Lindsey Pennington

Thinking about a reverse mortgage but drowning in myths and rumors? 🏡💭 Let's clear the air with some honest-to-goodness facts! Say goodbye to those pesky mortgage payments for good. Hit me up or swing by www.texasreverse.net for all the real-deal answers you need. #ReverseMortgage #NoMoreMortgagePayments

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Personalized vs. Tech-Driven Loan Approaches 🏡 Offering a personal touch in the loan process sets us apart from tech-based companies. We believe in understanding each borrower’s unique story for an enhanced lending experience! #mortgage #personalizedapproach #texasmortgage #texasrealestate #sanantonomortgage #sanantoniorealestate

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Grow your real estate portfolio with ease! This Debt-Service Coverage Ratio (DSCR) home loan can help you expand your investment property business. #withCertainty

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Main Steps from Contract to Close When Buying a Home in Texas.🏡 Offer Accepted: Your offer is accepted. Once both parties have signed & received the purchase agreement, then you’ll officially be under contract! Earnest money and the Option Fee need to be delivered to the title company within 3 calendar days ( some rules apply). 𝐎𝐩𝐭𝐢𝐨𝐧 𝐏𝐞𝐫𝐢𝐨𝐝: During this time (usually 7-10 days), you should have an inspection and negotiate repairs, if needed. After both parties agree, an amendment is signed. During this period, the buyers have the irrefutable right to terminate the contract for whatever reason. 𝐀𝐩𝐩𝐫𝐚𝐢𝐬𝐚𝐥 & 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠: Your lender will order an appraisal, and you’ll work on finalizing your loan approval. This includes too getting home insurance & survey if needed. 𝐓𝐢𝐭𝐥𝐞 𝐑𝐞𝐯𝐢𝐞𝐰: The title company ensures there are no issues with the property’s title and prepares the closing documents. 𝐅𝐢𝐧𝐚𝐥 𝐖𝐚𝐥𝐤𝐭𝐡𝐫𝐨𝐮𝐠𝐡: A day or two before closing, you’ll do a final walkthrough to ensure everything is in order. 𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐃𝐚𝐲: Sign the final paperwork, pay your closing costs & downpayment, and receive the keys to your new home as soon as the loan funds! 🎉 Contract to close typically takes 30 days, if there is financing of course. If cash, it can be closed in 5 - 10 days! #peternellpropertygroup #yourhoustonrealtor #realestatewithanenergytwist

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Interesting insights coming out of Austin's housing market! With over 12,000 active listings and homes sitting on the market for an average of 70 days, buyers have more options than ever. While prices have dropped slightly, they remain high. As we approach potential interest rate cuts, it’s a pivotal moment for both buyers and sellers. What are your thoughts on navigating this market? Let’s discuss! #AustinRealEstate #MortgageTips https://ow.ly/MW2750TH7Wg

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🚀 Introducing the Amazon of Real Estate Closings! 🏠 Say goodbye to the typical 30-45 day wait. With our next-gen title services, we’re now closing deals in 5-7 days in Oklahoma (3 days in our other 14 states) – fast, easy, and seamless. Our cloud-based tech ensures that your real estate transactions are quick, efficient, and affordable. Whether you’re an agent, buyer, or seller, we’re here to make the process smoother while saving you money. Think Amazon for titles – the future of real estate closings is here. 🏡💻 🔗 Schedule a call today to learn more! #RealEstate #NextGenTitle #FastClosings #RealEstateSolutions #AmazonOfClosings

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What's Happening in the Austin area Housing Market? 📊 The Austin market is buzzing! 🏡 Here are the latest trends: ➡️ Home Prices: Median prices are steady, offering opportunities for buyers to enter the market. ➡️ Inventory: More homes are available compared to last year, creating options for buyers. ➡️ Market Activity: Homes are staying on the market a little longer, giving buyers a chance to negotiate. Curious about what this means for your home search? Let's connect! #homebuying #mortgage #firsttimehomebuyer #homebuyers #realestateinvestment #housingmarket #mortgagetips #buyer #homeloans #mortgagerates #homeloan #mortgagelender #refinance #interestrates #credit #creditscores #creditportfolio

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Texas Tax Deed Investing - We Offer Cash Out Texas tax deed auctions are a goldmine for real estate investors looking to acquire properties at a fraction of their value. But why wait months for the redemption period to end before seeing returns on your investment? With our new Tax Deed Cash Out product, you can pull out capital from your auction wins as soon as 24 hours after the auction, giving you the liquidity to reinvest without waiting! Don’t let the redemption period hold you back from scaling your portfolio. Let your capital work for you, when you need it. Let’s talk! DM me🏡💰 #texasrealestate #taxdeed #taxlien

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🔒 Invest Securely with FISYN Fund I – Now is the Time! 🔒 🏛️ With the upcoming elections, we’re entering a pivotal moment in the real estate market, especially here in Texas. Savvy investors understand that times of change bring unique opportunities – and FISYN Fund I is here to help you seize them safely and profitably. Here’s why NOW is the ideal time to invest in Texas real estate through FISYN Fund I: ✅ Election-Driven Market Demand – Historically, Texas real estate has benefited from increased demand around election cycles as investors seek stable, growth-oriented regions with strong economic fundamentals. Texas remains a key destination, driving up the value of land and properties. ✅ Long-Term Stability – With shifting policies and economic strategies, real estate in growing states like Texas offers long-term value, even as other markets experience uncertainty. Investing in land during times of political change has proven to be a secure, reliable approach to wealth-building. ✅ Low Barrier to Entry – Start with as little as $5,000 to earn a 10% annual income distributed quarterly. For investments of $50,000 or more, enjoy a 12% monthly income and a 20% equity participation in property sales. FISYN Fund I offers a range of options tailored to your investment goals. ✅ Backed by Texas Land – FISYN Fund I investments are backed by prime Texas real estate assets, providing a strong foundation that holds its value even during market fluctuations. 📈 Proven Returns & Track Record – With our expertise in Texas commercial real estate, FISYN has consistently delivered steady returns. We prioritize the safety and growth of our investors’ capital, giving you a secure foundation for your investments. Now is the time to take action and position yourself for success in the evolving real estate landscape. Don’t miss the chance to invest in a secure, income-generating fund that’s built to thrive, even in times of change. Discover more about FISYN Fund I, view investor testimonials, and learn why our approach is trusted by so many. Visit fisyn.com for details and join us on the path to stable, high-yield real estate investment. Rawney McVaney Micah McVaney #RealEstateInvestment #PassiveIncome #SecureInvestments #AlternativeInvestments #FISYNFund #TexasRealEstate #InvestmentOpportunity #PortfolioGrowth #FinancialFreedom #WealthManagement #Election2024 #RealEstateInvestor #InvestInYourFuture #EconomicGrowth #FinancialSecurity #QuarterlyReturns #PrivateEquity #InvestSmart #WealthBuilding #GrowthOpportunity

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🏘️ The DFW housing market is bustling, even with high interest rates! Some neighborhoods are selling homes "PDQ" (pretty darn quick)! 📈 Curious about the fastest-selling areas? One standout is the 75244 ZIP code near Galleria Dallas—homes there average just 43 days on the market! Learn more about the top neighborhoods and trends shaping our market today. What are your thoughts on the current housing market? Share below! 👇 #DFWRealEstate https://ow.ly/ZMmW50U3jV6

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Another great closing in Texas for Monarch Commercial Advisors. The seller, who was also an active retail broker, hired us to create a national market for the sale of this strip center in a small market outside of Dallas. We sourced a non-1031 buyer from our database who was investing outside of NYC for the first time. By engaging a proven financing team (Altoma Real Estate Advisors, Inc.) we located a hungry lender at very competitive terms to finance the asset. The escrow was executed to perfection through existing and new TX relationships, achieving the goals of both buyer and seller, and leading to new assignments with each. Key takeaways from this deal: - Contemporary strip center inventory is attractive these days, based on elevated construction costs and the positive leverage a buyer can achieve. Make sure your broker understands how strong demand is for strip retail. - If you're listing a deal, make sure you're activating the full national buyer spectrum (just putting the deal out on the internet WON'T cut it here) - Service to the buyer (and/or their broker) that results in a closing = service to the seller. A dedicated and experienced Escrow Director (like Lauren C.) is a must, in our book. 

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Credit scores are like the financial resume lenders review when considering mortgage applications. They strongly influence the interest rates and monthly payments borrowers receive. Simply, the higher the credit score, the lower the interest rates and more manageable the payments. At Supreme Lending Dallas, we understand that everyone's financial journey is unique. That's why we offer programs to accommodate individuals with lower credit scores. These programs open doors to homeownership for those who might face challenges with traditional lending criteria. #mortgagefacts #FirstTimeHomeBuyer #Texasrealestate #downpaymentassistance #mortgagetips

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Here are the latest housing market statistics for Magnolia, TX! If you'd like more detail on the market, what's available or how much your home might be worth, let's set up a meeting to discuss! #houseexpert #house #home #realestate #realestateagent

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Deals default in strongest markets. in this case, the lender, Rialto, claims that the newly developed complex was plagued by essential safety issues — rusted-through stairwell supports, broken railings and cracking concrete stairs. Not all deals work out even in the best of times. To point to this deal and say that it reflects market conditions is an over statement. The good news is that lenders like Rialto have slowed kicking the can down the road, even for preforming long term maturing loans.... ...which all lenders should be doing with their preforming long term maturing loans. Those properties have tones of equity and do not need to be extended. The fastest way to a normal functioning CRE market is to force those sales. The more that it happens, the faster we'll get there.

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Curious about the Dallas housing market in 2024? Dallas leans towards a seller's market, but increasing inventory is bringing balance. Prices are rising, and sales are strong, indicating healthy growth. ➡️Sales and Prices Single-unit residential sales rose by 8.09%, reaching a total of $4.39 billion. The average sales price climbed to $505,446, up 3% from last year. ➡️Single-Family Homes Sales increased by 8.38%, with the average price at $513,563. Despite higher prices, homes are selling quickly, showing strong demand. ➡️Inventory and Speed Inventory levels are up slightly, but homes are selling faster. ➡️Job Market Impact Dallas's robust job market, with a 1.79% increase in jobs, strengthens the housing market by attracting more homebuyers. The Dallas housing market in 2024 is set for growth and stability. Ready to dive into the Dallas housing market? Let's turn these insights into action! 📲https://lnkd.in/gDseVaiX #dallasrealestate #markettrends #realestateinvesting #realestatemarket #propertyinvestment #hardmoneyloan #conventus #lendingwithmelissa

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So you are thinking of buying an investment property in the Dallas area. What are somethings you need to consider? What type of loan works best for you a DSCR or q standard investment loan where you need to provide all documentation and the normal loan process. You definitely need to speak to a lender to see which of these works best for you if you are not not paying cash. Some other things to consider in some neighborhoods depending on the HOA you may be required to live in the home for a year prior to making it a rental have your agent ask the listing agent to find out if it’s not stated on the MLS. Also some neighborhoods limit the number of rental homes allowed and there may be a waiting period for the home you buy before it can be leased or approved to be leased. You need to consult an insurance agent as well to see what options you have or if a landlords policy is available. If you are considering making a high rise condo in the Oaklawn , Uptown or downtown area be aware that you may be required to pay two additional months in addition to your normal hoa dues when you have a new tenant or possibly even when you renew a lease. These are all factors that you want to consider in addition one more thing is the county appraisal district can increase the property tax assessment by up to 20 percent a year prior to 2023 this had no limits on the increase in assessed value. These are things to consider as to the potential cash flow or lack thereof. The bottom line is take a look at the numbers. One thing to keep in mind is that in general historically home values doubled every 20 years. During the pandemic this was far exceeded in a short time period. This is not a guarantee of profit but historical data to give you perspective. If you have any questions don’t hesitate to reach out to me.

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