“Julia understands and articulates the intersection of purpose and profit better than anyone else I’ve ever hired. We hired Julia precisely because she was not a banker. We wanted fresh ideas and someone who would ask “why not” as we thought about how to help lower wage workers buy homes. Julia learned very quickly about banking and mortgages so that she could do everything from open a checking account to educate people on what it takes to get a mortgage. She networked extensively internally and was able to leverage relationships as well as her knowledge as an urban planner to build out a second product (car loans) for the customers she was serving. Julia zeroes in on gaps, finds creative solutions, and has the persistence to make things happen. If you are looking for someone who can bridge company and community in meaningful ways that impact the bottom line, call Julia. She’s creative, strategic, and collaborative. I’ve seen how she can pivot on a dime to communicate any important message to different types of audiences, and our Home Lending team loved working with her so much that her absence was palpable when she was offered a promotion into a data analytics role. I was not surprised at all when Home Lending hired her back a couple of years later in a second promotion.”
About
Experienced Program Director with a strong background in research, data analysis…
Activity
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Another unlocked/free article from my account because you should read it and look at the maps. Home insurance nonrenewals and refusals to provide…
Another unlocked/free article from my account because you should read it and look at the maps. Home insurance nonrenewals and refusals to provide…
Shared by Julia R. E.
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This is free from my account because you need to take a moment to read it, especially if you're one of us whose only choice at work is a high…
This is free from my account because you need to take a moment to read it, especially if you're one of us whose only choice at work is a high…
Shared by Julia R. E.
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This is an interesting development, and it's telling that Bank of America is now involved in a second debt swap. I'm very curious about the…
This is an interesting development, and it's telling that Bank of America is now involved in a second debt swap. I'm very curious about the…
Shared by Julia R. E.
Education
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The Ohio State University
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Licenses & Certifications
Publications
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Reinventing the Rust Belt: Welcoming Economies, Immigrant Entrepreneurship, and Urban Resilience
OhioLINK
This dissertation brings two bodies of research - immigrant integration and economic development - together within the context of urban planning as part of a broader discussion about the role of immigrant entrepreneurship in reinventing America's shrinking cities. The analyses presented herein advance the understanding of immigrant entrepreneurship within the context of the Welcoming Economies movement. Immigrants are important assets for the vitality and resilience of cities and neighborhoods,…
This dissertation brings two bodies of research - immigrant integration and economic development - together within the context of urban planning as part of a broader discussion about the role of immigrant entrepreneurship in reinventing America's shrinking cities. The analyses presented herein advance the understanding of immigrant entrepreneurship within the context of the Welcoming Economies movement. Immigrants are important assets for the vitality and resilience of cities and neighborhoods, and this dissertation points toward the development of evaluative models that allow for greater understanding of the outcomes of immigrant welcoming initiatives.
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Perceived Value of Visitable Housing in Ohio
Ohio Developmental Disabilities Council and the Ohio Colleges of Medicine Government Resource Center
links to stories about this research:
http://legacy.ideastream.org/statehouse/entry/69678
http://www.dispatch.com/content/stories/local/2015/07/29/bill-would-give-grants-to-help-make-homes-more-accessible.html
A “visitable” house enables someone who has an ambulatory difficulty to enter and navigate the
living area of the main floor of a residence. It has:
One zero-step or low-slope entrance,
Doorways at least 32” wide, and
A usable half-bathroom…links to stories about this research:
http://legacy.ideastream.org/statehouse/entry/69678
http://www.dispatch.com/content/stories/local/2015/07/29/bill-would-give-grants-to-help-make-homes-more-accessible.html
A “visitable” house enables someone who has an ambulatory difficulty to enter and navigate the
living area of the main floor of a residence. It has:
One zero-step or low-slope entrance,
Doorways at least 32” wide, and
A usable half-bathroom on the first floor.
By 2024, it is estimated that Ohio may have 5 million residents with ambulatory difficulties. Houses
with well-designed visitable features can benefit that population as well as injured veterans, the
public, and the state. They can enhance independence and care-giving, lower costs incurred due to
falls and injuries, lower Medicaid costs by allowing home care, and minimize tax expenditures by not requiring people to move to a nursing home or long-term care facility. However, developers complain about a lack of consumer demand for visitable units, stigma associated with visitable features, and higher costs associated with building such houses. Perhaps their perceptions are inaccurate or the perceived lack of consumer demand results from consumers seeing poorly designed visitable features or not seeing them at all.
Surveys of 266 Ohio homeowners, homebuyers, developers, and other real-estate professionals were conducted to learn more about the obstacles and benefits of visitable houses by showing
respondents visitable features and asking them to respond to a range of questions. Results indicated:
Strong consumer demand for visitable features;
Low cost for providing features in new construction; and
Improved livability associated with each feature.
The benefits of visitable features to consumers and the state, their relative low cost, and consumer
demand for them all suggest that Ohio can benefit from offering incentives to encourage the
construction of visitable units.Other authorsSee publication -
Homeowner and Homebuyer Impressions of Visitable Features
Disability and Health Journal
Background
Though visitable house features (32+″ wide doors; no-step or low slope entries; and a usable half- or full bathroom on the main floor) have benefits, many developers and builders oppose them because they believe homebuyers do not want them.
Objective
The present study sought to test the accuracy of developer and builder perceived barriers to including visitable features in new houses. Specifically, we tested the desirability of houses with and without such features to…Background
Though visitable house features (32+″ wide doors; no-step or low slope entries; and a usable half- or full bathroom on the main floor) have benefits, many developers and builders oppose them because they believe homebuyers do not want them.
Objective
The present study sought to test the accuracy of developer and builder perceived barriers to including visitable features in new houses. Specifically, we tested the desirability of houses with and without such features to homeowners and homebuyers. We hypothesized that homeowners and homebuyers would prefer to buy homes with visitable features even if they believed such homes would cost more.
Methods
In a cross-sectional study, we surveyed 96 homeowners and 107 homebuyers in Ohio. For photos of nine matched pairs of visitable and non-visitable features, respondents assessed home would sell faster, which they preferred to buy, and which had an older inhabitant. They also rated effects of each visitable feature on qualities that might affect the marketability of the home, such as good design, aesthetics, appeal to young, appeal to old, ease of hosting visitors, and resale value.
Results
Both homeowners and homebuyers preferred to buy houses with visitable features, thought they would sell faster, and rated each visitable feature as having favorable effects on the qualities, even though they expected houses with visitable feature to cost more and to house an older person or a person with difficulty walking.
Conclusions
Contrary to developer and builder beliefs, homeowners and homebuyers may prefer houses with visitable features.Other authorsSee publication
Honors & Awards
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2021 Event of the Year for Cultural Celebration Week
Huntington Bank
company-wide award for producing and moderating a panel discussion with eight immigrant colleagues that attracted 250+ attendees
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2022 Business Resource Group Member of the Year Award
Huntington Bank
company-wide award for creating and promoting events for the Green Team, Hispanic, Women's, and Military Business Resource Groups
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Heart of Huntington
Huntington Bank
company-wide award for forward thinking, a can-do attitude, and a service heart
Languages
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English
Native or bilingual proficiency
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French
Limited working proficiency
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German
Limited working proficiency
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Spanish
Native or bilingual proficiency
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Portuguese
Full professional proficiency
Recommendations received
22 people have recommended Julia R.
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