Maurice Palagonia

Getting there. I have seen more flexibility and creativity in recruiting talent in last few years.

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Before you jump on the latest weight loss trend, you may want to consider the following....

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Employers must craft benefit programs that resonate with all four generations in the workforce: Baby Boomers, Gen X, Millennials, and Gen Z. Each generation has distinct expectations for benefits, shaped by their current life stages. Explore our latest blog post to learn about the benefits that matter most to Gen Z.

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The Power of Captive Insurance Plans for Trucking Companies: Thin margins and unpredictable risks are the norm, and trucking companies are increasingly turning to Captive Insurance to address those challenges. Talk to Alera Group about a captive solution. https://ow.ly/mrbt30sFtLo

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Available today - Gallagher's 2024 US Workforce Tends Report packed with benchmarking data and key insights from 3,500+ employers to help you better support the physical, emotional, career and financial wellbeing of your people. Get your copy of the full report here ➡ https://lnkd.in/gngsWbMY #GallagherConsulting #EmployeeBenefits #TotalRewards #HumanCapital #HumanResources #HRstrategy #PeopleSolutions

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Hot off the press...5 trends to keep your eyes on from Gallagher's 2024 US Career Wellbeing Report 👀 Get the full report here to access insights and benchmarking data from 3,500+ employers: https://lnkd.in/gBUPZFVU #EmployeeBenefits #TotalRewards #HumanResoures #PeopleSolutions #Career #HRinsights #HumanCapital #SHRM #GallagherConsulting

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Businesses can reach their full potential when their people reach theirs. That’s why employers need solutions that help balance attracting and retaining talent, manage costs and promote employee wellbeing. We work with every client thinking about how we can best improve their employee experiences to drive engagement, understanding, satisfaction and productivity. We design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs. And we help clients make information-based decisions, measure and manage their programs, while driving a competitive business advantage amid an increasingly complex landscape. https://lnkd.in/eE5Ya5eW

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What key economic trends are investors closely following as we head into Q3? Join Gallagher professionals on July 18, for the latest on the economy, markets, and investments. ➡ https://lnkd.in/grjB5gRf #EmployeeBenefits #InstitutionalInvestmentConsulting #RetirementPlanConsulting

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Start discussions regarding #HealthandWelfare #Benefits renewals early -- If you haven't already started strategic talks and negotiations for January 1st implementation, you are already late. Continued rising price dynamics and the gap between the supply of healthcare workers and the demand for healthcare services is putting a strain felt by employers and employees. Companies with less than 500 employees that generally have fully insured plans are projected to have 9% cost increases on average without cost-saving efforts. It is pertinent to aggressively negotiate and discuss alternative solutions proactively to mitigate the impact and properly assess strategic options.

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If you’re in benefits or risk management, you’re probably aware of the explosive growth of #CaptiveInsurance as an alternative solution to managing the escalating costs of healthcare and other coverages. Learn more in our November webinar. Register at: https://ow.ly/aOgi50TVXtr.

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Did you know that annual enrollment is a key opportunity to show your continued commitment to employees, and to support a culture of total well-being? Discover how you can develop a strategic communication plan and craft simple, meaningful and actionable messages to connect with your employees and highlight your well-being benefits. #HumanResources #OpenEnrollment #benefits #wellbeing

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A digital-first approach makes managing diabetes and other chronic conditions easier. Learn how Elevance Health-affiliated health plans are using a concierge care program to deliver personalized care. https://ow.ly/6L8Z30sBTor #DigitalHealth #PatientCenteredCare#CareManagement

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As healthcare costs continue climbing 📈 , insurers are leaning harder into "gap-filler" products like critical illness and hospital indemnity insurance. These plans, designed to help workers manage major medical deductibles and co-pays, saw a 10% sales increase in the first half of 2024, totaling $2 billion. Critical illness premiums jumped 17%, while hospital indemnity policies climbed 12%, according to LIMRA data. Why the surge? More employers (37% for hospital indemnity) are offering these voluntary benefits, as flexible regulations and low-risk margins make them attractive to insurers. Players like Lincoln Financial Group Trust Co Inc and Prudential Financial are doubling down, with Lincoln reporting a twofold sales increase in workplace solutions over the past year. The trend underscores a growing reliance on these policies as workers navigate high-deductible plans. While they’re no replacement for comprehensive health coverage, they clearly fill a lucrative niche. #EmployeeBenefits #SupplementalInsurance #HealthcareCosts #CriticalIllness #HospitalIndemnity #VoluntaryBenefits

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Before I spend $120 for 3 iPic tix w food for "Beetlejuice Beetlejuice" for our family, you better believe I am reading the reviews of this movie on RottenTomatoes.com ahead of time to forecast whether this is a good movie and good use dollars or not. For $120 I dont want “surprises”. Why would I risk my wife asking “did you bother to take 5 minutes and look up the reviews ahead of time? Or did we just waste a lot of money and have a bad afternoon because you didn’t think ahead?” Maybe not a perfect analogy, but this is the principle of the Health Risk Analyzer. 50% of high cost claims are predictable and some of these high cost claims can be avoided with preventive action ahead of time if you have this information. Just like reading reviews ahead of going to the movies, you can see next year’s predicted benefits claims now and take action with this tool. Lower your risk and lower your chances of “surprises”. RottenTomatoes probably seemed pretty far out 20 years ago, but now everybody reads reviews of movies ahead of time. It’s smart. It prevents you from wasting your money on a bad movie - and there are a lot of bad movies out there. The use of the Health Risk Analyzer and predicting high cost claims and targeting groups for preventative action before a high claim hits will be the standard shortly. Unless there is a new car in the driveway with a bow on top, nobody likes “surprises”.

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