Jeffrey T. Dobyns, CFP®, ChFC, CLU

Your Financial Planner for Institutional Retirement Plan Guidance Whether you're looking for assistance in overseeing your company's current retirement plan or implementing a new one, The Schmitt Group of Raymond James offers the attention and resources to guide you through every step, helping you distinguish among seemingly endless investment options, stay current with regulations and fiduciary responsibilities, as well as educate plan participants on their options. Having partnered with institutions of varying sizes and industries, we understand how important it is to maximize plan benefits while staying tax efficient. We utilize strategies designed to ensure your plan serves both your needs as an institution, as well as those of your constituents. Get started by clicking the link below to check out the retirement plan guidance we provide to institutions and CONTACT US to set up a free consultation. Don't forget to sign up for our Market Insights monthly newsletter authored by Steven W. Schmitt, MBA, CFP®, CRPS®, ADPA®, CPM® and Daniel Mar, MBA. #401k #retirementplanning #financialadvisor #TheSchmittGroup #RaymondJames https://lnkd.in/eDUNkE2E ​

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Sponsored post: There are many different retirement plans and options, but in pretty much every scenario you can start to uncover fees with one single question to your plan’s administrator, broker or advisor: “How are you making money off of my account?” Created in partnership with HUB International.

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Parents of children with special needs often face unique financial challenges, including healthcare expenses, therapy costs, and long-term care planning. Cashing out a retirement account may seem like a solution, but it comes with significant implications. Listen as Brian Douglas, CFP®️, CRPC®️, ADPA®️, APMA®️, Private Wealth Advisor and CEO of GuidingPoint Financial Group, A private wealth advisory practice of Ameriprise Financial Services, LLC, discusses alternative sources of funding such as government benefits, special needs trusts, and insurance policies, that can help you ensure both your financial security and your child's well-being. ACMR: 6482043 #retirement #goals #wealth #planning

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🗂️ Effective estate planning can help families have a smoother transfer of assets but it also can reduce the amount of taxes paid on those assets. Spousal Lifetime Access Trusts (SLAT) is one option for transferring wealth - Will Cocking, CFP® broke down the pros and cons for utilizing a SLAT. 👉 Read the blog here: https://buff.ly/4dHQCty #kansascity #wealthmanagement #estateplanning

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📣📣Member highlight!📣📣 At OneGroup Retirement Advisors they are singularly focused on the needs of the institutional client. In one vein they use a disciplined process to support all aspects of the businesses retirement plan, whether it be a 401(k) a 403(b) or a defined benefit plan. They then take that same institutional discipline and apply it to the private wealth management needs of those running the business. The benefit, better outcomes for both the owners and the staff. . . . #401k #retirementplan #financialadvice #planning

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📣📣Member highlight!📣📣 At OneGroup Retirement Advisors they are singularly focused on the needs of the institutional client. In one vein they use a disciplined process to support all aspects of the businesses retirement plan, whether it be a 401(k) a 403(b) or a defined benefit plan. They then take that same institutional discipline and apply it to the private wealth management needs of those running the business. The benefit, better outcomes for both the owners and the staff. . . . #401k #retirementplan #financialadvice #planning

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Branding: The Investment That Pays Off for Financial Advisors (via Advisors'​ Academy): https://ow.ly/rabY50RlKcO #AdvisorsAcademy #smallbusiness #smallbiz #marketing #branding #financialservices

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Choosing the right financial advisor is one of the most important decisions you'll make for your financial future. But with so many types of advisors and compensation structures, it can be challenging to know where to start. In this video, Reed Fraasa, a Certified Financial Planner® and founder of Highland Financial Advisors, breaks down the key differences between "fee-only" and "fee-based" financial advisors. #financialadvisor #financialplanning https://lnkd.in/gB6PJWJf

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Is a Roth IRA conversion the right move for you? ✨ Find out the potential benefits, details, complexities, and more with Jay McGowan, CPA, PFS, CFP® on WAFF 48 ⏯ Sean Dowling #RothIRA #RothConversion #RetirementPlanning

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When your life savings is at stake, your advisor’s track record is critical information. Read more 👉 https://lttr.ai/AS6qR #GIPS #WealthManagement #Investing

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Episode 3: Important Questions to Ask Your Financial Advisor Finding an advisor who shares your faith is one of the most important decisions you can make. In this week’s episode, Jay Peroni, CFP®️ covers key questions you need to ask when evaluating your investment portfolio.

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When financial advisors hear the word "independence," what does that really mean? What it should mean is the freedom to help your clients without your firm telling you what to sell them. Contact us to learn how we truly support independent advisors. #independentfinancialadvisor #financialadvisor https://lnkd.in/gu_ff3YX

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Senior Retirement Plan Consultant Joseph Cravotta, AIF® was recently featured in a PlanSponsor Magazine article titled, “The Great Debate: 401(k) vs. 403(b)-which type of plan will work best.”   Fullsight, a long-time client of HB Retirement, was facing a decision between plan types after consolidating plans from their three constituent organizations (two had 403(b) plans and one a 401(k) plan) into one new plan. In the article, Joe discusses the consideration that went into the decision to establish a new 401(k) plan since the plans could not simply be combined. Joe states “By consolidating the plans to gain the economies of scale, there would be better opportunities in the market, from a pricing and service standpoint, because there are more providers offering 401(k) plans.”   Tap the link to read the full article: https://lnkd.in/erQkncsK

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Retirement planning is best started early, but it’s never too late to plan for a life well lived. Help your clients make a positive change for the future so they can start planning today! Read the full article here: https://ow.ly/vwVb50Uhcmk

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