Adam Park’s Post

In early 2022 when inflation soared to nearly 10%, many investors took the opportunity to invest in I bonds. As you may be aware, the rate of inflation has been declining, which has been reducing the interest rate paid to investors holding I Bonds.  What are investors to do?  I explore in our latest video: #financialadvice #fiduciary #investing

In the ever-evolving world of finance, staying up to date with economic indicators is crucial for investors looking to make informed decisions. One key indicator is inflation, which has been making headlines for several months. Here is how inflation can impact your portfolio. https://hubs.la/Q02mg2tX0 #KirtlandCU #Albuquerque #FinancialAdvisor

Is the “Goldilocks scenario” of moderate US economic growth and market-friendly Fed policy still possible this year? We think it is, and today's employment number provides some support ... See the chart below and click through to read our Q1 Investment Review.

Our Q1 Quarterly Investment Review answered a number of important questions for investors. Among them was the outlook for inflation, which will be a key variable in interest rate policy. This chart shows inflation continuing to move closer to the Federal Reserve’s target of 2%, which we believe will allow for interest rate cuts later this year. Click the link below to read our latest Quarterly Investment Review. https://shorturl.at/mnAJM #wealthmanagement #investing #inflation

As inflation continues to wane, Series I bond rates have been pushed down to 4.28%, a drop from 5.27%. It's time to start searching for alternative investing opportunities. Earn up to 9% APY with Short Notes! #RealEstate #PersonalFinance #Investing

Is the “Goldilocks scenario” of moderate economic growth and market-friendly monetary policy still possible? We at Cumberland think so. See the chart below and click through to read our Q1 Investment Review.

Is the “Goldilocks scenario” of moderate economic growth and market-friendly monetary policy still possible? We at Cumberland think so. See the chart below and click through to read our Q1 Investment Review.

Is investing the best way to beat inflation? Inflation rates generally rise higher than interest rates over the long term and so making sensible investments may a smart choice. Read our blog to learn more about investing safely and how you can utilise investments to beat inflation: https://bit.ly/4bXxCI5 #Investing #Inflation #InterestRates

Are your investments keeping up with inflation? Are your investments keeping up with inflation? In today's economic climate, understanding the impact of inflation on your investment portfolio is crucial. Inflation can erode purchasing power over time, which means that if your investments do not yield returns that outpace rising prices, you may be losing money in real terms. To assess whether your investments are performing adequately against inflation, start by evaluating their historical returns. Look at various asset classes—stocks, bonds, real estate—and compare these to the current rate of inflation. It’s important to consider both nominal returns and real returns (nominal returns minus inflation). Diversification is another key strategy to combat inflation risk. By spreading your investments across different asset classes and geographical regions, you can reduce volatility and improve the likelihood that some assets will perform well even when others do not. Economic conditions change constantly; what worked last year might not work this year. Working with a financial planner can help your investments stay ahead of inflation and stay on top of ever changing trends. #finance #financialtips #investing #investments #wealth #wealthmanagement #insurance #financialplanner #planning #ottawa #canada

Inflation reduces the spending power of money over time. The key to successful investment is not to avoid risk entirely, but instead find an appropriate balance of risk and reward to help you meet your investment objectives. In real terms, by doing nothing with your money, there is a significant risk to its value. The impact of inflation would have reduced its value by: 75% between 1970 & 1980 📉 54% between 1980 & 1990 📉 31% between 1990 & 2000 📉 26% between 2010 & 2020 📉 Whilst you should maintain money on deposit to meet your short term requirements, there is a significant risk in trying to play it safe with low risk investments. As a regulated Financial Planner, I help my clients find the most appropriate solution to help them achieve their investment goals. #investing #inflation #riskandreward