Robert Hoyt

Another great thing about being a client of EHD are the exclusive benefits derived from a relationship with a Trusted Advisor who has over 128 years of industry experience and is one of the top 100 insurance brokers in the United States. Whether it’s a captive product, a package policy or a Workers’ Compensation program, we provide our clients with tailor made, industry specific solutions, available only to them, through our insurance partnership. If it’s time for a deeper dive into your risk management program, then consider reaching out to any of our Regional Leaders to learn more how we can help you. #askanexpert #LifeatEHD

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What is the impact of the recent ruling in National Union Fire Insurance Co of Pittsburgh PA v. RealPage Inc. for policyholders suffering cyber-crime losses? HNRK insurance recovery partner Bradley Nash spoke with Law360 Insurance Authority to discuss this win for policyholders. Read his full thoughts here: https://lnkd.in/eXFg4Kk7.    #InsuranceRecovery #InsuranceCoverage #Cyber #Insurance #Policyholders

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Vermont boasts near-universal health insurance coverage, but having insurance doesn’t guarantee access to timely or affordable care. 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝘁𝘀 𝗳𝗮𝗰𝗲 𝘁𝗵𝗲 𝗻𝗮𝘁𝗶𝗼𝗻’𝘀 𝗵𝗶𝗴𝗵𝗲𝘀𝘁 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀, 𝗺𝗼𝗻𝘁𝗵𝘀-𝗹𝗼𝗻𝗴 𝘄𝗮𝗶𝘁𝘀 𝗳𝗼𝗿 𝘁𝗿𝗲𝗮𝘁𝗺𝗲𝗻𝘁, 𝗮𝗻𝗱 𝗵𝗼𝘀𝗽𝗶𝘁𝗮𝗹𝘀 𝘀𝘁𝗿𝘂𝗴𝗴𝗹𝗶𝗻𝗴 𝘁𝗼 𝘀𝘁𝗮𝘆 𝗮𝗳𝗹𝗼𝗮𝘁. The state’s rural geography and aging population only add to the challenges of attracting healthcare workers. The The University of Vermont Health Network dominates the hospital market but has been forced to cut private insurance prices by 1% for 2025 under state regulation. Meanwhile, small businesses, like Jasper Hill Farm, continue grappling with the rising costs of providing employee health benefits. As Keith Mueller from the University of Iowa aptly notes, Vermont’s situation is a reminder that insurance is just one piece of the healthcare puzzle. Source: The Washington Post and KFF Health News. #HealthcareAccess #RuralHealth #HealthInsurance #employeebenefits

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𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐒𝐭𝐚𝐭𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 Read what our President & CEO Jerry Calistri, CSFS, CHRS has to say about what PA businesses can expect for the remainder of 2024⏬ #swiftkennedy #employeebenefits #benefitsindustry

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Great video summary of the resent NYT's Multiplan payor price fixing article. https://lnkd.in/e2wkwKFd

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Commercial Property Insurance is increasingly expensive and hard to obtain. Find out why and what to do about it in this exclusive Alera Group report: https://ow.ly/ec3850TAc3L.

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Risant Health recently purchased Geisinger in PA. Geisinger is primarily a value-based care provider, but also has ~100,000 Medicare Advantage members. Most of which look to be in the more "rural" areas of PA. For more info on the acquisition see the article linked in the first comment below. It sounds like Risant is interested in purchasing more value-based care providers. Will be interesting to see if those also include MA members. ___ Give me a follow. I post Medicare Market Insights daily!

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High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) are very popular today. Is this type of plan good for you and your family? Read our latest blog post to learn the pros and cons of HDHPs so you can make an educated decision.

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From JD Supra, a summary of the 2025 Paid Family and Medical Leave rates for Massachusetts employers with 25 or more employees. https://ow.ly/AE0T50TFGW8

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Here's a NY Post article on "new" benefits employers are offering. To learn more about what employers in your industry and region offer, get Alera Group's 2024 "Healthcare and Employee Benefits Benchmarking Report." Click here: https://ow.ly/lQpG30sGWRn https://ow.ly/P8lK30sGSTB

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Our latest blog post highlights the deadline for submitting RxDC reports and an upcoming court decision on the ACA’s preventive care mandate.  Click here to learn more!

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Toward the end of 2023 and into 2024, this has become one of the hottest topics I have discussed with decision makers. Uncover the potential of combining workers' compensation data and benefits utilization data to gain a comprehensive understanding of your organization's health and #safety landscape.

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Employers must craft benefit programs that resonate with all four generations in the workforce: Baby Boomers, Gen X, Millennials, and Gen Z. Each generation has distinct expectations for benefits, shaped by their current life stages. Explore our latest blog post to learn about the benefits that matter most to Gen Z.

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Learn about The Benefits of Workers’ Compensation in Massachusetts.. In this post, we discuss a couple of benefits of having a Workers' Compensation policy for your business in Massachusetts. https://lnkd.in/eE683cuy

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Your health plan is here to support your employees’ #health needs and protect affordability. Learn more in Mainebiz about how Anthem’s unique plan design, personalized tools, and clinical programs can help lower overall costs and get employees more engaged in their #healthcare. https://ow.ly/IYWg30sGorj

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