O.P. Almaraz

In most NFIP policies, flood means an overflow of inland or tidal waters, rapid accumulation of surface waters from any source, and mudslide or mudflow caused by said overflow and accumulation. https://bit.ly/3CnWone #flood #publicadjusters #insuranceclaims #wemakeiteasier #nfip

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🏡 Your home is your sanctuary. Protect it with insurance coverage designed to shield you from the uncertainties of hurricane season. Connect with us today for personalized assistance. #HomeProtection #HurricaneSafety #GeorgiaPrepared #NCWeatherAlert #TennesseeSafetyFirst #InsuranceSolutions #FamilyBusiness #StormPrep #FloridaResilience #StaySecure #oyerinsurance

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👋 Producers and Adjusters! 🚨 🚨 There's still time to register for tomorrow's CE webinar! https://bit.ly/4chiTXB Understanding Business Continuity Plans and Their Role in Risk Management and Insurance https://bit.ly/4chiTXB CE Webinar | Producer & Adjuster Credit | NO State Filing Fees 📅 July 9 🕙 1:00 pm Eastern Business continuity plans are crucial for risk management, yet many clients lack or overlook them. As an agent or broker, your role is vital in helping clients create or update these plans. -Learn skills to clearly explain the importance of a plan in their insurance program. -Participate in scenario-based case studies to deepen your understanding of growing client relationships. -Gain the tools and resources to support your clients and become their trusted advisor. https://bit.ly/4chiTXB

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Understanding your risk is the first step in hurricane preparedness. Assess your property's vulnerability to storm surge, flooding, and wind damage. Wardlaw's experienced adjusters can help you identify potential hazards and provide guidance on mitigation strategies. #KnowYourRisk #HurricaneAwareness #WardlawClaimsServ

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Here’s what to do immediately: Immediate action is crucial upon discovering water damage in your Florida home. Contact us immediately to start the claims process via email at [email protected] to discuss the damage and have us open your claim on your behalf, as we can provide essential guidance and support through this challenging situation. Our expertise in navigating insurance claims and legal complexities specific to Florida can ensure you take the right steps from the outset. If you contact your insurance carrier directly, provide all necessary documentation and keep detailed notes of all communications. You may take steps to mitigate further damage, such as turning off the water source, if possible. It is important to make sure to document the damage with photos and keep a record of any expenses incurred. By photographing all affected areas thoroughly and promptly addressing the water source, you can mitigate the impact of water damage and facilitate smoother recovery processes in Florida's challenging weather conditions. The Property People Law can help you protect your rights and maximize your chances for a successful resolution. Contact us today📱844-776-7364 for a complimentary consultation to discuss the specific details of your situation. #insurance #homeowners #homeownerspolicy #insurancepolicy #claim #policy #insuranceclaim #freeconsultation #attorneys #InsuranceClaimHelp #PropertyDamageLawyer #InsuranceDispute #FloridaLawyers #PropertyDamageClaims #LegalRights #InsuranceCoverage #FairSettlement #ClaimResolution #LegalGuidance #InsuranceClaimsAdvice #LegalAdvocacy #YourRightsMatter #property #law #propertypeoplelaw #propertydamage #florida #floridalife #miami #housedamage

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Understanding “substantial structural damage” (SSD) and its implications is essential in the evaluation of property damage insurance claims and determining scope of repair. In this article, Erin (Hughes) Roberts, PE, CFM, reviews the criteria for SSD, repair protocols, and code upgrade & compliance requirements. To learn more, visit: https://lnkd.in/gG7JicXp #50andForward #50YearsOfInsights #PropertyDamage #CodeCompliance

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📋 How to Present a Total Loss of Contents to an Insurance Adjuster: A Guide for Restoration Contractors Effectively presenting a total loss list to an insurance adjuster is crucial for a smooth claims process. Here’s a step-by-step guide to ensure your presentation is professional and thorough: 1. Prepare Your Documentation: Provide the adjuster with a detailed report and all supporting evidence for the total loss items. 2. Communicate Confidently: Clearly explain why each item is classified as a total loss, offering additional context as needed. 3. Address Questions Promptly: Be ready to clarify and provide further evidence if required. 4. Listen to Feedback: Note any requested adjustments or additional documentation from the adjuster. 5. Collaborate: Work together to agree on the total loss items and their values, which might involve some negotiation. 6. Document the Agreement: Once approved, record any modifications to your original report and update your records. 7. Finalize the Claim: Submit the final claim based on the agreed-upon assessment. Professionalism, clarity, and cooperation are key to ensuring a fair and accurate settlement. Master these steps to build trust and streamline the claims process. 📄✨ For more industry insights and to discover how EMRG can support your success, visit our website at www.emrg.com 🌐 #InsuranceClaims #TotalLoss #PropertyRestoration #ClaimsProcess #ProfessionalRestoration #Restoration #DisasterRestoration #InsuranceRestoration #Insurance #CanadianInsurance #InsuranceCanada #RestorationContractor #NationalNetwork #EMRGcanada

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Clear, efficient communication between adjusters and restoration teams is the key to a seamless claims process. At Gunns Restoration, we prioritize collaboration to ensure accurate damage assessments, faster restoration, and fewer delays. By staying in constant contact with adjusters, we provide detailed documentation and updates, helping to keep claims on track and making the process smoother for everyone involved—especially your clients. When restoration and claims teams are in sync, the result is faster recovery and greater customer satisfaction. #GunnsRestoration #ClaimsProcess #RestorationExperts #ClaimsAdjusters

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Complex construction projects have higher risks of insurance coverage gaps. Learn how to mitigate these risks with help from Burns & Wilcox. https://bit.ly/3O6ndPv #Construction #ConstructionRisks #Insurance #BurnsWilcox

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The Gunns Restoration claims process is simple and thorough, optimized for efficiency and transparency. On-Site Assessment: We arrive quickly and assess the damage, working closely with policyholders and adjusters to develop a clear scope of loss. - Inventory & Documentation: Every item is carefully documented with notes and photos to ensure accuracy and minimize disputes. - Restoration: Our team restores items quickly and carefully, returning essential belongings within 24 hours if needed. - Final Delivery: Once everything is restored, we pack and deliver items back to the client, keeping communication open with policyholders throughout the process. Efficiency, transparency, and quick turnaround—trust Gunns Restoration to restore normalcy to your client's lives. #RestorationProcess #GunnsRestoration #ClaimsProcess #TextileRestoration #ElectronicsRestoration

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Who’s attending the 2024 National Association of Subrogation Professionals (NASP) Annual Conference? Oct. 27 - 30th JW Marriott Phoenix Desert Ridge, Phoenix, AZ Guest Speakers: Ulises Castellon, CPCU, Sally Noma, John P. White “BATTERY AND ELECTRIC VEHICLE (EV) FIRES – WHERE’S THE JUICE?” Monday, 10/28, 2:15 - 3:15 pm - Grand Sonoran F Session Description: The session will utilize several visually compelling fire claims to illustrate effective electric vehicle forensic fire investigation techniques. Case studies will assist in distinguishing between intentionally set fires and legitimate accidental fires. Photographic evidence, video and 3D modeling demonstrations of compartment and component fires will buttress the presentation. Learning objectives include identifying the core elements that are crucial to the successful resolution of electric vehicle fire claims. Challenge fire experts’ methodology by highlighting the differences between electric vehicles & conventional vehicle investigations and describe numerous practical tips to effectively manage the many difficult issues that electric vehicle fire claims frequently present.

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Have you met our iGUIDE GURU Jordan Van Haaster at the PLRB Western Regional Adjusters Conference in Anaheim? He's on stage in the Marquis Ballroom tomorrow at 10 am PT. Drop by for insights into how you can fast-track your claims process with iGUIDE. Then, visit booth #615 for more details on our 3D tours and ESX files. #WesternRAC2024 #insurance #insuranceadjusters #iGUIDE

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Dealing with the storm’s aftermath? Not sure where to begin? Start by contacting your adjuster to file a homeowner’s claim. For textile and electronics restoration, reach out to FRSTeam. We’ll coordinate with your adjuster to help restore your peace of mind. At FRSTeam, we understand the importance of family—let us handle your belongings so you can focus on what matters most: your loved ones.

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After a hailstorm, it's crucial to assess the damage quickly and accurately. From minor dents to significant structural impacts, hail can cause unseen damage that might be overlooked. Let D.A. Lamont Public Adjusters provide a comprehensive inspection and guide you through the claims process to ensure you receive the compensation you deserve. https://lnkd.in/gywXqb4a #HailDamage #HailStorm #RoofDamage #PropertyDamage #HailDamageInsurance #PublicAdjuster

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Estimating in the Actionable Xactimate Profile is like having an expert by your side, ensuring nothing is overlooked. It provides real-time guidance, helping you correct mistakes and include warranted line items as you write your estimate. No more mistakes, no more missed line items.  #adjusters #contractors #restoration #lineitems #xactimate #estimates #actionableinsights #actionableprofile #actionablexactimateprofile

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Please join us for an insurance educational event, in-person or virtually, led by Ulises Castellon, CPCU RPA, CEO of Fire Cause Analysis. 🕛 May 16th - 12:00 - 1:00 pm 📍Rancho Cordova, CA (Virtual or In Person) "The Ring of Power: A Survival Guide for Insurance Professionals" is a lively presentation providing insight into how career insurance professionals Survive and Thrive in a highly competitive business environment. The themes found in J.R.R. Tolkien’s, The Lord of the Rings trilogy provide context to a discussion that includes: ● Are insurance professionals the ‘hobbits’ of the business world? ● What motivates us? Wealth? Power? Fame? A fear of failure? ● How do we overcome adversity along the hobbit’s journey? ● What role does Insurance Education – The Ring of Power play in this journey? ● What powers does the ring bestow upon both the employee and the employer? ● Is “fellowship” the true power of the ring? Everyone is welcome to attend, including both members and non-members. Feel free to share this invitation with your coworkers and industry contacts! Register for free today! Once registered, you'll receive the virtual meeting link. Here's the link to the CPCU Chapter website: https://lnkd.in/g2mRNRtA It's free to register both online and in person. You do not have to be a CPCU to attend this event. The Institutes CPCU Society #firecauseanalysis

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