Joshua Paul Schmidt
Laguna Niguel, California, United States
2K followers
500+ connections
About
What’s the point of getting admitted to a great school if you cannot afford it? And…
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Articles by Joshua Paul
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Freshman - My Top 10 Tips To Help You Thrive During Your College Years
Freshman - My Top 10 Tips To Help You Thrive During Your College Years
To all incoming college freshman, You’re no longer in high school. So that means if you were popular, smart, quiet…
9 Comments -
Should Parents Pay for College?
Should Parents Pay for College?
Should parents pay for their kid’s college? After a mortgage, the cost to attend college will be the next most…
112 Comments -
Tips on How to Write the College Essay
Tips on How to Write the College Essay
College admissions continues to become more competitive and complex each year. The Covid-pandemic has created even more…
17 Comments -
16 Elite Universities Accused of Collusion, Price Fixing, Withholding Admissions… OH MY!!!
16 Elite Universities Accused of Collusion, Price Fixing, Withholding Admissions… OH MY!!!
Parents – here is my contrarian viewpoint to these sensational headlines: CNBC: Lawsuit claims 16 top colleges…
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Contributions
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How can you help low-income students through the admissions process?
Don't judge a school by its price tag! Example: School A Cost of Attendance = $30,000 - SAI = $2,500 Need for Financial Aid = $27,500 % of Need Met = 50% ($13,750) - Average amount of self-help = $7,000 Anticipated Gift Aid = $6,750 Anticipate Net Cost = $23,250 School B Cost of Attendance = $60,000 - SAI = $4,500 Need for Financial Aid = $55,500 % of Need Met = 100% ($55,500) - Average amount of self-help = $7,000 Anticipated Gift Aid = $48,500 Anticipate Net Cost = $11,500 Think of the cost in terms of ROI. Will you graduate in 4, 5, or 6 years? What will be your cumulative debt. If total debt > anticipated annual salary, then it's not a good financial fit. If your total debt < your annual salary, then it's a good financial fit.
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How can you help low-income students through the admissions process?
When I help students navigate this maze to college, I help them build a list of colleges based on 1) Academic Fit and 2) Financial Fit. These are two MUST-HAVE requirements for me. From there I will let the student whittle down the list based on 3) Emotional Fit – their wants. But the foundation of Academic Fit has nothing to do with a student’s passions. Instead you must discover your aptitudes – how your brain is wired for success. I use the Highlands Battery Assessment, https://www.highlandsco.com/whats-highlands-ability-battery/. Based on those results, create fit-to-major extracurriculars that show initiative and impact. Reach out to the colleges to show interest. Lastly craft a thematic college application, especially essays.
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How can you help low-income students through the admissions process?
As a former Director of Financial Aid, I have strong opinions on this subject. My initial response exceeded the space limit by a factor of 10. So you’re seeing a much abbreviated version. I spend a lot of time on finding schools that are financial fit. More than academics, I have seen money be the biggest obstacle preventing low-income students from being successful in the college experience. Simply filling out a FAFSA is not enough. Because even if the financial aid formula shows you need financial assistance, it doesn’t mean the schools you’re applying to have the money to give you. The best free online tool that I can recommend is College Aid Pro’s tool called MyCAP, https://collegeaidpro.com/my-cap-platform/.
Activity
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Behind the scenes yesterday with “Mr Irrelevant,” 49ers QB Brock Purdy… Went from last pick in the NFL Draft to an elite QB leading his team deep in…
Behind the scenes yesterday with “Mr Irrelevant,” 49ers QB Brock Purdy… Went from last pick in the NFL Draft to an elite QB leading his team deep in…
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📢 Parents of high schoolers, this one’s for you! The College Crash Course on October 1 & 2 (Tuesday & Wednesday) is your perfect opportunity to get…
📢 Parents of high schoolers, this one’s for you! The College Crash Course on October 1 & 2 (Tuesday & Wednesday) is your perfect opportunity to get…
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Important Tip for you when speaking on stage, on video, when writing a post, a book or a newsletter: ✅ Speak/Write to ONE PERSON Picture just one…
Important Tip for you when speaking on stage, on video, when writing a post, a book or a newsletter: ✅ Speak/Write to ONE PERSON Picture just one…
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Experience
Education
Honors & Awards
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Co-creator of CA's Cash for College program now utilized State-wide by the CA Student Aid Commission
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The State of California’s Cash for College (C4C) program was launched in 2002 with the help of college financial aid specialists and the California Student Aid Commission (CSAC) to help youth access the information and resources needed to enroll in higher education. C4C programs and workshops promote various financial aid opportunities, including grants, scholarships, work-study jobs, and loans. Financial aid workshops cover a range of opportunities including Cal-Grant, Middle-Class…
The State of California’s Cash for College (C4C) program was launched in 2002 with the help of college financial aid specialists and the California Student Aid Commission (CSAC) to help youth access the information and resources needed to enroll in higher education. C4C programs and workshops promote various financial aid opportunities, including grants, scholarships, work-study jobs, and loans. Financial aid workshops cover a range of opportunities including Cal-Grant, Middle-Class scholarships, Programs for Foster Youth, California Dream Act Application (CADAA), and Free Application for Federal Student Aid (FASFA).
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The governor of Minnesota and Democratic Vice-Presidential nominee, Tim Walz, made the same all-too-common mistakes for his own child and…
The governor of Minnesota and Democratic Vice-Presidential nominee, Tim Walz, made the same all-too-common mistakes for his own child and…
Posted by Joshua Paul Schmidt
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📚 Weekly College Planning Q&A: When should you fill out the FAFSA and CSS Profile? This year the FAFSA is delayed —AGAIN. The Department of…
📚 Weekly College Planning Q&A: When should you fill out the FAFSA and CSS Profile? This year the FAFSA is delayed —AGAIN. The Department of…
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I'm happy to hear University of Notre Dame will no longer consider a family's financial situation when determining an admissions decision. But I'm…
I'm happy to hear University of Notre Dame will no longer consider a family's financial situation when determining an admissions decision. But I'm…
Shared by Joshua Paul Schmidt
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Planning for college costs doesn't have to be a guessing game. While Net Price Calculators are often the go-to tool, there are better, simpler ways…
Planning for college costs doesn't have to be a guessing game. While Net Price Calculators are often the go-to tool, there are better, simpler ways…
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So grateful that 15k Christian families decided to follow me to help them be radically intentional 👊 God bless you, Jack 🙏
So grateful that 15k Christian families decided to follow me to help them be radically intentional 👊 God bless you, Jack 🙏
Liked by Joshua Paul Schmidt
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No wonder families OVERPAY for college. When CNBC publishes a story that is so incredibly misleading 😠, how can I expect the masses to make smart…
No wonder families OVERPAY for college. When CNBC publishes a story that is so incredibly misleading 😠, how can I expect the masses to make smart…
Liked by Joshua Paul Schmidt
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No wonder families OVERPAY for college. When CNBC publishes a story that is so incredibly misleading 😠, how can I expect the masses to make smart…
No wonder families OVERPAY for college. When CNBC publishes a story that is so incredibly misleading 😠, how can I expect the masses to make smart…
Shared by Joshua Paul Schmidt
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🔍 Your VIP College Planning Experience: Free Webinar on September 19th 🔍 Navigating the college planning process for your student can be a complex…
🔍 Your VIP College Planning Experience: Free Webinar on September 19th 🔍 Navigating the college planning process for your student can be a complex…
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Attention financial advisors and college planners! Are your clients struggling with the rising costs of college? Here's the truth: There are…
Attention financial advisors and college planners! Are your clients struggling with the rising costs of college? Here's the truth: There are…
Liked by Joshua Paul Schmidt
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Don’t be offended by this: you have way more information that you need, you just don’t take enough action. Never in history has there been so much…
Don’t be offended by this: you have way more information that you need, you just don’t take enough action. Never in history has there been so much…
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🎓✨ Are you overwhelmed by the sea of (mis)information about college financial aid and scholarships? You're not alone! 🌊💸 Join us THIS Wednesday,…
🎓✨ Are you overwhelmed by the sea of (mis)information about college financial aid and scholarships? You're not alone! 🌊💸 Join us THIS Wednesday,…
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