Tearsheet

We are excited to launch 4dFI Capital Partners, an exclusive group of out-of-the-box builders and investors building a community to invest in the next wave of fintech startups. Meet the 4dFI Capital Partners team: Zack Miller: As founder and editor in chief of Tearsheet, Zack Miller has established one of the most influential voices in financial services journalism, bringing a fresh perspective to coverage of fintech, banking innovation, and digital transformation. Under his leadership, Tearsheet has become an essential resource for industry professionals seeking to understand the rapidly evolving intersection of finance and technology. Russell Weiss: One of the most creative minds in fintech, Russell Weiss is ex-Amex and a top product mind turned self-taught head of decision sciences and analytics. He has worked to build seminal startups like Weel, a lender to Brazilian SMBs, which utilized the country’s real-time PIX system to innovatively offer credit to companies that would be addicted to expensive local factoring schemes otherwise. Josh Liggett: One of the OG Tearsheet reporters, Josh Liggett chronicled the emergence of crypto as a transformative moment in financial services. He exploded onto the fintech and Web3 investing scene at OurCrowd, where he led fintech and blockchain diligence, investments, and strategic partnerships. If you are an accredited investor and want to learn more, sign up at https://lnkd.in/dCNNfByY

Congratulations, BILL! BILL has won Tearsheet’s Best Card for SMBs award for redefining expense management and payments for small businesses. Powered by Divvy, the BILL Spend & Expense card provides businesses with an integrated solution that goes beyond traditional payment tools. Read more: https://lnkd.in/dpBPtHV7 #SMB #Awards #Winner #Banking #Finance

Congratulations, Lili! Lili is the winner of Tearsheet’s Best Bank for SMBs award for its all-in-one platform that integrates banking, accounting, invoicing, and tax management — a game-changer for small businesses. Read more: https://lnkd.in/dpBPtHV7 #SMB #Awards #Winner #Banking #Finance

Congratulations, Vagaro! Vagaro’s win of Tearsheet’s Best Embedded Finance Product for SMBs award showcases their transformation of payroll processing for the beauty, spa, and fitness industries. Read more: https://lnkd.in/dpBPtHV7 #SMB #Awards #Winner #Banking #Finance

Congratulations, U.S. Bank! U.S. Bank is the 2024 winner of Tearsheet’s Best Service Provider for SMBs award for its all-in-one support at every stage of the business journey. From launching to growing and transitioning, U.S. Bank empowers small business owners with tools for payments, payroll, and cash flow management. Read more: https://lnkd.in/dpBPtHV7 #SMB #Awards #Winner #Banking #Finance

Congratulations, Lili! Lili’s win of Tearsheet’s Best App for SMBs Award recognizes its innovative solution to the fragmented financial services landscape. By combining banking, accounting, and tax services in one platform with no minimum balance and zero hidden fees, Lili eliminates the need for multiple subscriptions Read more: https://lnkd.in/dpBPtHV7 #SMB #Awards #Winner #Banking #Finance

Congratulations, Intuit QuickBooks! With over $165 billion in annual payments volume and powering more than half of U.S. small businesses, Intuit QuickBooks stands out as a force in SMB payments. Read more: https://lnkd.in/dpBPtHV7 #SMB #Awards #Winner #Banking #Finance

Seen what’s inside the "new Tearsheet drop" yet? The secret’s inside... click away 👉 : https://t.ly/O5L1I #CEOs #Fintechs #Finance #Growth

Banks and credit unions (CUs) share overlapping goals, but their approaches reflect their differences. Building long-term member loyalty has been a strength of CUs, but expanding into new relationships can be tough in today’s competitive environment. It requires fresh strategies. Union Credit, a California-based startup founded nearly two years ago, aims to rewrite that narrative, shares Dave Buerger, CEO and co-founder of Union Credit. To know how Union Credit enables CUs to turn initial loan interactions into a gateway for deeper banking relationships, read the full story: https://t.ly/RPijj #CreditUnions #Loans #Marketplace

While banks spend a significant amount of their resources on maintaining their physical footprint, the success of digital banking has put into question the efficacy of this investment by incumbents. Now banks need to find ways to compete in the digital realm and optimize their branch networks to function and complement an omnichannel banking world. #bankbranches #modernization #digitalbanking #cash #cards #tech https://lnkd.in/dHrBramc