Bill Shelow

🔍 Talent Retention Insights in OTR 🔍 The Academy of Life Underwriting / ALU revisited a 2015 survey to understand retirement trends. Nine years ago, 23% of underwriters planned to retire within 5 years, causing significant concern. The industry responded with in-house training, active recruiting, and cross-training. Has the situation improved? Find out in OTR: https://lnkd.in/gfd_-Hev

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In what scenario do you need permanent insurance coverage that covers you for a lifetime? In chapter three, part 2 of our InsureWell for Smart Accumulators eBook, we discuss the core needs for which lifetime coverage is the top priority. A case illustration at the end of the article shows how you could apply this to your situation. At Havend, we have a clear insurance philosophy to guide our advisory process and product recommendations. For instance, whole life insurance should only be recommended in limited scenarios. Learn more about our insurance philosophy by downloading our eBook here: https://lnkd.in/gqYptEiw

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Gain a deeper understanding of insurance programs and specialty markets with SIAA’s latest video, "Exploring Insurance Programs and Specialty Markets." This presentation provides in-depth insights and expert analysis to help you navigate and capitalize on various insurance opportunities. #AIA

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Gain a deeper understanding of insurance programs and specialty markets with SIAA’s latest video, "Exploring Insurance Programs and Specialty Markets." This presentation provides in-depth insights and expert analysis to help you navigate and capitalize on various insurance opportunities. #MEAA4U

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Independent insurance agents play a critical role in helping their clients assess risks and find coverages. On this #InsuranceAwareness Day, help us spread the word to consumers of the value of working with independent agents! #Insurance

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Do you know if you need Excess Liability insurance? If you aren't sure please reach out and review this informative article about what you should consider for excess liability coverage. #insurance Chubb #liability # excessliability #broker #lifestyle https://lnkd.in/gCjfYqFc

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Read the latest Gallagher Weekly Markets Update featuring some of the week's top market headlines: https://lnkd.in/gHi62fxT ➡ Inflation Cools Slightly in April ➡ Business Optimism Ticks Up in April ➡ Retail Sales Fall Short of Expectations #EmployeeBenefits #FinancialMarkets #InstitutionalInvestmentConsulting

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It was a challenging renewal (health insurance) season here in the U.S. - but even more challenging Globally. (7% vs 11.68%, respectfully) Most important - are the medical conditions driving the costs. Building a wholistic strategy that supports these conditions not only is the best way to mitigate the cost trends, but also the best way to create a program that best serves it’s workforce. The graph below outlines what conditions are driving costs globally. (Source: Lockton 2025 Global Medical Trend Report)

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Today's dynamic risk landscape requires insurers to embrace innovative solutions and adaptable mindsets if they want to effectively navigate the complexities that are shaping the insurance industry. Staying informed of major areas of emerging risks will help insurers best prepare for successful go-forward insurance strategies. #RiskManagement #Insurance #Insurers

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ReSource Pro Based on insights curated from over 1800+ insurance industry clients, The State of AI in P&C Insurance report examines the role of AI in retail, MGA/ wholesale, and carrier markets. #insurance #AI

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"Through using these risk mitigation strategies, we put in place a guideline on what is most important for you to be protected by insurance." In chapter two, part 1 of our InsureWell for Smart Accumulators eBook, we discuss the three categories of losses that will result in a severe financial loss, should an unfortunate life crisis occur. At Havend, we have a clear insurance philosophy to guide our advisory process and product recommendations. For instance, we will never recommend Investment-Linked Policies. Learn more about our insurance philosophy by downloading the full eBook here: https://lnkd.in/gqYptEiw

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Reinsurance isn’t just about protection—it’s about creating opportunities. At Grand Re, we offer solutions that do more than mitigate risk. We empower your business to grow stronger, expand, and thrive, no matter the challenges ahead. #Insurance #Reinsurance #RiskManagement #BusinessGrowth #FinancialServices #GrandReinsurance

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The impact of rising healthcare costs, artificial intelligence - WTW (wtwco.com) "Tobacco remains the number one risk factor for preventable cancer, contributing to 344,000 cases each year. Excess body weight contributes to 136,000 cases of cancer, and alcohol consumption is associated with about 97,000 potentially preventable cases of cancer. Ultraviolet light (mostly from the sun) contributes to 83,000 cancers (not including non-melanoma skin cancers), and physical inactivity contributes to 55,000 cases of cancer a year. Second-hand smoke contributes to over 6,000 cases of lung cancer annually. Modifiable risk factors contributed to a substantial portion of many types of cancer in this analysis, including: Tobacco: lung (84%), larynx (58%), pharynx (52%) and nasal (50%) Excess weight: uterine (43%) Ultraviolet radiation: Melanoma (92%) HPV: human papillomavirus (100%), anal (94%)   Other notable findings: 31,000 cases of breast cancer (11%) were associated with excess weight 24,000 cases of oral, esophageal, pharynx and larynx cancer were associated with low fruit and vegetable consumption (about 30% of each cancer) About 96,000 cases of colorectal cancer (two-thirds of all cases) were associated with a potentially modifiable risk factor"

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⭐ PMA employees are driven by an unyielding commitment to excel in the moments that matter for our clients, business partners, and each other. We see every day as an opportunity to empower people and businesses to thrive through our deep industry expertise and robust commercial insurance and TPA solutions. Our belief is that we can all achieve more when we succeed, together. ⭐ #Insurance #TPA #RiskControl #Claims #PMACompanies

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Are you ready for retirement? Far too often, people find the process to be overly complex. This can leave them unprepared for life after work. An opportunity exists to cut through the clutter and provide easy-to-understand education and solutions. Part 2 of this two-part series highlights the ways insurers and banks are assisting with retirement planning. This includes a bevy of technology solutions that simplify managing accounts, as well as offerings that enable easier access to funds and payouts. https://bit.ly/4fV24Ew

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