All good recommendations from Martin Wolf, but lacking one key reform: teach people about finance. We continually see too many recommendations that suggest changes that assume either full financial literacy, classic "economic rationality" or the opposite, that there's no point educating people, just do stuff for them. Start now, teaching people about money, and watch the quality of conversation transform over the next 10 and 20 years. https://on.ft.com/3V9yBOm
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