Rooted Wealth Advisors

⏱ Catch today's hot tip on Monday Minute with Connor Zimmer! #MondayMinute #401k #contributions

🎉 Join us in wishing a very Happy Birthday to Jerry Fuesel, our amazing Director of Operations! 🎂 Your leadership, dedication, and hard work keep everything running smoothly, and we’re so grateful to have you on the team. Cheers to a fantastic year ahead filled with happiness and success! 🎁🎈

🎄 It’s National Ugly Christmas Sweater Day, and we’re rocking our most festive (and questionable) knits! Show off your holiday spirit with your ugliest sweater and spread some cheer. 🎅✨ #UglySweaterDay #FestiveAndFun #RootedHolidaySpirit

💡 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐌𝐚𝐝𝐞 𝐒𝐦𝐚𝐫𝐭𝐞𝐫 💡 Planning for retirement isn’t just about saving—it’s about strategy! Tax-advantaged retirement accounts like IRAs and 401(k)s offer amazing benefits, but they also come with complexities. That’s where expert guidance makes all the difference. 𝐇𝐞𝐫𝐞’𝐬 𝐡𝐨𝐰 𝐚 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐬𝐨𝐫 𝐜𝐚𝐧 𝐡𝐞𝐥𝐩 𝐨𝐩𝐭𝐢𝐦𝐢𝐳𝐞 𝐲𝐨𝐮𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐬𝐚𝐯𝐢𝐧𝐠𝐬: 👉 Tax-Smart Contributions: Balancing pre-tax and after-tax retirement accounts based on your current tax bracket and future income projections can significantly boost your retirement savings. 👉 Strategic Withdrawals: Timing is everything. A financial advisor helps plan withdrawals to minimize tax impacts and preserve your nest egg. 👉 ROTH Conversions: Want tax-free withdrawals in retirement? A Roth conversion may be the key. With careful planning, an advisor can help you decide when to convert for maximum long-term benefits with minimal tax liability. 👉 IRA Tax Withholding: Avoid penalties or surprise tax bills. An advisor helps customize your withholding strategy so your taxes align with your financial goals. 📞 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝐬𝐭𝐞𝐩? 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬 𝐭𝐨𝐝𝐚𝐲!

We're proud to be 'Rooted' in our incredible communities! Here's what we've been up to lately... #RootedInCommunity

💰 On today's episode of Talking Money, Investment Advisor Representative, Joe Mateja, explains the parallels between retirement planning and the analogy for tackling a seemingly impossible task, such as eating an elephant. (Please note that neither Joe, or any part of Rooted Wealth Advisors, condones the actual consumption of elephants. 😊) Check out the whole episode here- https://lnkd.in/grRChNHP

Catch today's hot tip on Monday Minute with Connor Zimmer! #MondayMinute #debtfreegoals #retirementgoals

🥳🎂 Sending the happiest of birthday wishes to the incredible, Investment Advisor Representative, Mr. Joe Mateja! Your passion and positivity lift us all. Here’s to a fantastic year ahead! 🎉🎈

As we approach the end of the year, we have been reflecting on our most recent experiences with our clients and their friends. The Rooted Family is truly blessed to have formed incredible relationships with so many wonderful people. Each event, conversation, and shared moment reminds us of the trust and connection we’ve built together. As we look ahead to the new year, we’re filled with gratitude and excitement for the experiences yet to come. Thank you for being a part of our journey. Here’s to growing together! 🌟💙 #RootedFamily #Gratitude #BuildingConnections

💡 𝐓𝐚𝐱 𝐬𝐞𝐚𝐬𝐨𝐧 𝐝𝐨𝐞𝐬𝐧’𝐭 𝐬𝐭𝐨𝐩 𝐰𝐡𝐞𝐧 𝐲𝐨𝐮 𝐫𝐞𝐭𝐢𝐫𝐞—𝐚𝐧𝐝 𝐧𝐞𝐢𝐭𝐡𝐞𝐫 𝐬𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲! Having a trusted financial advisor by your side can make all the difference when it comes to: 🔑 𝐌𝐚𝐱𝐢𝐦𝐢𝐳𝐢𝐧𝐠 𝐓𝐚𝐱 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲: From Social Security to Required Minimum Distributions (RMDs), a financial advisor helps minimize your tax burden so you can keep more of your hard-earned savings. 🔑 𝐀𝐯𝐨𝐢𝐝𝐢𝐧𝐠 𝐂𝐨𝐬𝐭𝐥𝐲 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬: A wrong move, like withdrawing too much too soon, can trigger unnecessary taxes or penalties. An advisor ensures you stay on track. 🔑 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐖𝐢𝐭𝐡𝐝𝐫𝐚𝐰𝐚𝐥𝐬: Retirement income comes from various sources—pensions, investments, savings. Your advisor creates a withdrawal strategy to reduce taxes and extend your retirement savings. 🔑 𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐓𝐚𝐱 𝐂𝐡𝐚𝐧𝐠𝐞𝐬: Tax laws change, and it can be hard to keep up. An advisor ensures your plan stays compliant while working in your best interest. 🔑 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐋𝐞𝐠𝐚𝐜𝐲: Smart tax planning means leaving more for your loved ones or the causes that matter most to you. Retirement is your time to enjoy the life you’ve worked so hard to build—don’t let taxes derail your plans. Let Rooted Wealth help you make every dollar count! 📞 Contact us today to learn how we can simplify your retirement tax planning!