Liberty One Wealth Advisors

Get ahead of the game with our quick guide to the updated tax brackets and retirement contribution limits for 2025. Have questions? Let’s connect! #TaxPlanning #WealthManagement #2025Updates

📉 Strategies for Managing Capital Gains in Retirement 💼 If you’re nearing retirement or planning sizable withdrawals, consider the timing of asset sales and capital gains taxes. Strategies like spreading sales over multiple years, using trusts, and gifting can help reduce tax impact. 📊 Don’t forget asset location—placing high-income dividends and interest in tax-advantaged accounts can maximize your returns! 🔗 Contact Liberty One Wealth Advisors to optimize your retirement strategy! #CapitalGains #RetirementPlanning #TaxStrategy #AssetLocation #WealthManagement #LibertyOneWealthAdvisors

Today's video I discuss the Mega Backdoor Roth IRA, a powerful tool that could significantly enhance your retirement savings strategy. This technique isn't widely known, but for those who can use it, the benefits are immense—allowing for larger contributions that grow tax-free.

💡 Did You Know? People who create a financial plan and set specific goals are 2.5 times more likely to achieve those goals! (Source: Certified Financial Planner Board of Standards: cfp.net) Setting clear goals is a proven path to financial success. Let Liberty One Wealth Advisors help you build a plan that aligns with your dreams. 🌟 🔗 Contact us today to start your journey! #FinancialPlanning #GoalSetting #WealthManagement #InvestSmart #FinancialSuccess #LibertyOneWealthAdvisors

With open enrollment coming to a close, now’s the time to finalize your benefits. Still unclear about life insurance vs. AD&D? Life insurance offers broad coverage, while AD&D focuses on accidents. Watch this quick video to make informed decisions before the deadline. Don’t hesitate to reach out with any last-minute questions! #OpenEnrollment #LifeInsurance #EmployeeBenefits #FinancialPlanning

📢 New Retirement Contribution Limits for 2025 📢 Chris Klein from Liberty One Wealth Advisors shares the latest updates on contribution limits for retirement plans, including 401(k)s, 403(b)s, and 457 plans. Starting in 2025, the limit has increased by $500, giving you more room to grow your retirement savings! For those aged 50 and older, the catch-up contribution remains at $7,000. Now’s the time to maximize your retirement strategy! 💼 🔗 Need help planning for retirement? Contact us today! #RetirementPlanning #401k #InvestmentStrategy #FinancialPlanning #RetirementSavings #LibertyOneWealthAdvisors

As 2024 winds down, take steps to optimize your financial plan: Tax Planning: Offset gains with losses or reduce taxable income. Maximize your tax bracket strategy. Charitable Giving: Make tax-efficient gifts like appreciated securities or QCDs. Retirement Contributions: Contribute to your HSA, Roth IRA, or 401(k). Plan for Roth conversions. Gifting: Use the $18,000 gift tax exclusion and update estate plans. Ready to optimize your year-end finances? Contact Liberty One Wealth Advisors for tailored advice: [email protected] or www.libertyonewealth.com #FinancialPlanning #YearEndReview #WealthManagement

📜 The Importance of Estate Planning 💼 Whether you have $50 or $50 million, having an estate plan is essential for ensuring your assets go directly to your chosen beneficiaries, avoiding the hassle and expense of probate. Without a plan, the government decides where your assets go. Take control of your legacy and make sure your wishes are honored! 🌟 🔗 Want guidance on setting up an estate plan? Contact Liberty One Wealth Advisors today! #EstatePlanning #WealthManagement #FinancialPlanning #LegacyPlanning #AvoidProbate #LibertyOneWealthAdvisors

🌐 FAQ: What does a holistic financial plan include? 🌟 A holistic financial plan covers every part of your financial life—from investments and retirement planning to taxes and estate planning. By integrating each element, Liberty One Wealth Advisors ensures that all financial decisions align and support your goals. 🔗 Ready to experience a truly comprehensive approach to financial planning? Contact us today! #HolisticPlanning #WealthManagement #FinancialSuccess #InvestSmart #EstatePlanning #LibertyOneWealthAdvisors

📈 4 Keys to Successful Financial Planning 📈 A solid financial plan is the foundation of long-term success. Here’s how to build a solid financial future with Liberty One Wealth Advisors: 1️⃣ Define Your Goals – Set realistic short- and long-term goals that guide your plan. 2️⃣ Create a Budget – Gain control over your spending to save and invest more. 3️⃣ Prioritize Debt Repayment – Free up resources by reducing high-interest debt. 4️⃣ Establish an Emergency Fund – Protect your plan with a cushion for the unexpected. 🔗 Start Your Financial Journey Today! #FinancialPlanning #Budgeting #DebtFree #WealthManagement #InvestSmart #LibertyOneWealthAdvisors