Lily Betarie

This week's Stage Ready Financial Planning blog post was about 8 tips to consider if you want to plan for early retirement. Dayton & Southwest, Ohio - If you know someone in their late 40's to early 50's who wants to retire early or at just the right time to live their dream future, encourage them to visit www.stagereadyfp.com and scroll to the bottom to download a copy of our free "Retirement Ready Checklist." ✅ #daytonohio #financialadvisor #financialplanning #retirement #retirementplanning

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Retirement should be about pursuing your passions, spending time with loved ones, and enjoying the life you’ve worked so hard to build. But navigating the financial landscape? That’s where we come in. At Wright Financial Group, we’re not just financial advisors – we’re your dedicated partners in creating and protecting the retirement you envision. Our comprehensive services include: ✓ Personalized Retirement Planning ✓ Strategic Investment Management ✓ 401(k) & IRA Rollovers and Conversions ✓ Life Insurance & Long-Term Care Solutions ✓ Tax Planning Strategies ✓ Estate & Legacy Planning Your retirement deserves more than a one-size-fits-all approach. Let us help you build a future that’s as unique as you are! #retirementplanning #wealthmanagement #financialadvisor

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8 Reasons Why Clients Need a Live Insurance Agent

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💡 Everything You Need to Know About Health Spending Accounts (HSAs) 💼 A Health Spending Account (HSA) is an increasingly popular employee benefit that allows for more flexible coverage of health and dental expenses, making it a valuable addition to any benefits package. 🔍 What is an HSA? An HSA provides employees with tax-free compensation for various health-related expenses not typically covered by traditional insurance plans. Eligible expenses are defined by the Canada Revenue Agency (CRA), and HSAs are tax-deductible for businesses. This makes it an attractive option, especially for small and medium-sized enterprises (SMEs), potentially saving thousands of dollars by converting health costs into tax deductions. 🏦 How Does an HSA Work? Think of it as a bank account! Employers allocate a set amount annually for each employee, who can then use these funds based on personal needs. Whether it’s for dental care, vision expenses, or medical treatments, employees have the freedom to spend their HSA dollars as they see fit. Plus, unused balances roll over into the next year! Check out Wellbytes here: https://buff.ly/3BL4YvW #EmployeeBenefits #HealthSpendingAccount #HSASolutions #WorkplaceWellness #HRInsights #CanadianHealthcare

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A supplemental retirement plan is one way to help you build retirement security. 🔒 STRS Ohio members are eligible to enroll in and contribute to a supplemental 457(b) retirement plan (available through Ohio Deferred Compensation). 👍 Unlike individual retirement accounts (IRAs) or 403(b) plans, funds in an Ohio Deferred Compensation account are not subject to an early withdrawal penalty if employment ends and a member withdraws funds before age 59-1/2. A financial advisor can help you compare the benefits and fees for each of these options. 🗒️ You can learn more about this program at buff.ly/3XDKNJ8.

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Throughout Q1, plans saw an overall strengthening of solvency ratios. https://bit.ly/44HFdaC For defined benefit pension plans in the enviable position of enjoying a surplus, having an effective strategy for its use will be on the agenda. Jared Mickall and other experts share why contribution holidays, improving benefits or retaining surplus are typical options, and why their financial impacts should be explored. #DefinedBenefit #RiskManagement #pensions

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Trying these field-tested ideas and expert strategies could give you a look into what may keep some clients from making decisions that could help set them up for better #financial security in #retirement. https://ow.ly/sKN250RyUAr

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We know you help your clients prepare for both short- and long-term financial needs —including planning for a secure retirement. Athene's SVP, Head of Marketing Amanda Steward shares her insights on how financial professionals like you can help guide clients through common retirement planning gaps and surprises. https://ow.ly/kN3H50Ugbq8

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"What are the most common benefit options available when retiring in a pension plan?" Join Stephanie Irvin, MBA and Andrew Taggart, ASA, EA, FCA, MAAA as they cover the various annuity options you can choose from in our latest episode of "Ask an Actuary." Discover how these options work and what factors you should consider when making your decision. *Please note: "Ask an Actuary" is a series of interviews with our team of actuaries and actuarial consultants. #AskanActuary #annuityoptions #pensionplan #retirementplanning #actuarialconsulting

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Picking the right solutions independently isn't getting any easier and that's evident in the Schwab Advisor Services Independent Advisor Outlook Study 2024. "...when asked to drill down further and identify the technology-related factor most affecting industry growth, 45% of advisors said the growing availability of solutions available to support them." Whether you're an Advisor, Managing Director, Partner, or Head of Ops, you know there are solutions out there that can address challenges specific to your firm. Identification and implementation are the two areas we most often see clients get tripped up. If you're currently in one of the positions aforementioned and you're looking for solutions to support your firm, wouldn't it make sense to have an unbiased resource there to support you as well? 🤔 #wealthtech #finserv #fintech https://lnkd.in/eenQ2uKS

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Have you ever considered how identifying your (and your spouses) core values might help you get clear on your financial priorities? This month Kathy Patton explores the traits of those that choose "time" as a core value, and how it might influence their financial decisions. Could "time" be one of your core values?

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When your clients purchase a fixed-indexed annuity from MassMutual Ascend, they may have the opportunity to add the IncomeDefender rider for an additional charge. It protects the money they’ve already accumulated, while also providing guaranteed growth to help maximize their future income. Share our “IncomeDefender” brochure with your clients to learn more about how the rider works and the other benefits it may add to their portfolio. #IncomeDefender #Rider #FixedIndexedAnnuities https://lnkd.in/g_2ZJm7y

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It's July, which means it's time to perform a midyear check on your health savings account (HSA). Read more about some of the key things to consider as we approach the second half of the year ➡ https://bit.ly/45Zsl00

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Help your defined benefit clients discover the power of pension risk transfer strategies and how they can save cost and shift risk from their balance sheet. Learn how the right transfer methods for each plan can help you guide clients toward smoother transitions and potential terminations. Register: https://ow.ly/cLUQ50UcgO6 Speaker: Mike Devlin #NAPA401kSummit #TheAdvisorExperience #DefinedBenefit

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