PAK Programs

🎉 Event season is here — are your clients prepared? 🛡️ Wineries and breweries are busier than ever, hosting weddings, holiday parties, corporate events, and more. But with every celebration comes risk — from liquor liability and equipment breakdowns to property damage and guest safety concerns. As trusted insurance advisors, agents and brokers play a critical role in helping clients identify event risks and stay protected. Proactive planning, risk mitigation strategies, and the right insurance coverage can make all the difference. Key considerations for event safety: ✅ Liquor liability protocols (e.g., ID checks, wristbands, and staff training) ✅ Managing bodily injury risks like slips, trips, and restricted areas ✅ Preventing equipment breakdowns with pre-event inspections ✅ Fire safety readiness, theft prevention, and parking lot assessments By partnering with specialty carriers like PAK Programs, agents gain tailored insights and solutions for the beverage industry’s unique risks. Help your clients host successful and safe events this season! Read more about how you can support your policyholders: https://lnkd.in/eTXUf2HJ #Insurance #RiskManagement #EventSafety #Breweries #Wineries #PAKPrograms

In today's digital era, the importance of personal connections in the insurance industry cannot be overstated. Our latest feature in Rough Notes, "Boots on the Ground," emphasizes the critical role of on-site visits in understanding and meeting client needs. By spending time at clients' facilities, agents can: *Identify coverage gaps that may be overlooked remotely. *Ensure accurate valuations for new equipment and property enhancements. *Strengthen relationships through personalized service and a deeper understanding of operations. This hands-on approach not only enhances client trust but also ensures comprehensive coverage tailored to their unique circumstances. At Pak Programs, we are dedicated to supporting agents in delivering exceptional service. We encourage all professionals to prioritize in-person interactions, reinforcing the foundational relationships that drive our industry forward. Read the full article here: https://lnkd.in/eRnPnuid #Insurance #ClientRelations #OnSiteVisits #PakPrograms #RoughNotes

Happy Thanksgiving from PAK Programs! 🦃 🍻 🥂 This Thanksgiving, we want to take a moment to express our gratitude to the incredible people who make up the world of craft beverage producers, wineries, breweries, and distilleries. Your passion and dedication inspire us every day, and we are proud to support you in protecting your businesses and your craft.  At PAK Programs, we’re thankful for the relationships we’ve built with our clients, brokers, and partners. Together, we’re not just insuring businesses—we’re fostering a community that celebrates creativity, resilience, and the love of a great pour.  Wishing you, your teams, and your loved ones a safe, joyous, and delicious Thanksgiving holiday! 🍷🍻  #Thanksgiving2024 #Gratitude #CraftBeverageIndustry #PAKPrograms

🌬️Batten Down the Hatches: High Wind Risk Management for Breweries and Wineries 🍺🍷  As the seasons change, windstorms can bring unexpected challenges for breweries and wineries, especially those with outdoor seating areas, event spaces, or patio equipment. While these spaces are integral to your guest experience, they can also become liability risks if not properly secured.  Here are some key tips to protect your property, reduce liability, and keep your operations running smoothly when the winds pick up:  ✅ Secure Outdoor Property:  Ensure all outdoor furniture, tents, umbrellas, and decor are secured or stored. Flying objects can pose safety hazards to guests, staff, and neighboring properties.  ✅ Inspect and Maintain Structures:   Regularly inspect outdoor structures, like pergolas or gazebos, for loose bolts or weak spots. Reinforce any areas that could be vulnerable during strong winds.  ✅ Develop a Plan for High Wind Warnings:  Establish a protocol for bringing in outdoor equipment and communicating with staff about safety measures.  ✅ Review Your Liability Coverage:  Double-check your insurance policy to ensure you're covered for windstorm-related incidents, including guest injuries and property damage.  A little preparation goes a long way in protecting your business and ensuring your guests can safely enjoy your space, no matter the weather.  Have questions about securing your brewery or winery? Let's chat about risk management strategies tailored to your needs!  #RiskManagement #BreweryLife #WineryTips #InsuranceInsights #OutdoorSafety

Cheers to a Successful Vermont Craft Brewers Conference!  The past two days in Burlington have been incredible! We loved connecting with the passionate and talented brewers who make Vermont’s craft beer scene truly exceptional.  From sharing insights on risk management to learning about the latest trends in brewing, the Vermont Craft Brewers Conference proved why this industry is so special—collaborative, innovative, and always focused on excellence.  A big thank you to the Vermont Brewers Association for hosting such a fantastic event, and to everyone who stopped by the PAK Programs booth. We’re proud to support your brewing journey and can’t wait to see what you create next!  If we didn’t get a chance to chat, you can always learn more about how we support breweries here: https://lnkd.in/enu7Nm92 Cheers to Vermont’s craft brew crew—see you next time! 🍻  #CraftBrewing #VermontBrewers #BreweryInsurance #RiskManagement #PAKPrograms

We’re Here at the Vermont Craft Brewers Conference! PAK Programs is proud to support the craft brewing industry as an exhibitor at the Vermont Craft Brewers Conference in Burlington, VT! 🍺  As specialists in brewery insurance, we’re passionate about helping craft brewers protect their businesses while they focus on crafting exceptional beer. From managing unique risks like equipment breakdowns to navigating liquor liability, our tailored solutions are designed to keep breweries brewing.  If you’re attending, be sure to stop by our booth and chat with our Insurance Brewmaster, Paul Martinez to:   ✅ Learn how our insurance programs are crafted as carefully as your beer.   ✅ Get insights into risk management tailored to Vermont brewers.   ✅ Connect with our experts to discuss your brewery’s unique needs.  Let’s raise a glass to the artistry, resilience, and innovation that define the craft brewing community. Cheers to a great event! 🍻  #CraftBrewing #VermontBrewers #BreweryInsurance #RiskManagement #PAKPrograms

🌨️ Winter is Coming: Are Your Assets Prepared? 🌨️ Breweries and wineries – as the weather shifts, protecting your business assets from winter risks is crucial! Early season snowfalls and temperature drops can bring unexpected damage to outdoor structures and equipment. Here are key winterization tips to protect your business: 1. Check & Reinforce Structures: Ensure outdoor tents, patio coverings, and even sheds are built to withstand snow loads. Reinforcing or temporarily taking down vulnerable structures can prevent collapse. 2. Service Heating Systems: Keep pipes and tanks from freezing by inspecting and maintaining your heating systems. 3. Plan for Power & Equipment Backup: Brownouts and outages are more common in winter; having reliable backup solutions can save batches and prevent downtime. 4. Train Your Team: Make sure your team is familiar with safety protocols for cold-weather work and equipment operation. Investing time now in winterizing efforts can ensure you’re ready to handle whatever the season brings – protecting not only your operations but also the experiences your customers enjoy year-round. 👉 Reach out if you’re interested in more proactive risk management strategies for your business. Let’s keep you warm, safe, and thriving this winter! ❄️🍻🍇 #Winterization #RiskManagement #Brewery #Winery #PAKPrograms #Insurance

Honored to be a part of this roundtable for Insurance Business America with our friends and partners Great American Insurance Group discussing the state of the programs market. The programs market continues to evolve, bringing new opportunities and challenges for brokers and their clients. We dive deep into the current landscape, highlighting how specialty carriers and program administrators can provide value through tailored solutions, claims management, and collaborative risk mitigation. Click the link below to see the full roundtable discussion with Great American claims experts, Ronald Morrison and Adam Goerges and Pak Program's President Larry Chasin and learn more about: - The impact of social inflation and nuclear verdicts - Strategies for brokers to navigate the complexities of the programs market - The benefits of partnering with program administrators for specialized risk management https://lnkd.in/e6HpzdsR #InsuranceIndustry #ProgramsMarket #RiskManagement #InsuranceBrokers #SpecialtyInsurance

Spotlight on Great Divide Brewing Co.! At PAK Programs, we’re thrilled to shine a light on Great Divide Brewing Co.—a trailblazer in Denver's craft beer scene since 1994. Known for their bold, flavorful brews, Great Divide is more than just a brewery—they're a Front Range community fixture with a passion for quality and sustainability. In our latest spotlight article, we pick the brain of owner Brian Dunn and get some insight behind the scenes at this great Denver staple. Check out the full feature below! #CraftBeer #BrewerySpotlight #RiskManagement #GreatDivideBrewing #PAKPrograms #BrewingExcellence #Sustainability #CraftBreweryInsurance https://lnkd.in/eu_Ac-H6

We’re thrilled to be back and saddled up in Denver as a proud sponsor of the Great American Beer Festival! While brewers pour their passion into perfecting every pint, we're here to ensure that their craft is protected 🍺. Whether it's safeguarding your brewery from unexpected spills or making sure your operations are covered from grains to glory, PAK Programs is here to help your brewery thrive. We're so excited to be back and see new and old brewing industry friends alike and witnessing the traditions of the festival and some new and fun surprises at this year's event. Find us at the festival for a friendly chat about how we can support your brewing business. After all, great brews deserve great protection! And we wouldn't be your insurance brewmasters without a friendly risk management reminder to keep the luchador wrestling and mechanical bulls on the festival floor and out of the taproom. 😉 🤠 #PAKPrograms #GreatAmericanBeerFestival #RiskManagement #Brewers #BreweryInsurance #CraftBeer #BrewersAssociation #GABF #InsuranceThatCares #ProtectYourCraft