JUST Finance

JUST Finance

Software Development

Building the next generation of digital financial services.

About us

Industry
Software Development
Company size
2-10 employees
Type
Privately Held

Employees at JUST Finance

Updates

  • View organization page for Cointelegraph, graphic

    102,464 followers

    🔥 NOW: Forbes Predicts 7 Key Crypto Market Trends for 2025: - G7 or BRICS nations will establish strategic #Bitcoin reserves. - The 7 largest US tech giants will create Bitcoin reserves. - Stablecoin market capitalization will surpass $400 billion. - Bitcoin Layer-2 blockchains will drive DeFi growth. - Launch of various crypto-focused ETFs. - Total crypto market cap will exceed $8 trillion. - The US will reclaim its position as the global crypto hub.

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  • View profile for Martin Masser, graphic

    CBDO at STON.FI (Biggest DEX on TON) | Blockchain | DeFi | Metaverse | Web3 | Yoga teacher for 500hrs+ | WAWAW - Definitely not a Forbes under 30

    Here's Coinbase's 2025 predictions - more stablecoins, DeFi 2.0, ETFs more regs. Key points #Stablecoins are crypto’s killer app, and we are fast approaching the day when their primary use case will move beyond trading. While challenges remain, tokenisation will emerge as a cornerstone of the current market cycle. Potential changes to #crypto ETFs, such as allowing in-kind creations and redemptions or staking, could further increase demand. Despite facing setbacks in the last cycle, #DeFi will be propelled into a new era of innovation. Naturally us at STON.fi DEX are leading this. A new regulatory regime that appears poised to make clear, sensible rules will benefit both the crypto industry and consumers.

  • View profile for Guillermo Goncalvez Espiga, graphic

    CEO @ eldorado.io | Building a stablecoin-powered SuperApp for LatAm

    Las stablecoins serán la infraestructura con la que se construirá la nueva oleada de fintechs 3.0 en las economías emergentes 🎯 Herramientas como las stablecoins no son solo un trend, sino una evolución en el panorama de los pagos. Llegaron para quedarse y tienen el potencial de fusionarse con los métodos tradicionales de pago, creando un ecosistema más eficiente, seguro y accesible. Verlas como aliadas estratégicas es clave para adaptarnos a la nueva era financiera y aprovechar sus beneficios a largo plazo🤝 Veamos el caso de Stripe y Bridge. Esta adquisición está demostrando que más que una decisión financiera, se trató de una decisión meramente estratégica. La compra de Bridge parece estar motivada más por su posición estratégica entre las finanzas tradicionales y la infraestructura crypto que por su rendimiento financiero actual. Si bien Bridge no administra grandes activos, su tecnología, centrada en facilitar la conversión de monedas y pagos complejos, puede ser clave en la evolución de los pagos globales🌎 Stripe adquiere esta infraestructura para adaptarse a la creciente demanda de sistemas de pago criptográficos, anticipando una disrupción en los modelos tradicionales y posicionándose estratégicamente en un panorama de pagos en constante cambio. Veamos esto como un destello de lo que viene para el mundo. Si aún no entiendes la importancia y el valor de las stablecoins, te lo explico brevemente 💭 Las stablecoins podrían ser el futuro por su capacidad para combinar la estabilidad de las monedas tradicionales con las ventajas de la tecnología blockchain. Ofrecen transacciones rápidas, seguras y con bajos costos, especialmente para pagos internacionales. A medida que las infraestructuras criptográficas continúan evolucionando, las stablecoins pueden convertirse en una alternativa eficiente a los métodos de pago convencionales, lo que permite una mayor inclusión financiera y mayor accesibilidad en un mundo cada vez más digitalizado. Empieza a utilizarlas y empieza a utilizarlas en El Dorado. FIN 🚀☀️🏅

  • View profile for Panagiotis Kriaris, graphic
    Panagiotis Kriaris Panagiotis Kriaris is an Influencer

    FinTech | Payments | Banking | Innovation | Leadership

    Everyone is talking about the #stablecoin opportunity. And for the first time ever the stablecoin market cap exceeded $200 bn. Are stablecoins really making a comeback? Let’s take a look. What are stablecoins? —    A stablecoin is a form of #cryptocurrency created to counterbalance crypto’s main weakness – extremely high volatility – by means of pegging them to more stable assets like the US dollar or gold. —    They are a key driver of liquidity for trading digital assets on exchanges and for facilitating value transfers across #blockchain platforms. —    Behind stablecoins there are private companies, which play a “central bank” role for the stablecoins. Unlike central banks, however, their influence is limited since they cannot print money. Why are stablecoins surging? —    Demand has grown as a result of crypto recovering from the bear market. —    There are high expectations from the newly US elected government for a friendly approach. Stablecoin regulation can be a big game changer in this direction. Which is why in just 40 days since the election, stablecoin’s market cap has grown by 40 bn! —    Stablecoins have the potential to enhance the global payments infrastructure, with top use cases being remittances, international commerce and cross-border #payments. The opportunity is huge with fund flows for these 3 categories in 2023 topping $45 trillion, while the volume of xborder payments made using stablecoins has grown tenfold since 2020, to $2.5 trillion annually. Many leading players across payments, fintech and #finance are riding the wave: —    Stripe recently acquired Bridge, a stablecoin infrastructure startup, for $1.1 bn aspiring to build the world’s best stablecoin infrastructure. —    PayPal launched its own USD stablecoin in 2023 as one of the first major fintechs to invest in the space. YoY growth has exceeded 2000%! —    Visa announced a platform to help banks issue stablecoins and other fiat-backed tokens internationally. VTAP (Visa Tokenized Asset Platform) will go live next year. —    SWIFT announced that it will trial live digital asset and currency transactions as an alternative for banks to manage multiple digital asset classes via a single access point. —    Japan’s largest bank, MUFG, announced a project to explore permissionless blockchain stablecoins for trade settlement with emerging markets, particularly for Japanese exports. —    Sony has announced the launch of a Yen stablecoin in collaboration with Sony Bank. As the lines between traditional finance and digital currencies continue to blur, stablecoins can pose a credible bridge between the  crypto and the fiat world. Two factors will be driving increased demand for stablecoins in 2025: 1) stablecoins increasingly becoming part of fintech and finance infrastructure 2) evolving legislation. Opinions: my own, Graphic sources: CoinGecko, GlobalX I have started a newsletter! Subscribe here: https://lnkd.in/dkqhnxdg

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  • View profile for Adrien Stern (hiring), graphic

    Founder at Reveel (r3vl.xyz) | Backed by Binance Labs | Building payment infrastructure for the new internet 💸⚡️🌐

    Stablecoin Volume Has Surpassed Visa! 🚀 The payments landscape is undergoing a quiet revolution. The chart below tells the story: Stablecoins have already surpassed Visa and are rapidly catching up with ACH. Let’s break down why stablecoins are disruptive new rails: 1. ACH (Automated Clearing House) 🔄 Process: ACH is a batch processing system used for low-cost, high-volume transfers like payroll, bill payments, and direct deposits. Transactions are grouped together and processed at scheduled intervals, often taking 1–3 business days to settle. ❌ Inefficiencies: • Delays: Slow settlement, especially cross-border. • Lack of Transparency: Transactions aren’t instantly verifiable, creating reconciliation issues. • Operating Hours: Only during business hours, No real-time payments. ➡️ Impact: These limitations make ACH unsuitable for use cases requiring speed, global reach, or instant confirmation, increasing costs and operational complexity for businesses. 2. Visa 🔄 Process: Visa operates on a credit card network model. Transactions are authorized in real-time, but actual settlement between parties (e.g., acquirers and issuers) can take up to 2 days. The system relies on intermediaries, including banks, to facilitate payments. ❌ Inefficiencies: • High Fees: Significant interchange fees for merchant, especially cross-border. • Settlement Delays: Merchants face settlement lags despite instant consumer approvals. • Friction: Multiple intermediaries reduce efficiency and increase costs. ➡️ Impact: While Visa is convenient for consumers, its reliance on centralized intermediaries creates significant cost and operational burdens for businesses, particularly in cross-border transactions. 3. Stablecoins 🔄 Process: Stablecoins operate on decentralized blockchain networks, offering peer-to-peer payment rails with instant settlement. Transactions occur directly between parties, without the need for intermediaries like banks or payment processors. ✅ Advantages: • Real-Time Settlement: Payments settle in minutes, 24/7. • Low Fees: With no intermediaries costs are minimal. • Global Reach: Operate on a universal ledger, eliminating FX and time zone barriers. • Transparency: Fully auditable, reducing fraud & reconciliation errors. ➡️ Impact: Stablecoins offer a compelling alternative by combining speed, affordability, and transparency. They are particularly suited for P2P payments, cross-border remittances, and real-time business transactions. The Future of Payments As stablecoin infrastructure matures and regulatory clarity improves, their efficiency and scalability will make ACH’s slow, costly system obsolete in the next decade. Stablecoins will surpass ACH by 2030! 📈 It's an exciting time to be working on Stablecoin technology and Reveel has got some big things in store for 2025! If you want to leverage stablecoins for better payments in your products, let's chat!

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  • The tokenization of financial assets on the blockchain is gaining momentum at an institutional and governmental level. The process could help overcome fragmented financial flows and foster greater industry collaboration. The benefits of tokenization in capital markets will increase exponentially as more institutions and infrastructures see the advantages for themselves. https://lnkd.in/gtg8rnTi

    How tokenization is transforming finance and investment

    How tokenization is transforming finance and investment

    weforum.org

  • View organization page for JUST Finance, graphic

    120 followers

    Stablecoins are 5X-1000X cheaper than traditional payment methods Stablecoin payments on all leading L1 and L2 blockchains surpass traditional payment method fees, settle nearly instantly, and benefit from 24/7 always on, global operations. Almost all supported chains offer sub $0.01 transaction fees up to 100X cheaper than ACH, with stablecoin payments on Stellar, Celo, Hedera, and Solana approaching the cost of relational database updates. The costs of stablecoin payments are low enough that the treasury economics of a stablecoin program can effectively subsidize programs on Base, Solana, Stellar, and many blockchains. https://lnkd.in/ggYrSYdF

  • View profile for Benjamin Quinlan, graphic

    CEO & Managing Partner - Quinlan & Associates

    Stablecoins offer significantly lower online transaction fees than digital wallets, debit cards, credit cards, and bank transfers. Despite this cost advantage, they account for just 0.2% of global e-commerce transactions. In a joint report with IDA, Quinlan & Associates examines the factors hindering stablecoin adoption in the real economy. THEORETICAL ADVANTAGE In theory, stablecoins address several payment issues faced by merchants. Settlement times for domestic and cross-border transactions are often slow, affecting cash flow. Cross-border payments, typically processed via bank transfers, provide merchants with limited visibility over fund movements. Stablecoins, leveraging distributed ledger technology, enable real-time settlements with improved transparency. Transactions are settled atomically, allowing all parties to track the status and outcome. Moreover, stablecoin payments are 0.5-5.7% cheaper than traditional methods. However, adoption remains low among both users and merchants. LOW DEMAND-SIDE ACCEPTANCE Globally, only around 30,000 merchants accept cryptocurrency as a payment method. Regulatory uncertainty is a key concern, as most stablecoins lack the protective measures associated with traditional currencies, such as capital adequacy and reserve requirements. Many stablecoins also operate outside established regulatory frameworks, offering limited safeguards for users and merchants. Additionally, negative perceptions persist, with some viewing stablecoins as volatile or associating them with scams. Risk-averse merchants thus avoid adoption, perceiving stablecoins as useful but risky. These factors contribute to low acceptance in key functions like trading, savings, deposits, lending, payments, and supply chain financing. Even regulated stablecoins by financial institutions often remain confined to specific ecosystems to ensure easier compliance with banking regulations. This lack of protection and limited acceptance create a disconnect in the utility of stablecoins, restricting their role in real-world payments. However, we believe that there is a role for non-captive, regulated stablecoins in revolutionising real-world payments. Download our report to learn more: https://lnkd.in/gVx2KkZ9 Email us at [email protected] and [email protected] to understand how we can support your stablecoin ambitions. #Stablecoins #Payments #HK Sean Lee Lawrence Chu Patricia Cheung

  • Crypto exchange-traded fund (ETF) issuer Bitwise predicted that at least five “crypto unicorns” will go public in 2025, including stablecoin issuer Circle and crypto exchange Kraken. So-called crypto bank Anchorage Digital, analytics firm Chainalysis and crypto exchange Figure are the other three firms expected to launch initial public offerings (IPOs) next year, Bitwise investment chief Matt Hougan and research head Ryan Rasmussen wrote in a “10 Crypto Predictions for 2025” report on Dec. 10. Growing investor demand, institutional adoption, a favorable macro environment and a warmer political environment were the main catalysts that led the pair to name 2025 as the “Year of the Crypto IPO.” https://lnkd.in/gDKiRibg

    Bitwise predicts 2025 as year for crypto IPO — Kraken, Circle to go public

    Bitwise predicts 2025 as year for crypto IPO — Kraken, Circle to go public

    cointelegraph.com

  • 🤯 Pantera Capital just released their 2024 report. Here are 6 most important points on stablecoins. 1. In 2024, stablecoins transacted $5 trillion across 200M+ 2. In 2020, stablecoins made up just 3% of blockchain transactions. Today, they consistently exceed 50%. 3. In 2024 there will be ~$40 trillion cross-border B2B payments made via traditional payment rails (excluding wholesale B2B payments) (Juniper Research) disruptable by stablecoins rails 4. In 2023, Stripe facilitated over $1 trillion in payments volume with a fee structure that starts at 2.9% with an added 30 cent charge for domestic card-based transactions. On high throughput blockchains like Solana or Ethereum L2’s like Base, average stablecoin payments cost less than a cent. 5. Remittance companies take fixed fees which are meaningful on low dollar amounts (e.g. $6 on a $60 dollar transaction) or high fees 30-100bps per transaction. Stablecoins reduce the cost to send money globally and make the process seamless. 6. Stablecoins transfers grew 50% YOY mostly in emerging markets. They finish with some ideas they’ve excited about: "Stablecoin powered treasury management and operations – As the fintech landscape expanded from payments with PayPal, it created multi-billion dollar opportunities across wealth management, personal finance, payroll, business spend and expense management. Similarly, stablecoins offer an opportunity to rebuild many of these tedious processes with better rails, powered by stablecoins." Nilos 👀

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