Employee Benefit Research Institute

NEW EBRInsights Edition - This Week’s Health Care Issue Brief — Employment-Based Health Benefits: A 2008-2023 Review. Employee Benefit Research Institute

A new “Fast Fact” research report published this week by EBRI entitled “Flexible Spending Account Substantiation, Substantial Tax Savings,” finds that workers who manually submitted at least one flexible spending account (FSA) expense charge were more successful in spending down their FSA balances compared to those workers who auto-substantiated all expense claims. Workers with at least one manually substantiated claim were 13 percentage points less likely to forfeit funds back to their employer than workers with auto-substantiated claims only and their average forfeiture was $114 less. See link to view complete Fast Fact - https://lnkd.in/erWSh5ef #EBRI #fsa #flexiblespendingaccount #personalfinance #health #healthcare #insurance #medicine #jakespiegel #workplace #news Employee Benefit Research Institute Paul Fronstin Jake S.

This Week’s Career News From Business Insider – David Letterman, Jim Carrey, Retirement and EBRI. https://lnkd.in/dGQY7eKk #davidletterman #EBRI #retirement #research #money #jim carrey #savings #businessinsider #breakingnews #personalfinance Employee Benefit Research Institute Business Insider Late Show with David Letterman Erin Liam

Today’s News From Plan Advisor - EBRI Panel: DC Plans, Social Security Can Create Strong Retirement Security Net. Panelists speaking at the institute’s winter policy forum made the case that a strengthened defined contribution system can partner well with Social Security for the majority of Americans. https://lnkd.in/guhzuU-V #DCplans #EBRI #PlanAdvisor #retirement #definedcontribution #socialsecurity #natalielin #craigcopeland #finance #401k PlanAdvisor Natalie Lin Employee Benefit Research Institute

Pictured at last week’s EBRI 2024 Winter Policy Forum in Washington, D.C. during a panel discussion regarding “Policy Issues in Health Benefits - The Election, Tax Reform, Drug Pricing, Transparency, Site Neutrality, and ERISA Threats” are (l to r) EBRI’s Paul Fronstin, Marilyn Serafini from the Bipartisan Policy Center, Garrett Hohimer from the Business Group on Health, Adam Beck from AHIP and Tracy Watts from Mercer. To view a video replay of the EBRI 2024 Winter Policy Forum, see link - https://lnkd.in/eeBe5kfF To review the event’s presentation deck, see link – https://lnkd.in/e4pB-3hj #news #benefits #health #wealth #EBRI #employer #healthcare #insurance #paulfronstin #family #employee #fsa #hsa #medicine #mercer #ahip #ERISA Employee Benefit Research Institute Paul Fronstin Mercer AHIP Bipartisan Policy Center Business Group on Health

Pictured at last week’s EBRI 2024 Winter Policy Forum in Washington, D.C. during a panel discussion regarding “Innovative State and Employer Approaches to Long-Term Care Financing” are (l to r) EBRI’s Bridget Bearden, Ben Veghte from WA Cares Fund, Lynn White from CareScout Insurance and Robert Eaton from Milliman. To view a video replay of the EBRI 2024 Winter Policy Forum, see link - https://lnkd.in/eeBe5kfF To review the event’s presentation deck, see link – https://lnkd.in/e4pB-3hj #news #benefits #health #wealth #EBRI #employer #healthcare #insurance #carescout #milliman #bridgetbearden #family #employee #caregiver Employee Benefit Research Institute Milliman Bridget Bearden WA Cares Fund CareScout Ben Veghte

Today’s Money News From USA Today - Grandpa, cut up that card! A large share of retirees have credit card debt. A historically large share of retirees have credit card debt, recent reports show, a sign of financial instability that worries retirement researchers. https://lnkd.in/eARVXBMC #usatoday #news #breakingnews #EBRI #bridgetbearden #DanieldeVise #money #retirement #personalfinance #survey #401k #creditcard Employee Benefit Research Institute USA TODAY Daniel de Visé Bridget Bearden

Pictured at yesterday’s EBRI 2024 Winter Policy Forum in Washington, D.C. is U.S. Congressman Thomas Suozzi (D-NY) addressing the audience about proposed long-term care insurance legislation. The event featured a variety of research and industry panel discussions including How Social Security and the Private Retirement System Work Together to Provide Retirement Income, Spending in Retirement Survey Highlights, Innovative State and Employer Approaches to Long-Term Care Insurance, Resilience of Employment-Based Health Benefits, Policy Issues in Health Benefits, and Emerging Tax-Advantaged Benefits for HSAs and FSAs. See recent CNBC news article - https://lnkd.in/exz2svcR To view the complete event agenda and general info about the Policy Forum, see https://lnkd.in/efYF4wZm . #EBRI #news #benefits #WashingtonDC #research #retirement #employer #business #economy #personalfinance #401k #suozzi Employee Benefit Research Institute Tom Suozzi US Congress

Pictured at yesterday’s EBRI 2024 Winter Policy Forum in Washington, D.C. are (l to r) EBRI’s Alan Knapp and Heather Ruff from Visa. The event featured a variety of research and industry panel discussions including How Social Security and the Private Retirement System Work Together to Provide Retirement Income, Spending in Retirement Survey Highlights, Innovative State and Employer Approaches to Long-Term Care Insurance, Resilience of Employment-Based Health Benefits, Policy Issues in Health Benefits, and Emerging Tax-Advantaged Benefits for HSAs and FSAs. To view the complete event agenda and general info about the Policy Forum, see https://lnkd.in/efYF4wZm . #EBRI #news #benefits #WashingtonDC #research #retirement #employer #business #economy #personalfinance #401k Alan Knapp, MPA Heather Ruff, MS Employee Benefit Research Institute Visa

Pictured at yesterday’s EBRI 2024 Winter Policy Forum in Washington, D.C. are (l to r) Martha King from Infosys and EBRI’s Alan Knapp. The event featured a variety of research and industry panel discussions including How Social Security and the Private Retirement System Work Together to Provide Retirement Income, Spending in Retirement Survey Highlights, Innovative State and Employer Approaches to Long-Term Care Insurance, Resilience of Employment-Based Health Benefits, Policy Issues in Health Benefits, and Emerging Tax-Advantaged Benefits for HSAs and FSAs. To view the complete event agenda and general info about the Policy Forum, see https://lnkd.in/efYF4wZm . #EBRI #news #benefits #WashingtonDC #research #retirement #employer #business #economy #personalfinance #401k Employee Benefit Research Institute Infosys Alan Knapp, MPA Martha King