Michelle Perry Higgins, CFT™

Here are some key points about housing grants for assisted living or care homes in California: The Community Care Expansion (CCE) Program provides funding for the acquisition, construction, and rehabilitation of adult and senior care facilities in California. Approximately $570 million is available for capital expansion projects through this program. CCE also offers about $249 million for the preservation of existing licensed residential and senior care facilities that serve recipients of SSI/SSP or CAPI, including those at risk of homelessness. The California Department of Housing and Community Development (HCD) administers programs that provide grants and loans for affordable housing development, including housing for seniors and people with disabilities. While not specific to California, federal resources like grants.gov and the Small Business Administration (SBA) offer grants that may be applicable for opening assisted living facilities. Some past grants that have been available (though now expired) include funding for transportation accessibility, workforce development for caregivers, and programs for Alzheimer's disease. The Multipurpose Senior Services Program Waiver in California helps nursing home eligible individuals receive care services at home, though it's not available in every county. For San Francisco residents, there's a local program called Support at Home that provides financial assistance to help elderly or disabled persons remain living in their homes. When seeking grants, it's important to regularly check for new opportunities, as grant availability and deadlines can change frequently. Additionally, eligibility requirements and application processes can vary significantly between different grant programs.

People fear aging for several reasons: Health concerns: The primary fear associated with aging is the potential decline in physical and mental health. Many worry about developing chronic illnesses, mobility issues, and cognitive decline such as dementia. Loss of independence: Nearly half of American adults are concerned about their ability to live independently as they age, including fears about vision loss, walking unaided, and driving. Financial worries: Many adults are anxious about affording future medical expenses and supporting themselves financially in old age. Social isolation: There are fears of loneliness, losing loved ones, and becoming isolated from society. Loss of purpose: Some fear boredom or lack of purpose in their later years. Cultural factors: American culture, particularly among Baby Boomers, often emphasizes youth and novelty, leading to resistance against aging. Death anxiety: Fear of aging is often linked to an underlying fear of death and mortality. Societal pressures: Negative messaging about aging in media, age-based prejudice, and pressure from the anti-aging industry contribute to fears about growing old. Despite these fears, it's worth noting that many adults don't fear aging, and this fear tends to decrease as people get older. Many individuals actively work to maintain their health and independence through activities like brain games, social connections, and regular exercise. www.clubalthea.com

$600 California revocable living trust 4088541883 https://lnkd.in/g8--Ax4m connie Dello Buono Index Annuities broker 4088541883 Notes: 1. Retitle your bank account to your revocable living trust 2. Add your trust as a beneficiary in your investment accounts 3. Quit Claim recorded transferring your real estate to the trust

The VA Aid and Attendance benefit can help defray the cost of assisted living for surviving spouses of veterans. The maximum annual pension rate (MAPR) for a surviving spouse with no dependents who qualifies for Aid and Attendance was $14,509 as of 2019. This amount is adjusted annually for cost-of-living increases. To qualify, the surviving spouse must meet certain eligibility criteria, including: The deceased veteran must have served during a period of war. The surviving spouse must require assistance with daily activities like bathing, dressing, or feeding. The surviving spouse's income and assets must fall below certain thresholds. The actual benefit amount is calculated by subtracting the surviving spouse's countable income from the MAPR. Importantly, unreimbursed medical expenses, including assisted living costs, can be deducted from countable income, potentially increasing the benefit amount. For example, if a surviving spouse's annual income is $10,000 and they qualify for the full Aid and Attendance rate, they could potentially receive up to $4,509 per year ($14,509 - $10,000) to help cover assisted living expenses. It's worth noting that while this benefit can significantly help with assisted living costs, it may not cover the full expense in many cases. Applicants should work with a VA-accredited representative to ensure they maximize their benefit potential. motherhealth bay area caregivers for homebound seniors 4088541883 www.clubalthea.com #vaaidbenefithomecare

When your parents need care in their home , non medical, what keywords do you use to find the caregiver, agency or assisted living? Based on the search results, here are some of the top keywords for senior home health and care in the Bay Area:Home health care: This is a fundamental term used widely in the industry. Senior living: This broad term encompasses various types of care for older adults. Assisted living: A specific type of senior care that provides support with daily activities. Memory care: Specialized care for seniors with dementia or Alzheimer's disease. Independent living: For seniors who can still live on their own but want a community setting. Caregivers: A crucial keyword that potential clients often search for. Home care services: Describes the range of services provided in a senior's home. Elder care: A general term for services catering to older adults. In-home care: Specifies care provided within the senior's residence. 24-hour care: For seniors requiring round-the-clock assistance. Alzheimer's care: Specific care for those with Alzheimer's disease. Respite care: Temporary care to provide relief for primary caregivers. Private duty nursing: Specialized nursing care provided at home. When optimizing for these keywords, it's important to consider location-specific terms. For example, combining these keywords with "Bay Area" or specific cities like San Francisco can improve local search relevance. Additionally, creating dedicated pages for each service (e.g., memory care, assisted living) can help improve search engine rankings for those specific terms. It's also worth noting that while "caregivers" has high search volume, the intent behind this search can vary, including people looking for jobs in the field. Therefore, it's crucial to use this keyword in context to attract the right audience. Use long-tail keywords that combine services with locations, such as "affordable senior living amenities in San Francisco" or "home health care services in the Bay Area," as these can be less competitive and more specific to user intent. Note: Home health cane be medical with visiting nurses, PT/OT or non medical (caregivers, home care, 24-hr care, live-in care, respite care) Assisted living can be in a big facility or 6-bed care home, Residential care facility for the elderly Cost: Non medical in home care, 24-hr can be more affordable (discounted, though some agencies still charge by hour depending on level of care) than 12hr care at $28 per hr from Motherhealth LLC, Home Care Org licensed , accepting long term care insurance. In home care includes light housekeeping, errands, assistance in daily living, pet care (added service/cost), massage, cooking, etc. Connie Dello Buono Motherhealth bay area caregivers 408-854-1883 author Home care Cancer and Self Care ,Amazon www.clubalthea.com Retirement income plan with living benefits or income doubler for home care #homecare #alzheimers

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