TLC Financial Network, Inc.

Just Funded! We successfully closed a purchase loan in Huntington Beach for a first-time investor! Our long-time broker relationship earned us this referral because the agent knew he could trust TLC to advise his client on everything he needed to know about acquiring his first income property. We were able to source a very competitive rate, terms and fee from a top lender in the market and smoothly close the transaction 3 days earlier than the contract required! Thank you to the entire team at TLC. Your team is professional and was able to answer all my questions clearly throughout the process. Kevin even helped me file my LLC with the Secretary of State and provided an attorney quality operating agreement. ~ Peter B., Real Estate Investor #funded #commercialfinance #commerciallending #multifamily #apartments #commercialrealestate #mortgagebroker #incomeproperty #realestate #finance

Just Funded! We have successfully closed on a portfolio of 9 residential investment properties on individual interest only DSCR loans with no income verification to qualify! Our client acquired these properties on fully amortized full-doc agency loans less than a year ago. We advised them on repositioning the portfolio into balance sheet loans with interest only terms, to not only drop the payment but also free up space for the loan to one borrower requirement, which opens up more space for agency debt in the future. Not only did we get them lower rates, but we also got them approximately $1MM in cash out proceeds across the properties to go out and acquire more properties. #funded #multifamily #apartments #rentalloans #mortgagebroker #incomeproperty #realestate #finance

Just Funded! Our longtime VIP clients utilized a bridge loan to acquire this property for an absolute steal at over a 10% cap rate because of a few delinquent tenants and deferred maintenance. Our clients were able to correct the issues with the property and tenants and got this property back on track! While the property issues were fixed, the property location still provided some challenges when it came to debt placement. However, we teamed up with one of our go-to sources who accepted the property and leaned on the borrower’s credit worthiness, even though the location wasn’t the best. That’s the name of the game; every deal has a place, sometimes you just need the right navigator to drive it home. Contact TLC to learn how we can add value to your business and your next deal! Kevin, you guys came through again as promised! You and your team always deliver exactly what you say you will. ~ David Kakan, Investor #funded #commercialfinance #commerciallending #multifamily #apartments #commercialrealestate #mortgagebroker #incomeproperty #realestate #finance

Just Funded! Our longtime VIP clients utilized a bridge loan to acquire this property for an absolute steal at over a 10% cap rate because of a few delinquent tenants and deferred maintenance. Our clients were able to correct the issues with the property and tenants and got this property back on track! While the property issues were fixed, the property location still provided some challenges when it came to debt placement. However, we teamed up with one of our go-to sources who accepted the property and leaned on the borrower’s credit worthiness, even though the location wasn’t the best. That’s the name of the game; every deal has a place, sometimes you just need the right navigator to drive it home. Contact TLC to learn how we can add value to your business and your next deal! Kevin, you guys came through again as promised! You and your team always deliver exactly what you say you will. ~ David Kakan, Investor #funded #commercialfinance #commerciallending #multifamily #apartments #commercialrealestate #mortgagebroker #incomeproperty #realestate #finance

Just Funded! We successfully closed a Ground-Up Construction loan for an 84-Unit Multifamily property in Orlando, Florida. Our client came to us because their previous construction lender fell short of their leverage goal by over $2MM. With nearly all multifamily construction lenders, the project needs to cashflow on a perm debt take-out analysis. But we were able to find multiple sources to do the deal with no perm debt take out analysis and ultimately, we were able to secure 87% LTC with $1.5MM in cash-in-hand at the closing table. We were also able to negotiate a floating rate at Prime + 3% with a floor of 10%. With multiple rate cuts in the forecast during our client’s project timeline, having the rate able to float down was invaluable! In addition, our insurance broker connection was able to get us coverage bound amid Hurricane Helene, something that easily could have derailed our closing. When it comes to working with TLC, we make sure we have you covered on all fronts, and we get your deal done with certainty of execution! It has been an absolute pleasure working with the TLC Team. Daniel Wassersztein and I are eager to bring our vision to life, and your support has been invaluable in making this possible. We truly appreciate the opportunity to collaborate on this transaction and look forward to future projects together. ~ Juan Jose Cruz, Commander Charles Place, Orlando, FL #funded #multifamily #apartments #rentalloans #mortgagebroker #incomeproperty #realestate #finance #constructionloans 

Just Funded! We successfully closed a purchase loan in Costa Mesa in 26 days! If not for delays caused by the seller, we could have closed in just 22 days. Our client came to us with a quote from Chase’s retail department and we don’t ever like to lose to Chase. We pulled out all the stops to not only beat Chase on rate, fee, terms and leverage, but we also beat them on documentation by providing our client with a light-doc loan that funded based on a PFS and Schedule of Real Estate. This lender also allows you to close in the name of the LLC to avoid future drop and swaps and post-close title changes, which could potentially negate the proposition 13 protection, and the property reassessed. Thank you to the entire team at TLC. We were very impressed by our first deal together. You came highly recommended by our real estate broker and everything he said about you guys was true. Your team is easy to work with and you all work with tenacity to get the deal done. ~ Mark & Lindsay N., Real Estate Investors #funded #multifamily #apartments #rentalloans #mortgagebroker #incomeproperty #realestate #finance

Just Funded! We have successfully closed on a 5 Yr. Fixed with our long-time TLC Client! Our client was in the adjustable period of the loan we did in 2017 and had been riding out the adjustments for a few years. Now was the opportunity to get out of the adjusting debt and settle into a new fixed rate period. TLC levered our relationship with one of the strongest lenders in the market to secure a competitively low rate, great terms, and low fees! As part of our 5-Star Service, we always shop our client’s deals with our vast insurance broker network, and in this case, we saved our client over $26,000 in annual insurance premium! Ask us about this concierge service and experience the advantage of working with TLC as your financing navigator! I was happy to work with Kevin and the TLC team again. They delivered once again, exactly what they said they could get done and more! I look forward to doing many more transactions with them down the road. ~ Boris A., Real Estate Investor #funded #commercialfinance #commerciallending #multifamily #apartments #commercialrealestate #mortgagebroker #incomeproperty #realestate #finance

Just Funded! We have successfully closed on a 5 Yr. Fixed with our long-time TLC Client! Our client was in the adjustable period of the loan we did in 2017 and had been riding out the adjustments for a few years. Now was the opportunity to get out of the adjusting debt and settle into a new fixed rate period. TLC levered our relationship with one of the strongest lenders in the market to secure a competitively low rate, great terms, and low fees! As part of our 5-Star Service, we always shop our client’s deals with our vast insurance broker network, and in this case, we saved our client over $26,000 in annual insurance premium! Ask us about this concierge service and experience the advantage of working with TLC as your financing navigator! I was happy to work with Kevin and the TLC team again. They delivered once again, exactly what they said they could get done and more! I look forward to doing many more transactions with them down the road. ~ Boris A., Real Estate Investor #funded #commercialfinance #commerciallending #multifamily #apartments #commercialrealestate #mortgagebroker #incomeproperty #realestate #finance

Just Funded! We successfully closed on a bridge-to-bridge-to-bridge scenario. Our client originally came to us for a construction loan to build eight (8) single family homes in a small lot subdivision in the illustrious Bel Air neighborhood of Los Angeles. Opportunities like this do not come along often in one of the most well-renowned real estate markets in the world! Unfortunately, with the introduction of ED-1 in LA, luxury SFR subdivisions have taken a back seat to affordable housing permit approvals. Our client is right on the precipice of permit approval, but his current bridge lenders were not playing ball on extending his debt, and our construction lenders were unwilling to take on the project without a clear path to permit approval. Typically, bridge-to-bridge is tough, and especially when you have had a bridge loan for 4 years. But we were able to find multiple sources to do the deal and ultimately, we were able to secure 75% LTV with roughly $400k in cash-out proceeds at a 10.750% interest rate with 1 pt. to the capital provider. In a financing landscape where bridge lenders don’t want to take on a bridge-to-bridge scenarios, and especially where they don’t want to lend over 65% LTV on a cash-out refinance, TLC got the unthinkable secured and funded! To Kevin and the entire team at TLC. Thank you so much for working tirelessly for me on the refinance of my development project in LA. I know that there were several challenges that did not make it easy for you guys to get this done. I was very impressed with your team’s tenacity and unwillingness to give up! I look forward to starting the construction loan process here soon and continuing to build a long-term relationship together! ~ Edward C., Real Estate Developer #funded #multifamily #apartments #rentalloans #mortgagebroker #incomeproperty #realestate #finance

TLC is working with the most competitive lenders in the market!