Ezra Gabay

Many payment service providers are frustrated by merchant monitoring service providers that provide bulk reports every 30 days or more. Are you one of them? This large exposure window increases the chances that card networks will find problematic merchants in your portfolio before you do. LegitScript Merchant Onboarding helps you quickly vet prospective merchants before they enter your ecosystem, while LegitScript Merchant Monitoring helps you rapidly and confidently action existing merchants with accurate and detailed analysis of website content risk. Detect and prevent transaction laundering and other violative behavior to avoid fines and expand growth opportunities. Reduce your exposure window and decrease the risk of hefty card network fines with LegitScript. Learn more here. — >>> https://ter.li/sxhfcb

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🌍 𝗔𝗿𝗲 𝗚𝗹𝗼𝗯𝗮𝗹 𝗧𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻𝘀 𝗕𝗲𝗰𝗼𝗺𝗶𝗻𝗴 𝗘𝗮𝘀𝗶𝗲𝗿 𝗼𝗿 𝗠𝗼𝗿𝗲 𝗖𝗼𝗺𝗽𝗹𝗲𝘅? For businesses operating globally, managing payments across borders can be challenging. Here's how PayToMe.co makes it simpler: 𝗠𝘂𝗹𝘁𝗶𝗽𝗹𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗠𝗲𝘁𝗵𝗼𝗱𝘀: Accept payments via ACH, cards, and digital wallets, giving your customers flexibility. 💳📱 𝗥𝗲𝗮𝗹-𝗧𝗶𝗺𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗧𝗿𝗮𝗰𝗸𝗶𝗻𝗴: Monitor every transaction from start to finish with complete transparency. 📊 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝘁 𝗙𝗲𝗲𝘀:  No hidden costs, just clear and predictable pricing for every transaction. 💼 PayToMe.co takes the complexity out of global transactions, so you can focus on growth. #GlobalPayments #BusinessGrowth #CrossBorderPayments #PayToMe #Fintech

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9 out of 10 merchants are overpaying for their merchant services - We’ll help you optimize your payment processing and save up to 30% on fees. Get a free analysis today! #creditcardprocessing #creditcards #paymentsolutions #paymentssolutions #digitalpayments

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Continuing our payments education series, it's time for the letter C. And if we're talking important payments basics, C can stand for nothing other than 🚨 Chargebacks 🚨 Chargebacks occur when a cardholder disputes a transaction, thereby kicking off a process that affects both merchants and their payment processors. While chargebacks are designed to protect consumers from fraud or poor service, they can also easily become a significant challenge for businesses of all types. Here's the basic flow: A customer disputes a charge because they don't recognize it on their bank statement, didn't receive or weren't satisfied with the purchased product, or suspect fraud. The issuing bank may try to resolve it with an inquiry, but if that doesn't work, they submit the chargeback with a reason code explaining the customer's issue. The merchant then has a choice: accept the chargeback or fight back by presenting evidence that the charge was valid. Going through this chargeback process—regardless of whether you accept or fight the dispute—can mean paying additional fees, losing revenue from sold goods or services, or even potentially facing future challenges with your payment processor. But for merchants, knowledge is power! By understanding chargeback reason codes and common dispute triggers like fraud, product fulfillment, or return policy issues, you can take proactive steps to prevent excessive disputes from causing long-term damage. When chargebacks do occur, having set customer service processes in place and documented records of consumer interactions can provide you with a strong case when you do fight back. How does your business handle chargebacks? Let us know! And if you want to dig deeper into your chargeback data, Pagos can help you monitor incoming chargebacks and find ways to minimize their impact on your business.

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Are You Asking the Right Questions? 🤔 Accepting payments drives revenue, and having the lowest rate makes you think you are realizing maximum profit. But is there more to it? Most merchants simply don't realize the impact that the right payment acceptance options can have on the bottom line. By asking the right questions and having the right information, you can make the best decisions for your growing business: 🔹 Am I enabling commerce wherever my customers are? 🔹 What is interchange, and why is it so important? 🔹 How will automated reconciliation impact my day-to-day? 💻 Watch our MerchantE NetSuite On-Demand Webinar now to learn more: https://lnkd.in/eQW9qBgS

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When considering an embedded payments strategy, there are two primary models - payment facilitation (payfac) and traditional merchant acquiring / payment processing. Payfac has evolved to provide a faster, more seamless merchant onboarding and go-live experience than traditional acquiring, with an API-centric implementation that gets software platforms and payment gateways up and running in a matter of weeks, not months. Learn more about: - The differences between payfac and traditional payment processing ➡ https://lnkd.in/e2Sydq-C - Payfactory's embedded payfac services for software platforms, payment gateways and resellers ➡ https://lnkd.in/edsNvc8Z #payfac #embeddedpayments #integratedpayments #paymentprocessing #paymentplatform

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Payments regulations are always in flux. New products and services hit the market every year, spurring regulators to adapt laws and compliance standards to solve the unique issues that come alongside innovation. For payments professionals and software providers offering payment acceptance, understanding these regulatory shifts is crucial to maintaining compliance and providing a secure end-customer experience. In a recent NMI Payment Playbook episode, our host, Greg Myers, spoke with NMI Chief Strategy Officer Katarina Skridlova-Hampton to explore how regulations around surcharging, compliance, AI and the proposed Credit Card Competition Act (CCCA) are affecting the financial landscape. Read a highlight of their conversation here: https://bit.ly/47J2oCO #Payments #Compliance #Finance

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Losing customers to currency barriers? That's so outdated. Your customers are global, your payments should be too. Switch to ErcasPay today. Get started at www.ercaspay.com ErcasPay! Payments but Better #ercaspay #paymentsbutbetter #paymentsgateway #paymentssolution

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Exciting updates from LoanStar! Our MerchantLinQ platform now supports HELOC originations, offering better rates and flexibility for borrowers, and superior options for merchants and lenders. Stay tuned for more enhancements and growth opportunities! Read the blog: https://bit.ly/4cUEC8b #HELOC #MerchantLinQ #Lending #LoanStar

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Payments trends are always changing, but the one thing that's staying true is that ACH payments demand continues to increase. More and more of our reseller partners are helping their merchants processing ACH payments to save money, while simultaneously earning higher residuals. That demand isn't going anywhere anytime soon. Read more from our blog about the future trends and demand: https://lnkd.in/gfCfznhU #paymentsinnovation #paymentstrends #achpayments #demand #paymentsleaders

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Fact Alert: FedNow will support transactions up to $100,000 in real time! 💰🔗 This high-limit capability will revolutionize how businesses handle large payments, offering greater flexibility and efficiency for managing substantial transactions. #FedNow #PaymentSolutions #RealTimePayments #EfficientPayments #PaymentMethods #BusinessBanking #FinancialServices

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How Real-Time Payments Deliver a Boost To SaaS Platforms 🛵Gig Workers: Attract more users to your platform by offering gig workers instant access to their earnings. 🏦Loan Management - Immediate loan disbursements drive customer satisfaction. ⛓️Supply Chains - Supply chain solutions with real-time payment integration facilitate a smoother operation. 👩‍💻Payroll - Upgrade your HR software to deliver instant bulk payroll payments, increasing employee happiness. 🛒Marketplaces - Platforms that offer immediate payouts experience higher retention rates. Access the RTP Network through VoPay's platform and enjoy streamlined payments, comprehensive transaction history, and centralized management from one dashboard. Or build your own fully white-labelled solution and move funds through the RTP Network with our flexible payment API.

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