Murray Sharp

#ThePaymentsAssociation released its annual Pay360 infographic on the state of the industry that offers some good insights. Wondering what the respondents considered as the biggest barriers to improvements/new implementations? 1. Costs 2. Internal resources 3. Legacy infrastructure 4. Scalability 5. Developing a business case Well, at least #Silverflow can help on the card acceptance side of the ecosystem with removing these barriers.

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Did you know? With Instant Payments, bill pay customers can more effectively control their payment schedule, which might make the higher per-transaction price of $0.045 (compared to $0.003 with ACH) worth the cost.    While this investment doesn’t make sense for all clients, there continues to be increased justifications for using Instant Payments, especially for businesses looking to manage risk and cash flow.    Check out our most recent Level Up article on how to evaluate and justify the use of Instant Payments: https://lnkd.in/e4uckMPq    #InstantPayments

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Join FIS, Delta Airlines, and PWC for an insightful fireside chat on how organizations are revolutionizing their payment processes using a payment hub. Discover valuable strategies to improve efficiencies, reduce costs, increase visibility, mitigate fraud risks, and gain deeper insights into cash positions. Register now to secure your spot: http://spr.ly/6047wAB0J #payments #iso20022 #banktransformation #fintech #firesidechat

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If you want to to increase your customer experience, approval rates and revenue, you should start looking at: 🛑 Restricted Card's 📅 Expired Card's 🤑 Exceeded withdrawal limit's 🔄 Exceeds withdrawal tries 📅 Expiration mismatches Legitimate customers often face failed transactions due to the above decline codes, resulting in lower merchant acceptance, reduced revenue, lower lifetime customer value (LTV) and a poor customer experience 😔 Yet many merchants in the pursuit of better approval rates, seem to overlook analysis of extended decline codes 🤔. This doesn't need to be the case, and Worldpay has addressed this problem, 🚀 Boosting Your Subscription Business with AuthMax Preferred Customer! 🚀 With AuthMax Preferred Customer, you can: ✅ Increase Acceptance Rates: Work with Worldpay to drive trusted traffic through specific MIDs, where FIS or participating issuers can override certain decline decisions. ✅ Boost Revenue: Higher acceptance rates mean more successful transactions and increased revenue. ✅ Enhance Customer Lifetime Value (LTV): Fewer declines lead to happier customers who stay longer. ✅ Improve Customer Experience: Provide subscribers with a seamless and frustration-free experience. Don’t let transaction declines hold your business back. Partner with us to unlock the full potential of your subscription services! 💪 👉 Reach out today to learn more about how AuthMax Preferred Customer can transform your business! #DigitalContent #SubscriptionServices #CustomerExperience #RevenueGrowth #Fintech #Worldpay #frictionlesspayments #extendeddeclinecodes

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Let's face it, most partnerships fail. They lack depth and don't deliver real mutual value. But this one is different. Flybits API integration within the Q2 Digital Banking platform now enables 500+ banks and credit unions to access Flybits' award-winning personalization platform quickly and easily. No more waiting months to deploy new digital capabilities—now it takes just days. This is a game-changer as banks adapt to evolving customer needs. Excited to see the real value this partnership brings! #Flybits #Q2 #Partnership #DigitalBanking #Innovation #CustomerExperience #Personalization

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We're closing out B2B Payments 2024 on a high note with a live virtual conversation starring Corrie DeCamp, Chief Product Officer at Billtrust! This panel will explore the compelling reasons for automating AR processes, addressing the challenges and inefficiencies of manual AR, including high costs, errors, and delayed payments. It's not too late, register for free now! https://hubs.ly/Q02V_0Lq0

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Let's talk payments: https://hubs.la/Q02Ymdr40 Simplify your payment processes with Checkbook’s ACH payments. Designed for businesses of all sizes, our ACH solution is a cost-effective, reliable way to transfer funds directly from one bank account to another. Whether you're paying bills, vendors, or employees, Checkbook’s ACH payments make it easy to manage your finances with lower fees and faster processing times. #ACHPayments #DigitalBusiness

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🎬In a recent interview at Money20/20 with our friends at FF News | Fintech Finance, Alex Benjamin shared his insights on the growing potential for #payment innovation in the US. Learn how our in-person payment orchestration platform is helping payment processors thrive by leveraging data to offer better services and enable seamless transitions for merchants. Watch the full interview now: https://lnkd.in/esMM_669

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According to the latest NCUA report, credit unions with assets over $1 billion collected $915 million in overdraft and NSF fees during Q1. But will this revenue stream continue? Lots of other great stats in the report below... Reach out if you want to learn more about finding innovative card revenue streams

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Speaking with Sales Partners at the recent Midwest Acquirers Association, a common theme was so many are juggling deals and relationships with multiple vendors and processers, which can be very frustrating. Managed Services by Evolv eliminates the frustrations, streamlines operations and much more! https://lnkd.in/e5RtAHW5 #payments #paymentindustry #paymentsolutions #merchantservices #pos #fintech #poweredbyevolv

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How do you Increase self service, Reduce Costs and Keep up with others in your space? Find out how 👇

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#NMI has launched a new mobile card reader available for partners to better help them serve small business owners. With its seamless integration and affordable pricing, this mobile reader opens up new opportunities for merchants who previously relied on cash transactions. Learn more about the benefits 👉 https://bit.ly/3xQKYXa #PaymentGateway #PaymentSolutions

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Despite the power of technology, the human connection remains the ultimate differentiator. Conductiv is helping lenders ensure that interactions with the borrower are NOT transactional and are instead more meaningful by digitizing data gathering and transformation in lending. This saves lending operations/underwriting hundreds of hours/month and keeps human interactions high value! #finance #banking #connection

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Is your credit union tapping into the full potential of its data? Are you leveraging data to strategize and unlock new membership and product opportunities? With Vizo Financial’s partnership with Vertice AI, this is now possible. Through this collaboration, Vizo Financial is empowering credit unions to accelerate growth with a cutting-edge, rapidly deployable member growth solution, available to Vizo Financial members on exclusive terms. This solution democratizes access to advanced analytics, allowing credit unions of any size to offer the personalized member experiences that today’s market demands. Vertice AI’s Solution transforms your member data into actionable insights, delivering a single view of each member and predicting their needs — so you know who needs what, and when. Credit unions can now drive growth with targeted engagement and measurable results, without the expense of building or overloading in-house data science teams. Why Choose Vertice AI? With 70+ metrics across demographics, product relationships, and financial behaviors, Vertice AI helps credit unions understand their membership, scale their analytics, and maximize growth potential. Its proprietary scoring system quantifies each member’s economic participation, empowering you to create engagement strategies tailored to each member’s unique journey. Join Us! Vizo Financial will be hosting an informative webinar on November 19, 2024, at 2:00 p.m. ET to dive deeper into this powerful partnership. Don’t miss out on this opportunity to learn how Vertice AI can unlock new growth for your credit union. Register here: https://lnkd.in/ewZxyT89 Learn more about how Vizo Financial is unlocking member growth with our new solution, powered by Vertice AI, on the Vizo Financial blog: https://lnkd.in/ehrcZD2S #VizoBlog #CreditUnionBlog #CUBlog #CUEducation #AI #Technology

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Don't miss out on the below... As a committed partner in driving digital growth for #banks , #creditunions , and #lenders of all sizes, MeridianLink® proudly sponsors the latest 2024 State of Digital Lending report, revealing key insights centered around a crucial theme: while digitalization has been embraced, it has yet to be fully optimized. From #personalization initiatives to technology advancements, financial institutions can further their digital operations in several areas to achieve meaningful results. Check out our brief overview and download the full report on the blog: https://gag.gl/jDSIMA? #DigitalLending #Lending

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From standard retail POS setups to subscription CBD websites, we want to be your next great partner. Lean on the Argyle Payments team to drive growth in a wide variety of merchant verticals. #argylepayments #merchantservices #paymentprocessing #creditcardprocessing #cbd #hemp #affiliate #affiliatemarketing #pos #paymentsolutions #paymentprocessing #partner #agent #iso

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