Trivium Point Advisory

Trivium Point is excited to announce another new addition to our growing team. Vittoria Zegarelli has joined us as a Tax Relationship Manager. Welcome to Team Trivium, Vittoria! hashtag#TriviumPointAdvisory hashtag#WealthManagement hashtag#Accounting hashtag#FinancialExcellence hashtag#TopTalent hashtag#ClientSuccess hashtag#RIA hashtag#FinancialPlanning hashtag#Investing hashtag#LongTermResults

Trivium Point is excited to announce a new addition to our growing team. Joanna Wallis has joined us as our new Chief of Staff. Glad to have you on board, Joanna! hashtag#TriviumPointAdvisory hashtag#WealthManagement hashtag#Accounting hashtag#FinancialExcellence hashtag#TopTalent hashtag#ClientSuccess hashtag#RIA hashtag#FinancialPlanning hashtag#Investing hashtag#LongTermResults

💼 Happy National 401(k) Day! 💼 Today, we’re celebrating the power of planning for your future. National 401(k) Day is the perfect reminder to check in on your retirement savings and make sure you’re on track for the financial future you deserve. Here are a few quick tips to make the most of your 401(k): 1. Maximize Employer Match: If your employer offers a match, take full advantage of it—it’s essentially free money! 2. Increase Contributions: Even a small increase can make a big difference over time. 3. Review Your Investments: Ensure your portfolio is aligned with your goals and risk tolerance. 4. Start Early: The sooner you contribute, the more time your money has to grow. At Trivium, we believe in the power of preparation. It’s never too early—or too late—to take control of your financial future. Let’s plan for the retirement you’ve always envisioned. #National401KDay #RetirementPlanning #FinancialFuture #InvestSmart #TriviumValues

⏰ Reminder: Estimated Tax Payments Due in September ⏰ A quick heads-up—if you make estimated tax payments, the next deadline is just around the corner on Monday, September 16th. Whether you’re self-employed, an investor, or anyone with income not subject to withholding, staying on top of these payments is key to avoiding penalties. #TaxReminder #EstimatedTaxes #FinancialPlanning #SeptemberDeadline #TriviumValues

We Remember. Today, we pause to honor the lives lost, the heroes who emerged, and the resilience of a nation forever changed. #NeverForget #September11

🌊🦞 What better way to celebrate Labor Day than with a team outing on the beach? This week, our team soaked up the sun, enjoyed our beautiful Long Island Sound setting, and shared a classic New England Clam Bake. What a perfect send-off to summer! 😎 🏖 It's the hard work and camaraderie of this fantastic team that fuels our success. Cheers to more milestones and beachside celebrations! Happy Labor Day, everyone! 🎉 #LaborDay2024 #BeachsideBash #TeamSpirit

📊 Election Year Market Trends: What the Data Tells Us 📊 Let's look past the buzz and review some historical data. Here are some key insights on how markets have responded during election years. Historical Patterns: U.S. stocks typically see variability during election years, with the year's first half often sluggish. However, the latter half of election years tend to see a strong rebound, highlighting the importance of staying invested. Quarterly Breakdown: On average, the first two quarters of election years have lower returns (1.3% and 1.5%), while the third and fourth quarters show significant gains (6.2% and 3.3%). This pattern underscores the importance of patience and long-term perspective. Contested Elections: Even in the face of contested elections (eg: 2000 and 2020), the market has demonstrated resilience. While short-term dips occurred, markets rebounded quickly, illustrating the importance of not making hasty investment decisions based on political uncertainty. These trends emphasize the value of maintaining a long-term approach to investing, even during politically charged times. History suggests that in spite of volatility, the overall market growth during election years remains robust. #MarketTrends #ElectionYear #InvestmentEducation #FinancialInsights

🎁 Maximizing Your Tax Savings with Annual Gifts 🎁 Giving isn’t just good for the heart—it’s good for your financial health too. Annual gifting is a great way to share your wealth with loved ones while maximizing your tax savings. Here’s how: 1. Annual Exclusion: You can give up to $18,000 per recipient each year. This allows you to transfer wealth tax-free. 2. Support Loved Ones: Help with a down payment or contribute to education for a meaningful way to support your family’s future 3. Charitable Contributions: Gifts to qualified charities are tax-deductible. Support causes you care about while reducing your taxable income. 4. Plan Wisely: Strategically timing your gifts and knowing the rules can help you maximize your tax benefits and ensure you’re giving in the most efficient way possible. At Trivium, we’re here to help you navigate the complexities of gifting so you can align your wealth with your values. #TaxSavings #AnnualGifting #WealthManagement #FinancialPlanning #TriviumValues

💼 Why You Should Consider a 401(k) Plan for Retirement 💼 When it comes to planning for the future, a 401(k) is one of the most powerful tools at your disposal. It’s more than just a retirement plan—it’s a way to build the financial security that will carry you through your later years with peace of mind. Here’s why a 401(k) should be on your radar: 1. Contributions to a 401(k) are made pre-tax, which can reduce your taxable income.. Plus, your money grows tax-deferred until you’re ready to withdraw it in retirement. 2. If your employer offers a match, it’s essentially free money added to your retirement savings. Don’t leave that on the table! 3. With automatic deductions from your paycheck, saving becomes a consistent habit. You’re steadily building your nest egg without even thinking about it. 4. Over time, the power of compounding can significantly grow your retirement fund. The earlier you start, the better. At Trivium, we believe in planning for tomorrow, today. If you haven’t explored your 401(k) options yet, now is the perfect time to consider how it can fit into your retirement strategy. It’s never too early—or too late—to start planning for a future that’s as fulfilling as your present. #RetirementPlanning #401k #FinancialSecurity #FuturePlanning #TriviumValues

🌟 How to Start Saving for Your Child’s College Education 🌟 As back-to-school season kicks off, it’s a reminder that time flies—and before we know it, our little ones will be heading off to college. Planning for that big milestone may seem daunting, but it's worth it to start early. Investing in your child’s future is one of the most rewarding things you can do. Top tips for getting started: 1. Open a 529 Plan: This tax-advantaged savings account is specifically designed for education expenses, allowing your money to grow tax-free as long as it’s used for qualified education costs. 2. Set Realistic Goals: Determine how much you want to save and break it into manageable monthly contributions - small amounts can add up over time. 3. Automate Your Savings: Set up automatic transfers to your college savings account to ensure consistent contributions. 4. Look for Matching Contributions: Some states and employers offer matching contributions to 529 plans. It’s worth exploring these options. At Trivium, we’re here to help you navigate the journey, offering the guidance you need to create a solid plan for your family’s education goals. #CollegeSavings #BackToSchool #529Plan #FinancialPlanning #TriviumValues