Angelica Stocks, CTP

DCG’s deposit forecast indicates that the industry is still not back to “normal” regarding expectations for deposit cost relief and balance growth in 2025. Andrew Mitchell shares more on the path forward: https://hubs.ly/Q02X8Q9x0 #bankingindustry #creditunions #deposits

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The latest data from NCUA paints a challenging picture for credit unions, but staying informed is the first step toward tackling these issues head-on. Check out our News & Resources page for an in-depth look at the trends and what’s next for the industry. #CreditUnionData #FinancialServices #TyfoneInsights

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Great slide from Brett King’s “CU 5.0 blueprint for tomorrow’s credit unions” session at the TruStage Discovery2024 Conference. We agree that digital delivers better member service and drives growth for credit unions. It’s what we’re delivering for leading credit unions with FIQ Journey. This easy to implement, white-label platform brings hybrid digital advice and self-directed investing together in a single investor experience, providing members with the digital engagement they want and credit unions with the proven, scalable technology they need for profitable organic growth. Whether your goal is democratization of the investing process to attract new members or a small accounts solution for member retention to stop ACH outflows, our team can work with your credit union to integrate FIQ Journey into your existing systems, infrastructure, and member care teams, minimizing disruptions and the need for expensive modifications. You can learn more about FIQ Journey here: https://lnkd.in/g62NVJnh #creditunions #digitaltransformation #discovery2024 #banking #fintech

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In a recent webinar, we demystified the process of using the right #automation tool at the right time—dubbed the automation order of operations. Georgia United Credit Union's application of step three—deploying #RPA—has saved them $14,000 and hundreds of staff hours per year on just one task. Find out how they did it and how to find the right-fit automation solutions for your organization here: https://bit.ly/4fuRnbc

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Short-term #delinquencies are on the rise as #credit access remains tight and high monthly #payments continue to squeeze #consumers. https://hubs.la/Q02zmycc0 #autofinance #autoindustry

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👉 FREE EBOOK DOWNLOAD 👈 As #creditunions engage in their strategic planning sessions, they should consider what will really help them not just grow, but thrive, long into the future. Network Lending helps future-proof your credit union allowing it to more adeptly navigate market fluctuations and provide more flexibility with your liquidity management. #lending #fintech #strategicplanning #growth

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BaZing isn't a new flashy solution to community FIs' challenges. It's a proven way to rethink checking accounts that deliver to customers/members and in turn encourage them to develop deeper relationships with their #communitybank or #creditunion. It's a pragmatic, proven solution to grow earnings and boost primacy within the current structure of your FI. #banks #banking

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Is your bank ready to modernize its core systems? With core modernization, regional banks can scale faster, launch new products, and meet the demands of today's banking environment. Core modernization goes beyond upgrading technology. It’s about responding to shifting market needs, improving customer engagement, and achieving sustainable growth. There are four main approaches to core modernization, each offering unique benefits depending on a bank’s needs and risk tolerance: 1) Big Bang Modernization: A full, rapid technology overhaul. 2) Greenfield Modernization: Building a new platform alongside the existing one. 3) Sidecar Modernization: Running new functions in parallel with legacy systems. 4) Progressive Modernization: Gradual replacement of legacy components. Each approach has its strengths, and it’s up to each bank to determine which path best aligns with their strategy for growth. What do you see as the biggest challenge for your bank when modernizing core systems? Explore the different approaches and find out which best fits your institution’s strategy in today's OrboNation blog post!

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Thinking of trying something new at your branch? Whether it's a fresh layout, innovative technology, or enhanced services, a branch prototype lets you test things out before committing to a full rollout. Check out our latest blog to learn how to get started. #BranchPrototype #Banking #CreditUnion #FinancialInstitution #BranchDesign #Innovation

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Our latest Small Business Banker Scorecard reported improved digital payment and transfer services for small businesses. 73% of Scorecard banks offer ACH payments to small businesses and 55% provide a consolidated view of transactions for tracking payments and cash flow. https://loom.ly/znL5xgs #smallbusiness #banking #payments

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What really matters for customers/members of any banking relationship, particularly #communitybanks and #creditunions, is that they feel like their FI has their backs. And the most important way to do that is for community FIs to provide products that show they understand their customers' and members' needs. That's the whole point of BaZing. It gives community FIs a great modern value-driven checking product that adds shopping discounts, cell phone protection, and much more to customers' and members' accounts for a low monthly subscription. And it's a lot more palatable than service fees. The best thing about BaZing (and BaZingBiz) is, any FI can get it up and running in as little as three months.

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Streamlined document management represents an excellent opportunity to elevate experiences for internal and external stakeholders—from commercial lending customers and members, to account holders, and examiners. Read more >> https://bit.ly/3Qtf8oR #banks #creditunions #loanmanagement

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Kitchen table issues remain front and center for many customers and members at #communitybanks and #creditunions. Offering a checking product that delivers real value to them is the kind of brand reinforcement community FIs can't buy. Delivering not just value in a product but value across customers/members' lives is why BaZing has been boosting primacy, organic growth, and noninterest income to hundreds of community FIs that have joined us. What's more, as banking continues to become more competitive, BaZing helps community FIs differentiate from the competition. #banks #banking #communitybanks #creditunions #checkingproducts #primacy

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How is Logix Federal Credit Union different from traditional financial institutions? Watch the short Robix video to find out. #logix #smarterbanking #cudifference

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BaZing is about delivering value to customers and members of #communitybanks and #creditunions. And that value turns into rising primacy, organic growth and product differentiation for the community FIs. #communitybanking #banks #banking

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2% of consumers say trustworthiness is their top priority when choosing a new bank, while 86% prioritize good customer service. And, traditional banks and credit unions command 65-66% trust rates, while digital banks lag at just 43%. The real wake-up call? Only 48% of customers believe their bank truly understands them. Just 37% feel they receive personalized advice consistently. This explains why banking giants are doubling down on human connection. Even as Bank of America sees 95% of client interactions happening digitally, they're expanding their physical footprint for those crucial face-to-face conversations. Convenience isn't just about apps and websites. It's about creating worry-free banking experiences where customers never have to question: - Is my money safe? - Is my balance accurate? - Where did this fee come from?

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Digital platform Union Credit predicts 3 trends in embedded finance for credit union member growth. https://bit.ly/4cHtHiA

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