Zachary Fleischer

🌟 Qwist chronicles: the need-to-know of embedded finance 🌟 Presented by Marvin! This time, we explore sales financing. Sales financing lets customers pay for purchases over time via installment plans or deferred payments, offered by dealers, manufacturers, or lenders (often with fees/interest). Merchants and manufacturers act as intermediaries, while finance providers manage the backend, covering the cost and handling payments. Merchants boost sales, cart values, and customer loyalty while reducing purchase abandonment, while lenders expand their portfolios and gain market visibility. Consumers benefit from lower interest rates, compared to BNPL services like Klarna or PayPal, as products serve as collateral, lowering the lender’s risk. Fun fact: The concept of financing purchases dates back to ancient times and has evolved into a major financial tool in modern commerce! #Qwist #QwistChronicles #SalesFinancing #SmartSpending

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Switching to ACH payments not only enhances efficiency but also fortifies your business against fraud. Dive into the world of secure transactions and reap the benefits just like BBB of South Dakota, Inc. has. They shared a cost-saving strategy: “Using ACH payments has saved us thousands of dollars in discounts with one of our suppliers. It also makes payroll much more convenient with direct deposit into our employees’ accounts.” https://lnkd.in/gX6p-S-t #BusinessEfficiency #ACHPayments #SecureTransactions #FightFraudFriday

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Are slow payments making your cash flow a headache? 😩 🙌 Well, you’re in luck! Did you know Forwardly offers affordable FedNow instant payments and free same-day ACH payments? 💸 You can simply get started with a free account and zero hidden fees! Whether you’re paying vendors or receiving payments, Forwardly makes everything fast, easy, and super secure. #SmallBusiness #CashFlow #Fintech #ACHPayments #BusinessGrowth #Forwardly #RealTimePayments #EntrepreneurLife #Fednow

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#Creditunion and #fintech partnerships are becoming more common, and it's important such #partnerships are done right! Check out our interview with TruStage Ventures' Sam Das and learn how #creditunions should approach fintech partnerships: https://loom.ly/a_XBuEw #fintechs

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Staying compliant isn’t just about avoiding penalties—it’s a game changer for your lending business. Compliance helps you build trust with borrowers, strengthen partnerships with dealers, streamline processes for faster, more secure transactions, and stay ahead of industry shifts. It’s the key to protecting your business and fostering long-term growth. With OTTOMOTO®, compliance is simpler than ever. Our platform offers real-time compliance checks, automated documentation, secure borrower verification, and instant regulatory updates, so you can stay compliant and confident without the hassle. The secret’s out—let OTTOMOTO® show you how compliance can drive your success! https://ottomoto.net/demo/ . . . #ComplianceSuccess #SecureLending #LenderEfficiency #OTTOMOTO #BuildTrust #StayAhead #StreamlinedProcesses #LendingConfidence #ProtectYourBusiness #ComplianceSimplified

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"Now, FusionIQ is bidding to integrate wealth management into the increasingly popular payment method. FIQ Wallet lets users invest their earnings directly from their payment wallets without the need to transfer funds to traditional bank accounts, reducing fees and simplifying the process. By keeping money within the wallet and allowing it to grow through investments, FIQ Wallet increases the “stickiness” of digital wallets, leading to higher user engagement." Excellent coverage of our FIQ Wallet launch in Finextra. If you're looking to expand your wallet services to increase user engagement and adoption, let's talk about how FIQ Wallet can seamlessly integrate sophisticated wealth management capabilities, including goals-based digital advice and self-directed investing directly into your wallet. You can learn more about FIQ Wallet here: https://lnkd.in/gAp7bF-B Read the full analysis of FIQ Wallet by the Finextra editorial team here: https://lnkd.in/dS7RhNf5 #digitalwallets #wealthtech #payments #digitalleadership #fintech

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If you are looking for an edge in recruiting, check out this webinar today. Jeff Walton has some great insights on how to leverage data to super charge your recruiting efforts.

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Unveiling GiveCard Bank Payments 🪄 We're talking about the incredible power of ACH and instant bank transfers via Fednow/RTP. Send bank payments that zip through, completing in mere moments. ⚡ No more conjuring up endless paperwork or waiting for days on end. With these magical instruments, disbursing funds becomes a breeze – swift, secure, and trackable every step of the way. 👣 ACH: A trusted tool for dependable, bulk payments to bank accounts. Instant Transfers: Instantaneous bulk disbursements, for when speed is crucial. GiveCard amplifies the magic further with effortless setup. Get started in minutes, no need to navigate complex mazes. Ready to embark on this financial quest? Join us in Givetopia, a realm where payments flow flawlessly, and organizations wield the power of instant disbursement ✨ Explore your options & enter Givetopia today: https://lnkd.in/g6CTNfVZ #ACH #Fednow #RTP #InstantPayments

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Get ready for tomorrow’s open banking regulation—today. Our team recently sat down for an in-depth overview of Section 1033 rulemaking, including what it means for your business, and how Plaid can help with compliance. Check out this deep dive on 1033 featuring Elyse Whitehead (Head of Enterprise Legal Services) and Justina Chen (Product Manager) from Plaid, and Angelena Bradfield (Head of Policy) from the Financial Technology Association. 📹 https://lnkd.in/emwCPtZ8

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https://hubs.li/Q02L7JKj0 Originate #IndirectLoans and open accounts on a single platform. Leverage automated loan decisioning, partner integrations, and powerful #AI to help your #CreditUnion reach new members and #Dealership partners. #AutoLending

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The future of finance? It's member-focused innovation. 🚀 We're seeing a beautiful trend: more Credit Unions embracing comprehensive solutions. Why it matters: ● Meets evolving member needs ● Stays ahead of the competition ● Builds lasting loyalty Want to be part of this movement? 🙋‍♂️ Reach out to learn how we can innovate together. #FinancialInnovation #MemberFocused #CreditUnionFuture

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Are you seeking a cost-effective and secure payment solution? Our latest blog delves into the benefits of Automated Clearing House (ACH) payments, explaining why they might be the ideal choice for your business. ACH offers lower transaction fees and enhanced security compared to traditional payment methods. It’s perfect for businesses managing large payments or recurring bills, making your financial transactions more efficient and streamlined. Discover how ACH can transform your payment processes! Read the full blog to learn more about the advantages of ACH and how it can benefit your business. https://lnkd.in/g_-Fwcje #ACH #PaymentProcessing #BusinessGrowth #NationalProcessing #Fintech #SmallBusiness #ElectronicPayments

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Small Business Lending Is Crucial in Fighting the Deposit Wars This Gonzo Banker article talks about how banks must develop a strategic approach to capture the small business lending market. By targeting underserved niches, employing dedicated teams, and leveraging automation, banks can streamline processes and reduce costs. The key is integrating technology and data-driven strategies to identify and prequalify potential borrowers. Discover in this article how to seize this market advantage. #SmallBusinessLoans #SmallBusinessLending #BankingStrategy https://lnkd.in/gytvkp78

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In the world of automotive lending, Bank Account Validation (BAV) has become essential for complying with Nacha's secure ACH transaction standards. But why stop at compliance? Imagine a fully optimized BAV solution that not only ensures compliance but also cuts costs, reduces administrative friction, and opens up new growth opportunities. As a Nacha Preferred Partner, Accelitas goes beyond compliance, using real-time transactional data and advanced analytics to create seamless, customizable BAV solutions tailored to the automotive finance sector. Get the Executive Briefing for Automotive Lending Divisions: https://hubs.la/Q02K_lRQ0 #AutoLending #BAV #NachaCompliance"

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"Merchants Weigh In on Payment Processing" | jdpower.com surveyed 5,300 SMB merchants re: satisfaction with their payment processors. Dale Laszig looks at the survey, the top-rated providers, and solicits commentary from payment execs. https://pec-ly.com/?6sgt #ecommerce #payments

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Turn Your Loan Data into Insights with Baseline's Custom Reports! Stay ahead with data-driven decisions using Baseline’s Custom Reporting. Here’s why it’s a must-have for private lenders: 📈 Tailored Insights: Custom reports for tracking loans and portfolio health. 🤝 Boost Investor Trust: Detailed, personalized statements for transparency. ✅ Ensure Compliance: Simplify regulatory requirements with precise reports. 🔍 Enhance Risk Management: Proactively identify and mitigate risks. ⚙️ Drive Efficiency: Streamline processes and enable informed decision-making. Unlock the potential of your data with Baseline. Ready to elevate your lending business? Book a demo with us

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Whether you're a small startup or a growing enterprise, we've got you covered with secure, efficient payment processing. Contact us today to learn more and take your business to the next level! #MerchantServices #CaliforniaBusiness #PaymentSolutions #merchantservicesincalifornia #busniessgrowth #paymentsprocessing #onlineprocessing #creditcardprocessing #possystem #securedpayments #cloverdevices #virtualterminals #qpyamentz #california

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Embedding capabilities into lending flows is exactly right. By embedding Conductiv into POS, LOS, and other critical lending software/processes, lenders increase efficiencies, improve the member experience, and make more loans! This is *high performance* all in one! #finance #banking #lending The Financial Brand

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