Financial Principles, a Hightower Wealth Management Practice

Financial Principles was honored to be able to Adopt-a-Family in need to supplement their presents for the Holiday Season. This donation was made possible through Denville Social Services and we are thrilled to be able to bring a little more joy to a family this year!

As we approach the end of the year, it leaves many wondering what they can do to improve their tax situation. We have prepared this Guidebook to provide you with some actionable planning tips as we head into the end of the year. While it may seem there is a lot to do as we approach December 31st, the good news is that for our clients we are already doing the majority of this work within your portfolio behind the scenes. We hope that you find this information valuable. Should you have any questions, please do not hesitate to contact our office. http://smpl.is/9w8n6 #taxplanning #yearend #financialplanning #taxtips #investmentstrategies #taxseason #financialadvisor

It's #GivingTuesday! Are you making a charitable contribution today (or before year end)? Check out our blog on maximizing the tax savings and impact to worthy causes/organizations from your donations. https://smpl.is/9vwt8 #givingback #charitablegiving #giveback #donate #philanthropy #taxsavings #maximizetimpact #worthycauses #GivingTuesday

Looking for year end tax deductions? Have you maximized your retirement plan contributions? Check out our recent blog post on the difference between plan options for getting the biggest tax deduction while boosting your retirement savings. If you have any questions, please do not hesitate to contact our office. https://smpl.is/9vwte #taxdeductions #retirementplanning #selfemployed #financialplanning #taxtips #retirementsavings

It is never lost on our team how lucky we are to have such wonderful clients, colleagues, friends, and partners. On this Thanksgiving holiday, we want to take the opportunity to express our gratitude for the trust and confidence that you place in us each and every day. We hope you have a relaxing Thanksgiving holiday with loved ones! Thank you for being the best part of the Financial Principles Team.

We at Financial Principles want to express our gratitude--Happy Veteran's Day to all who have served!

After a contentious election cycle in razor-close polling, all of the votes have been cast and the results of elections across the country continue to roll-in.  What is certain at this point is that Donald Trump has won a second term as President and Republicans have taken control of the Senate and it appears a possibility that the Republicans may maintain a narrow majority on the House.  While we are financial planners, and our job is to be objective and remove emotion (as difficult as that is can be at times) from financial decisions, we would be remiss to not acknowledge that elections invoke deeply personal emotions.  This campaign and election process, regardless of the outcome, has again brought to the forefront stark divides in our nation on many issues.  America is a melting pot not just of people from different races, religions, and cultures, but different views, priorities, and values.  These differences make America great, but our democratic process and the protections that America affords all citizens to not only have, but express, those differences and views, is the greatest part of the American way.  To that end, while we remain objective and review the investment implications of the Election results, we encourage all Americans, regardless of how you voted, to neither gloat nor despair, to be kind, and to have faith in justice, equality, and democracy—the cornerstones of the America. You can find our thoughts on the Election and implications for investing at: http://smpl.is/9tmfq #electionresults #democracy #america #financialplanning #elections2024 #investingtips #Americanvalues

BOO! May you find no tricks and all treats! Happy Halloween from all of us at Financial Principles!

Following 2016 and 2020, it would have been difficult to predict a more controversial, quickly evolving presidential cycle, but 2024 has kept us all on the edge of our seats. Understandably, many people often feel uneasy about investing during election years. Soundbites from debates and polls fill the airwaves making it difficult to decipher what may or may not impact the markets. Check out our thoughts on the investment implications of the 2024 Presidential Election: http://smpl.is/9rd8z #presidentialelection #economy #investing #2024election #financialplanning #electionimpact #investmentstrategy

To all those observing, we wish you an easy fast!