Dipak Nandi

Shekhar Mullatti, Chief Executive Officer of Integro Technologies, recently sat down with Chartis Research Director Anish Shah to discuss the evolving market dynamics and innovative technology solutions in the credit lending space. Integro was recognized as a category leader across all quadrants in Chartis’ Credit Lending Operations Solutions, 2024 report.  Check out their insightful conversation in this short video! #CreditLending #MarketDynamics #Research #TechnologySolutions

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Pagaya President Sanjiv Das recently connected with Vaidik Trivedi of Bank Automation News to discuss our latest #lending partnership with OneMain Financial. This partnership helps OneMain Financial expand its lending capabilities and increase consumer offerings by leveraging Pagaya’s tech-enabled lending solution. Read Vaidik’s full article to learn more about this exciting partnership: https://lnkd.in/efUvdQ9M #Fintech #Lending #AutoLoan #AutoLending

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Credit offtake remains high, CASA share continues to suffer Banks' credit growth was 10.3% in Q4 of FY24 while deposits grew at 13.6%; Credit to Deposit (CD) ratio rose by 380 bps y-o-y to reach 79.7%. #Credit #CASA #FY24 #Q4 #CreditDeposit https://lnkd.in/g-MezWr7

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ICYMI: Vice Capital Markets has integrated the Fannie Mae® Mission Score API into our trading portal, allowing current clients to take advantage of pricing and best execution decisions to improve gain-on-sale. Read more about it here: https://lnkd.in/dZTMre3a #mortgage #capitalmarkets #hedgeadvisory #hedging #secondarymarket #affordablelending

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The P2P lending industry continues to grow stronger, even amidst regulatory challenges. While many see regulations as roadblocks, they’re actually paving the way for a more transparent, safe, and sustainable lending ecosystem. Our CEO Bhavin Patel explores this in his latest article published by The Economic Times, highlighting how these regulations are shaping the future of lending in India and driving financial inclusion. The future of lending is being built on trust, innovation, and clear guidelines. Want to know more? Dive into the full article: https://bit.ly/3UTCaYY #P2PLending #FinancialInclusion #FutureOfFinance #LenDenClub #InnovationInFinance

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In this episode of the Finstep Asia Edge podcast, Syed Musheer Ahmed sits down with Amit Goel, a prominent figure in the Indian fintech industry and partner at 77 Capital. They discuss the evolution of fintech in India, his investing journey, and the factors influencing the startup ecosystem. Key Highlights: 🛣️ Amit discusses his entry into fintech with Medici and his passion of helping early stage startups 📈 India recently began seeing fintech IPOs, providing new exit options through SME IPOs. 🛠️ Focus on enabling infrastructure and tools rather than direct funding for acquisitions. 💸 Excess liquidity and cheap capital led to many startups, but only those with strong products and business models thrived. 🚀 Early-stage investment being largely about betting on founders first and then the project 🚨More pain expected in the coming months, as weaker companies will collapse due unsustainable models and funding environment Youtube link - https://lnkd.in/dUfi9F8e #investing #fintech #Startups #funding #acquisitions #capital

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FlexiLoans Raises ₹290 Crore to Boost SME Lending and Expand Operations! We’re excited to announce that FlexiLoans, a Mumbai-based digital lending startup, has successfully raised ₹290 crore (around $35 million) in an equity funding round led by Accion, Nuveen, a TIAA company, and The Fundamentum Partnership. Denmark-based Maj Invest also participated in this round, further supporting FlexiLoans’ mission to provide accessible financing for small and medium businesses (SMBs) across India. About FlexiLoans Founded in 2016 by Deepak Jain, Ritesh Jain, and Manish Lunia, all Indian School of Business alumni, FlexiLoans has grown to become a leading player in the digital lending space. The company has raised a total of ₹636 crore in equity funding and has built an impressive Asset Under Management (AUM) of ₹2,000 crore. To date, FlexiLoans has disbursed ₹3,000 crore in loans, primarily to SMBs, with a gross bad loan ratio of 3.4%. FlexiLoans focuses on providing term loans and supply chain financing, using a digital acquisition model while maintaining a physical network of agents for loan servicing and collections. This hybrid approach has helped FlexiLoans keep its bad assets in check and grow sustainably. Future Plans With this fresh funding, FlexiLoans aims to increase loan disbursements to ₹5,100 crore by the end of this fiscal year, scaling its impact across India's SMB sector. The funds will also be used to further strengthen its collections capabilitiesand expand its customer base through innovative digital solutions. Why This Matters SMBs are the backbone of India's economy, and FlexiLoans is at the forefront of providing these businesses with the financing they need to thrive. By offering digital-first lending solutions combined with strong collection strategies, FlexiLoans is empowering small businesses to grow and succeed. At Aspirants Space ( https://lnkd.in/gYkc-Ni8 ), we’re thrilled to support FlexiLoans as they continue to innovate and scale in the digital lending space. We look forward to seeing their impact on India’s SMB ecosystem grow even further. Source : https://lnkd.in/dVzbsQnK #AspirantsNews #DigitalLending #Investment #FlexiLoans #SMEs #Funding #TechInnovation #Fintech #India

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The Depository Trust & Clearing Corporation (DTCC) provides an update on the industry’s affirmation progress, with T+1 implementation one month away #usfintech #fintech #fintechnews #finance #technology #financialtechnology #tech #technews #trading #settlements

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The future of banking is not what it used to be...Read about Statum BankRank in our blog on Amberoon Inc. blog by Shirish Netke to find out how your bank ranks among its peers. https://lnkd.in/gmujF6xk

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We live in an era where digital transformation is not just a trend but a necessity. The financial sector, particularly the lending industry, stands at the forefront of this evolution. The demand for credit is on an exponential rise, requiring better speed, efficiency, and accessibility. Mr. Vinish Shah, CBO at Craft Silicon Asia had the privilege of moderating the panel discussion on "Digital Lending: Building a Future-Proof Technology Strategy." The panelists included group of esteemed experts and industry leaders who shared their insights and experiences on critical aspects evolving around technological innovations, customer experience, regulatory compliance, and cybersecurity. Below is an extract from the session, where the panel expresses their thoughts on how a forward thinking approach is essential to ensure sustainability, security and scalability in digital lending processes. To watch the full video, please click on the below link: https://bit.ly/3VL7ABE #craftsilicon #craftsiliconasia #paneldiscussion #industryleaders #digitallending #moderation #technology #innovation #mfi #msmeloan #colending #goldloan #vehicleloan

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#RBI's new Regulatory #Sandbox includes tech for enhancing credit access to streamlining #KYC From advanced loan default prediction and seamless digital account openings to blockchain-based vendor financing and unassisted video KYC, these innovations aim to address critical challenges and improve efficiency across the financial landscape. #tech #FintechInnovation #CreditAccess #KYCInnovation #DigitalFinance #BlockchainFinance #LoanPredictionTech #VideoKYC #FinancialInclusion #TechInFinance #SeamlessBanking #FutureOfFinance #RegulatoryTech https://lnkd.in/gHyUJGmQ

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If you think finance events and mixers are just for networking, Prasanna Lohar will change your mind! Tune into this conversation between Prasanna Lohar from Diamante and Ashishkumar Agarwal from team Signzy, as they discuss how events like GFF can be game-changing for banks and businesses. Later in the video, we also deep dive into the nuances of hiring freshers in the BFSI industry, and the key skills required for a flourishing career. P.S. 🔗 to the full conversation: https://lnkd.in/gCF55iQu #signzy #gff #gff2024 #diamanteblockchain #prasannalohar #fintech #finance #blockchain

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Success Story: 50% Reduction in Loan Processing Time! Learn how Thinqloud's custom LOS solution helped a leading NBFC in India reduce loan processing time by 50% and enhance team collaboration. Explore our case study to see how we can transform your loan origination process. #SuccessStory #Loans #LoanProcessing

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Discover the latest insights with the updated CU Peer Comparison Dashboard [https://zurl.co/BIHf], now featuring 2024 Q1 data! This powerful tool enables you to benchmark your credit union's performance against industry peers, offering invaluable perspectives on key metrics. Dive into the most recent trends and gain a competitive edge by identifying areas for growth and improvement. Stay ahead of the curve with up-to-date information at your fingertips. Don't miss out—explore the updated dashboard today and elevate your strategic decision-making to new heights. Empower your team with the knowledge they need to succeed!

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Aswani Chaitanya N, recently participated in a panel discussion at the Headstart Network Foundation's Fintech event, "Embrace the Future of Financial Inclusion with Technology." Joining a panel of distinguished industry leaders like Avinash Rao, Satvik B., Rishav Agarwal & moderated by Satvik Babu, CFA, Aswani brought a wealth of knowledge and foresight to the discussion, focusing on the transformative impact of emerging technologies that are reshaping the industry and driving greater financial inclusion. His insights underscored the immense potential of these cutting-edge technologies to drive financial inclusion and transform the way we interact with our finances. Aditya Singh #Fintech #FinancialInclusion #TechInnovation #InvestorInsights #Headstart

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Our CEO, Sugandh Saxena, in an Exclusive moneycontrol.com Interview! Following FACE’s recent recognition as the SRO for fintech, our CEO, Sugandh Saxena, shares FACE vision for shaping the fintech ecosystem. By strengthening trust between fintechs and regulated entities, expanding our membership, and prioritizing compliance, FACE is committed to driving responsible growth and empowering customers. Read the full interview on MoneyControl to learn more about how we’re paving the way for the future of fintech in India! Jinit Parmar https://lnkd.in/gJDdYjTt

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As the customer base of credit card issuers expands, it brings opportunities and challenges. Credit Limit Optimization (CLO) has emerged as a vital tool that enables lenders to tailor credit limits to individual customers, providing benefits including: 🌟Improved Profitability 📈Reduced Default Rates 💬Customer Satisfaction ✅Regulatory Compliance By leveraging machine learning models and data optimization, CLO enhances profitability while mitigating risk. 👉 Read more: https://lnkd.in/gr_9SVdK #creditrisk #machinelearning

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