Flow48

🎥 Watch our video to see how it works!

At the recent Southern African Venture Capital & Private Equity Association (SAVCA) VC Conference, one thing became clear: SMEs are the driving force of our economy, and they need more dynamic financial solutions. With traditional loans often out of reach, Revenue-Based Financing (RBF) is proving to be a game-changer, especially in markets like South Africa where flexibility is key. RBF aligns financing with business performance, offering capital based on future revenues instead of just financial statements. At Flow48, we're committed to empowering SMEs to unlock their potential through innovative funding solutions while driving sustainable growth in emerging markets. As we look ahead, it's exciting to see how these forms of capital will continue to reshape the future of SME financing.

Private Debt has rapidly grown into a USD 2 Trillion asset class, with plenty of room to grow. As banks retrench from traditional lending, Private Debt offers more flexible, scalable solutions for these companies. Institutional allocation to this asset class has translated to it being one of the fastest-growing segments in finance, outpacing many traditional alternatives. Despite being a small portion of the overall landscape, Private Debt solutions continue to perform well, outperforming traditional bank and public options.

SMEs are the backbone of the global economy, yet they remain underserved by traditional financing options. At Flow48, we believe that Private Debt holds the key to filling this gap. As we approach the Southern African Venture Capital & Private Equity Association (SAVCA) Conference, we'll explore how alternative financing solutions like Revenue-Based Financing (RBF) are reshaping the future for SMEs in emerging markets.

Private Debt has a huge role to play in the growth of early-stage companies, and it is great that this discussion is being championed by Southern African Venture Capital & Private Equity Association (SAVCA) .

Building a company from the ground up requires cross-domain mastery, flexibility and resilience, whilst pursuing a vision that few may believe in at first. That journey can be incredibly daunting, but success relating accrues to a swathe of stakeholders. Flow48's CEO Idriss Al Rifai shares valuable insight about that journey in this interview. Inspiring Read! https://lnkd.in/dfAxjQxc

We are extremely delighted to announce that Altesh BAIJOO, South Africa Country Manager at Flow48 will be speaking at the 2nd Annual Africa Financial Inclusion summit and Expo 2024 on the 30-31 October 2024 in Sandton, Johannesburg, South Africa. #financialinclusion To attend https://lnkd.in/drHuT4n3 or email africa-financial-inclusion@africa-insights.com #attend #speak #sponsor #present #sponsor #exhibit #showcase #engage #fintech #payments #banking #insurance #blockchain #digitalpayments #remittances #micropensions #digitalbanking #onlinebanking Lucas Greyling Neré Jansen Van Vuuren Darren Franks Danielle du Toit Dr Thabang ChiloaneIsraelLorienArangoStephenKimPatrick Katabua, FRICS, Financial Insight Zambia Zambia Institute of Banking & Financial Services Zambia Institute of Banking & Financial Services Micro Finance Zambia Limited Zambia Institute of Banking and Financial Services- CBU CHAPTER Payments Association of Zambia Law Association of Zambia (LAZ) Zambia Law Students Journal Zambia Law Development Commission Conservation Advocates Zambia Alliance for Accountability Advocates Zambia Alliance for Accountability Advocates Zambia Alliance for Accountability Advocates Zambia Fintech Awards South Africa Africa Fintech Summit Fintech News Africa FinTech Summit Africa Africa Fintech Forum Africa Fintech Foundry FinTech Summit Africa

I had the fantastic opportunity to represent Flow48 at a workshop sponsored by Plug and Play Tech Center and the Tourism Development Fund صندوق التنمية السياحي, in Riyadh, for a graduating cohort of TravelTech startups. It was an enriching experience to deep dive into these companies’ cash flow cycles and engage in a roundtable discussion on how Flow48 can provide support. Big thanks to Emir Cilas and Talal Alrabiah for managing the program and setting up the platform for forward-thinking conversations. 🚀

Exciting new partnership for us thanks to the efforts of Mario Aletti and Idriss Al Rifai.

We are in full swing in the UAE, with SA close behind… Over the past 5 months we’ve configured our infrastructure and strategic partnerships in SA to enable us to deliver against our scaling goals, which at its core rests on the commitment to better serve SMEs, especially as it relates to pricing of risk. We are grateful for the support that we’ve received from Investec | Revio | Outsourced CFO | Wesgro | Caveat Legal during our SA Setup Phase…Now to Scale, with impact! Idriss Al Rifai Mario Aletti Karim Khattar Henno Loots Leandri Roux Joan Joseph Liz Vermeulen Nicole Dunn Michael Botha Yvonne Wakefield Divya Eapen Lyall McCrea AKIN AYAN Lindsey Holt