Narasimham Konakanchi

Interesting approach of combining accounts on to a single card. Wondering if it is viable only for accounts from the same financial institution (FI). Or can accounts from different FI’s also co-exist ? And is this an interim step before everyone gets comfortable with no physical cards? Claudia Schaefer Adi Salehuddin

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At Capital One, our #FinOps strategy has four key pillars. Read this helpful breakdown from my Software colleagues of what they are and how we leverage them for greater visibility and control over our data spend: https://bit.ly/3Z5Y91e

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Wes Hasting, VP, Product Management, Enterprise Data, shares lessons we’ve learned at Capital One about what it takes to create a scalable #data ecosystem that supports #AI innovation. Check out his Forbes article https://bit.ly/3Y4B7ba

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Check out this Q&A with Capital One’s Head of AI Product, @Aparna Sinha, where she shares advice on building enterprise AI/ML capabilities. The conversation touches on the importance of product management in AI, Capital One’s AI/ML priorities, advice for those looking to break into the industry and so much more! Read it now on the Capital One tech blog

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Wes Hasting, VP, Product Management, Enterprise Data, shares lessons we’ve learned at Capital One about what it takes to create a scalable #data ecosystem that supports #AI innovation. Check out his Forbes article https://bit.ly/3W900zY

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From informing customers about unusual charges to answering their questions in real time, Capital One is using machine learning to bring simplicity and humanity to banking! And it’s just the beginning. Read more!

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Wes Hasting, VP, Product Management, Enterprise Data, shares lessons we’ve learned at Capital One about what it takes to create a scalable #data ecosystem that supports #AI innovation. Check out his Forbes article https://bit.ly/3Y92cKa

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Our mission to Change Banking for Good guides how we run our businesses and serve our customers, associates and communities. See how we’re bringing our mission to life in our latest ESG report. https://dy.si/4NPPg

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A healthy work life balance begins by addressing stress. And addressing stress begins by unlocking the power of your breath. DM me for The Art of Living workshops I am holding that teach tools and techniques for daily use to help de-stress and re-vitalise!!

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Walmart partners with Fiserv to offer Pay-by-Bank services US-based Walmart has announced its partnership with Fiserv in order to enable Pay-by-Bank payments for online purchases, an initiative that is set to start in 2025. Following this announcement, the collaboration will allow Walmart to include lower transaction costs, faster settlements, fewer payment declines, as well as reduced fraud, while customers will have the possibility to avoid stacked pending transactions as well. More insights on the Walmart x Fiserv partnership Throughout this collaboration, starting in 2025, users will be enabled to make online purchases using Pay-by-Bank by connecting their bank account through the use of Fiserv’s AllData platform. The service is set to facilitate authentication and security link bank accounts. This process will be done through integrations with Plaid, MX, Akoya, and Finicity, which will allow a secure, efficient, and fast connection to customer accounts. At the same time, Walmart will leverage Fiserv’s NOW Network, which will route the transactions through The Clearing House’s Real Time Payments network and the Federal Reserve’s FedNow. The solution aims to reach as many banks and financial institutions as possible, in order to provide customers and businesses the ability to send, access, and receive funds immediately while supporting credit push payments.

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It’s important to front-load adoption with technology. When developing a scalable, resilient, and modern microservices system, several key technology considerations and evaluations need to be addressed to ensure the system meets performance, reliability, and flexibility requirements. Evaluate technology and solutions based on their ability to meet architectural requirements. Ensure that new technologies integrate well with existing systems and architecture. Choose technologies that can scale with the organization’s needs and meet performance requirements. Assess the cost-effectiveness and value of technologies and solutions.Choose technology platforms, infrastructure components, and deployment strategies. Establish the architecture framework and governance structure. Creating an architecture roadmap involves outlining a strategic plan that guides the development, implementation, and evolution of an architecture over time. This roadmap provides a structured approach to aligning technology and business goals, managing resources, and ensuring successful execution. Your use cases are unique to your organization and your technology decisions should be designed to meet those needs — even those that you don’t know about yet. Below depicts the various options available for creating a technology roadmap for Microservice software development.

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