Lance Winters

Wowza! We absolutely adore receiving these fantastic reviews about our hardworking processors. They truly are the pros at processing! #review #fivestar #TopShelfTuesday #MortgageExcellence #topshelfcoverage #licensedacrossamerica #meettheteam #teamtopshelf #mortgagereview #fivestarreview #mortgageprocess #homeloan #realestate #loanofficers #mortgageprocessors #mortgageprocessing

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A big misconception is that you need 20% down to get a loan. THIS IS NOT TRUE. You may qualify with much less down. All loans are subject for credit approval. Ryan C. Cullin NMLS 198681 #statebank #CincinnatiHousingMarket #CincinnatiHomebuyers #MortgageTips #CincinnatiInvestors #explorepage

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Calling all Investors, First-timers or Experienced for Orion Lending's Business Purpose DSCR Loans! At Orion, you can close in the name of an entity or individual on DSCR Business Purpose Loans Additionally, transferred appraisals are allowed and state licensing is not required in 33 states! Contact me and we can discuss this further!  #orionlending #wholesalemortgagelending #mortgagelending #brokersarebest #wholesalemortgagelending #dscr #investmentproperty #businesspurposeloan

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Can a HELOC save the Universe…. Probably not but He-Man can! Can a HELOC help save the day…. Sure can! With several different HELOC options Presidential Bank Mortgage LOs can become as close to He-Man as possible by provided numerous options for our clients! From bridge loans to accessing equity for multiple reasons discover how the Power of the Universe… I mean your home and our HELOC can help you increase your pipeline volume and help your clients!

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2024 has been a wild ride in the mortgage industry. While we don’t have a crystal ball to foresee what 2025 will bring, we do have the power to create our own destiny. As a Production Manager, are you equipping your loan officers with the right tools and resources to excel? - Have you provided them with coaching that sets them apart in a competitive market? - Are they consistently engaging in high-value activities that drive success? At Accountable, we offer a proven 90-Day Sales Bootcamp led by Dr. Bruce Lund. This program is designed to set your loan officers on the path to success, no matter the market conditions. The results speak for themselves: increased production, renewed confidence, and loan officers who thrive in challenging markets. Ready to see the impact for yourself? Let’s connect! Email me at [email protected], and let’s chat about how we can help your team succeed in 2025. #LoanOfficers #ProductionManagers #CreditUnions #Banks #2025Success #90DayBootcamp #MortgageIndustry #LoanOfficerSuccess #SalesCoaching #MortgageSales #AccountabilityMatters

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Mortgage Loan Officers & Branch Managers: Take your business to the next level with Geneva Financial! 📈   Gain access to industry-leading marketing tools and a dedicated support team—at no cost—to grow your business while building stronger client relationships. 🤝💼   Start your journey today at JoinGFI.com and reserve your spot for our Discovery Day webinar. 💻   #MortgageMarketing #LoanOfficers #JoinGFI #MarketingSupport #CareerGrowth

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ATTENTION MORTGAGE BROKERS: Let's dive into Non-QM: Part 38. Are you doing Jumbo loans? 🧐 Offering Jumbo Loans gives you the power to serve high-net-worth clients with flexible terms. We offer higher DTI thresholds than conventional lenders, making it easier for borrowers to qualify. Plus, we allow interest-only payments up to 90% LTV, giving clients lower initial payments and greater flexibility to manage cash flow. Whether it's for luxury properties or high-value second/vacation homes, Jumbo Loans help you stand out and capture more business. Capturing the Jumbo space is one of the many strategies behind Non-QM. As a growing segment in the mortgage industry, becoming an expert in both conventional and non-conventional mortgage programs will put you at an elite level. I've helped countless brokers jump into the Non-QM space, and now it’s a significant part of their production. I'd be happy to coach you through it too! #JumboLoans #MortgageBrokers #NonQM #RealEstate

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A second mortgage may be a valuable tool for things  like a down payment on an investment property or  second home, consolidating debt, financial emergencies,  and more. Call today to see if a second mortgage is right  for you! #SNMC #MoreThanAMortgage #WeAreSNMC #SNMCcares #SNMClife #TogetherSNMC  

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🏡 Discover the Perfect Loan for Your Dream Home with Sun West.🌟 With a wide array of loan options, Sun West makes it simple to find the perfect fit for your unique needs. Choose from FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM Loans, and more — all tailored to ensure a seamless and rewarding home buying experience. 📲 Call me to learn more! Nothing Is Beyond Reachᵀᴹ 👉 AngelAi.com Consumers with a Reverse Mortgage can lose their home if they fail to comply with the loan terms, which include, among other terms, paying property taxes, homeowners insurance and HOA dues (if applicable) on time, maintaining the subject property as their primary home, etc. Being High Risk Loans, Non Conforming Jumbo, and Non-QM loans may include higher interest rates, closing costs, interest-only periods or prepayment penalties. #fha #va #usda #reversemortgage #hecm #conventionalloan #homeequity #sunwestmortgage #mytruehome #wegetyou #mortgage #loans #homeloans

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Monday mortgage rates update: Conventional 30-year fixed: Rate: 6.125% APR: 6.264% Points: 0.802 FHA 30-year fixed: Rate: 5.375% APR: 5.656% Points: 0.686 VA 30-year fixed: Rate: 5.375% APR: 5.692% Points: 1.074 *Based on 760 FICO, 20% down payment, and $300,000 loan amount. Subject to third party charges such as title and appraisal fees.

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Plaza Home Mortgage, Inc. Why use a renovation loan? Here are 7 great reasons. We’re here for you in so many ways. And renovation lending is just one of them! Plaza Home Mortgage® strives to give you the best options when it comes to your borrower’s needs. Renovation lending is becoming an increasingly popular strategy in todays market, and at Plaza we want to help you capture more business with our variety of renovation options. From a full kitchen remodel to a simple bedroom refresh – chances are, a renovation loan is the best choice for financing. Here’s why: Some programs allow up to 100% LTV of the As-Completed value Use it on a purchase or refinance Some programs allow second homes and investment – and most property types are eligible Usually much lower interest than using credit cards or personal loans Not a HELOC or second lien - one loan and one payment on a 15 or 30-year amortization Almost any project can be financed: including add-ons, ADU's, interior/exterior renovations, capital improvements, pool and outdoor living areas. We have a specialized renovation team to guide you through the process from disclosure to close Reach out we are Here to HELP #loanofficers #mortgagebrokers #Renovationloans #Fixerupper #Mortgagebankers

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leverage your finances to stay ahead of the market waves of cyclical business swings

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🚫 Don't just take orders in lending. Offer guidance and options. Some lenders are here for the long haul, others not so much. ✋ Who's in it for the long run? #loanindustry #lendingadvice #mortgageadvisor #financialplanning #longtermcommitment #financialguidance

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🏡💰 Looking to invest in home improvements that offer the best return on investment (ROI)? 📈 Check out our top 5 picks! #5: Bathroom Remodel - Upgrade faucets, fixtures, and tile for a 92% ROI. #4: Basement or Attic Room Finish - Transform unused space into living areas for a 95% ROI. #3: Minor Kitchen Remodel - Update everything except cabinets and appliances for a 98% ROI. #2: New Deck or Patio - Enhance outdoor living spaces for a 100% ROI. And the top spot goes to... #1: Landscaping & Exterior Beautification - Spruce up your curb appeal with shrubs or a fresh coat of paint for an impressive 103% ROI! 🌳🎨 Invest wisely and watch your home's value soar! 💼✨ #HomeImprovement #ROI #InvestSmart #floridarealestate #tennesseerealestate #georgiarealestate #ncrealestate #northcarolinarealestate #mortgage 

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🏡💰 Looking to invest in home improvements that offer the best return on investment (ROI)? 📈 Check out our top 5 picks! #5: Bathroom Remodel - Upgrade faucets, fixtures, and tile for a 92% ROI. #4: Basement or Attic Room Finish - Transform unused space into living areas for a 95% ROI. #3: Minor Kitchen Remodel - Update everything except cabinets and appliances for a 98% ROI. #2: New Deck or Patio - Enhance outdoor living spaces for a 100% ROI. And the top spot goes to... #1: Landscaping & Exterior Beautification - Spruce up your curb appeal with shrubs or a fresh coat of paint for an impressive 103% ROI! 🌳🎨 Invest wisely and watch your home's value soar! 💼✨ #HomeImprovement #ROI #InvestSmart #floridarealestate #tennesseerealestate #georgiarealestate #ncrealestate #northcarolinarealestate #mortgage 

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🏡💰 Looking to invest in home improvements that offer the best return on investment (ROI)? 📈 Check out our top 5 picks! #5: Bathroom Remodel - Upgrade faucets, fixtures, and tile for a 92% ROI. #4: Basement or Attic Room Finish - Transform unused space into living areas for a 95% ROI. #3: Minor Kitchen Remodel - Update everything except cabinets and appliances for a 98% ROI. #2: New Deck or Patio - Enhance outdoor living spaces for a 100% ROI. And the top spot goes to... #1: Landscaping & Exterior Beautification - Spruce up your curb appeal with shrubs or a fresh coat of paint for an impressive 103% ROI! 🌳🎨 Invest wisely and watch your home's value soar! 💼✨ #HomeImprovement #ROI #InvestSmart #floridarealestate #tennesseerealestate #georgiarealestate #ncrealestate #northcarolinarealestate #mortgage 

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🏡💰 Looking to invest in home improvements that offer the best return on investment (ROI)? 📈 Check out our top 5 picks! #5: Bathroom Remodel - Upgrade faucets, fixtures, and tile for a 92% ROI. #4: Basement or Attic Room Finish - Transform unused space into living areas for a 95% ROI. #3: Minor Kitchen Remodel - Update everything except cabinets and appliances for a 98% ROI. #2: New Deck or Patio - Enhance outdoor living spaces for a 100% ROI. And the top spot goes to... #1: Landscaping & Exterior Beautification - Spruce up your curb appeal with shrubs or a fresh coat of paint for an impressive 103% ROI! 🌳🎨 Invest wisely and watch your home's value soar! 💼✨ #HomeImprovement #ROI #InvestSmart #floridarealestate #tennesseerealestate #georgiarealestate #ncrealestate #northcarolinarealestate #mortgage 

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🏡💰 Looking to invest in home improvements that offer the best return on investment (ROI)? 📈 Check out our top 5 picks! #5: Bathroom Remodel - Upgrade faucets, fixtures, and tile for a 92% ROI. #4: Basement or Attic Room Finish - Transform unused space into living areas for a 95% ROI. #3: Minor Kitchen Remodel - Update everything except cabinets and appliances for a 98% ROI. #2: New Deck or Patio - Enhance outdoor living spaces for a 100% ROI. And the top spot goes to... #1: Landscaping & Exterior Beautification - Spruce up your curb appeal with shrubs or a fresh coat of paint for an impressive 103% ROI! 🌳🎨 Invest wisely and watch your home's value soar! 💼✨ #HomeImprovement #ROI #InvestSmart #floridarealestate #tennesseerealestate #georgiarealestate #ncrealestate #northcarolinarealestate #mortgage 

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