Andrew Rowen

I know a lot of people say sales is like really hard work and everything but as a sales person I’m here to tell you you’re soft. The bar of excellence is the lowest it’s ever been in my opinion. The ante is virtually nothing to get into the sales world today. You’ve got 18yr old sales gurus and very inexperienced junior staffing. If you strive to provide a servant experience for your prospect and if you do anything to stand out today - you’ll win. I know because I’m working the process. I know because I’m providing that experience. I know because I’m getting full time results in a fraction of the time. I know because I’m closing more than you. 🤭

5

Are you a small business owner who wants to attract and retain talent? Click to learn how New York Life Business Solutions can help give you a competitive advantage.

1

No turkey lurky this Thanksgiving 🦃. Let’s say you decide to deep fry a turkey and cause a bit of a mishap, fire and smoke damage falls under the ‘All Other’ deductible, the non Wind/Hail deductible. At times, people will choose a lower percentage for these types of losses than others. Review your coverage with your agent to ensure you have the deductible amounts you think you have. Let’s talk insurance📱Send a note, get a quote Become a client of the Melissa Bankard Farmers Insurance Agency• 972-761-9333•auto 🚘/ home 🏠/ retirement solutions💰/ life 👨‍👩‍👧 /business 🏙/ motorcycle 🏍 / boat🛥/ landlord insurance 🏡

89

3 Comments

For many veterans, a VA-sponsored life insurance policy can go a long way toward protecting the ones who matter most. From fixed premiums to whole life insurance that accrues cash value, reach out and let's chat about how you can go above and beyond for your family this #VeteransDay.

1

You don’t have to eat like a rabbit to qualify for a competitive life insurance quote 🐰 “I’ll apply after I lose XX weight,” is the most common roadblock I hear. Here’s the deal, if you intentionally lose weight (through nonsurgical methods) in the 12 months before applying for a policy, you'll get better life insurance rates, but you'll probably only receive credit for half of the weight you've lost. Insurance companies want to know that your weight loss is sustained, so they focus on your longer weight trends, as opposed to a single snapshot. Let’s talk insurance📱Send a note, get a quote Become a client of the Melissa Bankard Farmers Insurance Agency• 972-761-9333•auto 🚘/ home 🏠/ retirement solutions💰/ life 👨‍👩‍👧 /business 🏙/ motorcycle 🏍 / boat🛥/ landlord insurance 🏡

87

1 Comment

Critical Illness Insurance 101: What Is It? Who Needs It? If you've been fortunate, you may not have had the need to utilize critical illness insurance, also known as catastrophic illness insurance. It's possible that you're not even familiar with it. However, in the case of a major health crisis such as cancer, a heart attack, or a stroke, critical illness insurance could be the sole barrier preventing you from facing financial devastation. Many individuals believe they are fully safeguarded by a standard health insurance policy, but the astronomical expenses associated with treating life-threatening diseases typically surpass the coverage limits of any plan. Keep reading to delve into critical illness insurance and determine if it's a consideration for you and your loved ones. Critical illness insurance provides a benefit if you experience one or more of the following medical emergencies: ✓ Heart attack ✓ Stroke ✓ Organ transplants ✓ Cancer ✓ Coronary bypass Because these illnesses require extensive medical care and treatment, their costs can outstrip a family’s medical insurance policy quickly. Critical illness insurance provides coverage for expenses that traditional insurance may not cover. Additionally, the funds can be utilized for non-medical expenses associated with the illness, such as transportation and childcare. Generally, the policyholder will receive a one-time payment to address these expenses. The coverage limits vary, with potential eligibility for sums ranging from a few thousand dollars to as much as $100,000, contingent on the specifics of the policy. The pricing of the policy is influenced by several factors, including the coverage amount and scope, the gender, age, and health condition of the policyholder, as well as the family's medical history. If you need help let me know.

1