Ed Vaccaro

The top five producers with the largest jumbo loan volume had an average dollar volume of more than $99 million in 2023. Read here for more about the dollar volume of the top 20 producers. #mortgage #topproducers

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From a recent FHA Mortgagee Letter: Does anyone think that won't be the primary choice of a complaint? If your options are: 1. Inadequate properties ("No, can't argue about that since those comparable sales are just like mine and all sold recently...") 2. Factual or other errors ("No, can't find anything wrong with the facts in the report...") 3. Prohibited Bias ("Perfect, that will show that appraiser they should have made my contract price work!")

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June 2024 - Mortgage Rules Issue Released! The Rules Issue is the EASY & FAST way to catch up on Guideline Changes! Our Experts Read the Bulletins, Then Bottom Line it for you! ✔ 9 NEW Agency Updates ✔ 2 NEW All Agency Comparison Charts - FHA Self Sufficient Test & USDA Updates Old vs. New ✔ 4 Charts w/Investor Overlays Added to Agency Comparison Charts ✔ 2 NEW Social Media Posts ✔ Multiple Updated Charts - See Our 'Latest Updates' Section Updates Include – * Fannie Mae Guidelines Updates - Builder Forward Commitments & IPCs * Fannie Mae & Freddie Mac Release Annual AMI Limits for Affordable Programs * Fannie Mae Bulletin - HomeView Program and Tips to Expand Your Buyer Leads * Freddie Mac Bulletin - FAQs on Stable Employment - Some Interesting Guidance You May Not Have Known! * Fannie Mae & Freddie Mac - DU/LPA Release Notes * Freddie Mac Guideline Updates - Important Information About Flood Insurance & DTI * CFPB - Request for Information on Mortgage Loan Closing Costs Fees - Make Your Voice Heard! * FHA - New Policy for Cybersecurity Breaches Subscribers can find the "Rules Issue" under "Current Issue" on our site. Use the "Past Rules Issue" link to find Archived Rules' Issues. Keeping You Smarter Than the Competition By Simplifying the Complicated! www.mortgageguidelines.com

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✨ Loan officers aren’t just about numbers and transactions; they’re relationship builders! 🤝✨ In this video, top-producing mortgage lender Lara Locke dives into the true heart of the business: fostering trust, guiding clients, and creating lifelong connections. Watch to learn how the best in the biz put relationships first! 👀👇 #MortgageLender #HomeLoans #RelationshipBusiness #MortgageTips #LoanOfficers #RealEstateLife

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Finance Companies Have Greater Risk Exposure https://bit.ly/3KEYzE9 #glenviewfinance #subprimefinance #usedcardealer #autofinance #creditbuilder #independentdealer

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Looking for the best deal on your next car loan? Follow these 5 essential tips and make sure you're driving away with a great deal. Whether it's your first car or your next, Sierra Car Loans has the options you need. Let's get you behind the wheel, stress-free! Visit www.sierracarloans.com.au to get started. #CarLoanTips #PersonalCarFinance #BestCarDeals #FinanceYourWay #FlexibleLoans #BudgetSmart #DriveWithConfidence #LoanAdvice #AussieCarLoans #SmartCarBuyers

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Homebuyers face challenges in any market – and today’s is no different. But, with the right agent partner, you can avoid the biggest mistakes other buyers are making right now. Let’s have a conversation about what to expect from today’s market and how RE/MAX Innovative can help you avoid missteps that are going to cost you. #homebuyingtips #firsttimehomebuyers

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Mortgage originators! Are you considering making a move? Thinking about the broker channel versus joining Summit Mortgage Corp? Summit Mortgage Corporation has TONS of advantages over working with a traditional broker shop. We put together a handy comparison guide below, and we would love the opportunity to chat with you! #summitmortgagecorp #joinsummit

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Your DTI (debt-to-income) is an important part of getting approved for a mortgage. A good rule of thumb is to keep your ratio at 30% or lower — this will improve your loan options, and it could help boost your credit score too! To calculate, you can use this page on our website https://rb.gy/flabpx to see how your DTI stacks up. And of course, if you have any questions, feel free to reach out! * * * * * * #mortgagetip #longterminvestment #countonus #wehaveyourback #hereforyou #locallender #keymortgage #mykeymortgage #makeiteasier #makeithappen #LOveYourLO

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Every homebuyer is unique, and so are our loan options! Whether you’re looking for a conventional loan, FHA, VA, or something more specific, our experts are here to help you choose the perfect match for your needs. Visit us at Mortgage Financial Services to learn about our diverse loan offerings. #MortgageSolutions #LendingExperts #PropertyFinancing #BrokerPartnership #MortgageMarket #InvestInProperty #RefinancingSolutions #FinancialGuidance #LoanApproval #MortgageTips

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Real Estate Agents' perspective on the Customers' property buying Journey & buyers' fatigue 😩💰🏠 #HomeEquities #HomeEquitiesCentralCoast #MortgageBrokerCentralCoast #MortgageBrokerNearMe #RealEstateAgent

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