Matthew Murray - Switch Insurance

Major life events may affect your health insurance. Experiencing a big life change? Let's review your coverage options! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

What's your favorite food to eat with male syrup? #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

Both are ways you share costs with your insurer, but they work differently: • Copayment: A fixed amount you pay for a service (e.g., $25 for a doctor's visit) • Coinsurance: A percentage of the cost you pay (e.g., 20% of the bill) Copayments are predictable, while coinsurance can vary based on the total cost of service. Need help figuring out which option is best for you? Let's discuss your healthcare needs! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

December 15th is the FINAL day to enroll in or change your health insurance plan for coverage starting January 1st! Don’t miss out on securing your health and peace of mind for the new year. Need help? I’m here to assist you every step of the way! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

Health Savings Accounts (HSAs) Explained: - Tax-advantaged savings for medical expenses - Only available with High Deductible Health Plans (HDHPs) - Funds roll over year to year Curious if an HSA is right for you? Let's discuss your options! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

Just like a safety net catches acrobats, your health insurance is there to support you when life takes unexpected twists and turns. Let’s make sure you’re covered so you can focus on enjoying the show! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

What's the Difference? Choosing the right provider can save you money. Let's make sure you understand your network! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

The out-of-pocket maximum is the most you have to pay for covered services in a plan year. After you reach this amount, your insurance pays 100% for covered services. • Includes deductibles, copayments, and coinsurance • Doesn't include premiums or non-covered services • Resets each year Knowing your out-of-pocket maximum helps you plan for worst-case scenarios. Want to review your plan's details? I'm here to help! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

Understanding prescription drug coverage key terms to know: • Formulary: List of covered medications • Tiers: Different cost levels for drugs • Prior Authorization: Required approval for certain medications. Confused about your prescription coverage? I'm here to help! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance

Let’s decode the jargon and simplify your coverage. Together, we’ll make sure you understand your options and feel confident in your choices! #UtahBroker #HealthCoverage #InsuranceMadeEasy #NoPressure #HealthcareSupport #switchinsurance