Bank Group Standard Bank Group Ecobank Transnational Incorporated Absa Group First Rand Bank Nedbank Africa50 Infrastructure Investment Platform EY African Export-Import Bank (Afreximbank) PwC South Africa Deloitte East Africa (Executive Search and Recruitment) KPMG East Africa McKinsey & Company The World Bank IFC - International Finance Corporation

Some invaluable insights into the ever changing M&A landscape across Sub-Saharan Africa. #MergersandAcqusitions #BusinessGrowth #AfricanMarkets #Ansarada #NedbankCorporateFinance

Standard Chartered is making significant strides in the Kenyan #assetmanagement landscape, reinforcing its commitment to #wealthmanagement solutions. As more Kenyans seek investment opportunities beyond local #markets, the bank is introducing diverse foreign currency products designed to meet this demand for stable, diversified returns. The rise in #investments in Money Market Funds #MMFs and Exchange-Traded Funds #ETFs reflects growing financial literacy and a desire to broaden #investmentportfolios. Standard Chartered  offers funds that provide slightly higher returns than traditional savings accounts while ensuring liquidity in the #PriorityBanking sector. This empowers Kenyan investors with a wide range of options and access to global expertise, enabling them to make informed decisions based on real-time market data. With these initiatives, Standard Chartered is not just expanding its offerings but also enhancing the financial landscape for investors in Kenya. #DigitalandTechnologyWeek #DTW #SCB #StandardCharteredBank

📢 [SPONSORED] Absa Africa Financial Markets Index 2024 Now in its eighth year, the Absa Africa Financial Markets Index assesses the financial development of 29 African countries based on market accessibility, openness, and transparency. This annual report offers investors insights into market infrastructure and helps policymakers learn from key developments. The Index ranks 20 African financial markets on six pillars: market depth, access to foreign exchange, transparency, pension fund development, macroeconomic opportunity, and enforceability of financial agreements. 🔗 Join The Event Here: https://brnw.ch/21wO43q #YourStoryMatters #AfricaFinancialMarketsIndex Absa Corporate and Investment Banking

The pleasure is always mine Mosidi Modise! We are half way through the year and there are so many good stories happening across the continent. Aside from the #TwoPotSystem we discussed and Absa Corporate and Investment Banking’s market views in general, there are big moves happening in energy and trade across Africa. Kenya continues to push in geothermal and wind, South Africa has had 171 days of no load-shedding and Morocco has one of the largest solar installations in the world in the form of Noor Solar Complex. Of course there are challenges in places like Zambia which only expects a respite in January but that too shall be fixed. A game changer in the form of the African Continental Free Trade Area is on the horizon with 54 of 55 African countries having signed. Essentially a single market of 1.3 billion - this has the potential to cure the disease of unfair tariffs that has crippled intra-continental trade and put a drag on self-generated growth…an under appreciated aspect of Asia’s growth. Some say it’s too little, some say too late and some say it’s too slow but we believe that the stars are aligning and that when they do, it will be just in time. One foot over the other as the story unfolds… #yourstorymatters #absa #africa 🐼

Excited to share the latest Blended Finance in the Middle East & North Africa data brief from Convergence Blended Finance, in which our CEO Frannie Leautier provided insights on the key challenges and opportunities facing blended finance in the MENA region. In partnership with UICCA and HSBC, this report sheds light on the nascent blended finance market in MENA, and the role catalytic capital can play in mobilizing private investment to realize the Sustainable Development Goals. Read the full brief here https://lnkd.in/dkZQvf8y

Nhlanganiso Kunene, CFA of Nedbank CIB takes the stage at Bonds, Loans & ESG Capital Markets Africa 2024 conference to discuss modernising and deepening African capital markets for sustainable economic growth. Kunene underscores the role of empowering African economies by focusing on regulatory reforms, attracting new issuers, and leveraging innovation. #BondsLoans #ESGCapitalMarkets #SustainableGrowth #Innovation #NedbankCIB

Digital lending trend is shaping the future of lending by making financial services more accessible, efficient, and customer-centric.

As the global community approaches the midpoint of what was envisioned as a decade of profound transformation, it's evident that emerging markets and developing economies (EMDEs) are grappling with persistent challenges in terms of growth and development. Projections for growth in EMDEs fall short of what's needed for meaningful progress toward the 2030 Sustainable Development Goals (SDGs), while employment levels in these regions remain below pre-pandemic benchmarks. Micro, Small, and Medium Enterprises (MSMEs) play a pivotal role in the global economy, constituting 90 percent of all businesses and nearly 70 percent of total employment worldwide, with EMDEs accounting for 40 percent of their GDP. However, MSMEs encounter formidable obstacles, particularly in accessing formal financing, with a staggering US$5.7 trillion financing gap. Informal enterprises face an additional US$2.1 trillion shortfall. Recent crises have further weakened the financial standing of MSMEs, constraining their ability to fulfill stringent lending criteria. Consequently, they experience a contraction in credit availability in EMDEs, compounded by tighter credit conditions, escalating interest rates, and reduced appetite for MSME risk among lenders. MSMEs often grapple with demanding collateral and application prerequisites, securing smaller loans at higher interest rates due to the confluence of elevated policy rates and perceived risk levels compared to larger enterprises. I am confident that my project will address these challenges by bolstering liquidity for MSMEs in emerging markets through an innovative approach known as private capital mobilization (PCM). By harnessing catalytic first-loss guarantees, the initiative seeks to incentivize local financial service providers to extend local currency financing for MSME expansion, thereby fostering economic growth and resilience in these vital sectors