Jonathan J. Pratt, MDRT - Court of the Table, CLF

As a construction worker, you build more than just structures—you build futures. Let Hanson & Ryan protect those futures with insurance tailored specifically for you and your team. Secure today, thrive tomorrow.

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Wealth Management – Think like a Chief Executive Officer (CEO) Your key “Executives” • Your Financial Advisor and Accountant – Chief Operating Officer (COO) and Chief Financial Officer (CFO) • Your Estate and Business Attorney – General Counsel • Your Insurance Agent – Chief Risk Officer (CRO) Top of mind for CEOs: • Balance Sheet Efficiency - Just like a CEO, you have a plan for the overall efficiency of your assets (Cash and Investment Portfolio) and liabilities (Mortgage, Credit Card etc.) • Cash Flow Management - Just like a CEO, you manage your various forms of revenue (Income relating to W2, 1099, stock sales, business earnings etc.) and operational expenses (Fixed and Variable expenses) and hopefully have retained earnings (Savings) over time • Long Term Planning - Just like a CEO, you plan for larger, non-cashflow funded expenses in the future (Goals like Education and Retirement) • Risk Management - Just like a CEO, you have built a financial foundation that needs to be protected with various forms of insurance • Succession Planning - Just like a CEO, you plan for the succession of the business (family legacy through wills and trusts) Whether using Business terms or Personal Finance terms, the financial management of a Business and Family Entity are very similar

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Between rising healthcare costs and longer life spans, you may end up spending more on care than you’re anticipating – particularly if you require some form of long-term care in the future. Long-term care insurance can help you cover these costs without threatening your financial security. This guide outlines ten things you should know about LTC insurance.

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As an insurance broker, your confidence can greatly influence your success. But confidence isn’t something that just happens—it’s built through preparation, experience, and the right mindset. Here are 5 ways to increase your confidence and become the trusted advisor your clients need. 🚀

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Prepare for Tomorrow, Today 📈🛡️ Don't let inflation and rising healthcare costs catch you off guard in retirement. Join Liberty One Wealth Advisors and learn strategic planning to safeguard your savings and ensure a comfortable, worry-free retirement. Get the insights you need to prepare effectively. #RetirementPlanning #InflationProof #HealthCareCosts #LibertyOneWealthAdvisors #FinancialSecurity #PlanForRetirement #FutureReady

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Effective retirement planning software should help you connect and educate your clients, not merely crunch the numbers. With TRAK you can give your clients the information they are looking for to get the whole picture of their retirement. https://retireready.com/ #RetireReady #RetirementPlanning #403b #401k #457Plan #TRAK #TheRetirementAnalysisKit

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Dive into "The Business Owner Waterfall," where we explore the Four Pillars of Business Planning and Life Insurance. Learn how these strategies, from business succession to estate planning, parallel the wonders of Niagara Falls. Enhance your approach to financial planning with insights that address diverse client needs effectively. This guide is an essential tool for unlocking growth in the business marketplace. Check it out now! #LifeInsurance #ExecutiveCompensation #BusinessSuccession #BusinessOwners

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As 2024 comes to a close, think about how far you’ve come. Continue developing the eight Critical Mindsets for success with the MDRT Academy’s tools and resources. Apply for 2025 membership at mdrtacademy.org. #finance #financialservices #financialplanning #financialadvice #lifeinsurance #financialeducation #mdrt

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MassMutual has dependable life insurance solutions for your clients and their families. What's your plan to start the life insurance conversation with them?

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