DSG Benefits Group, LLC

Getting a 5% health insurance increase? Your broker might call it a win. We call it leaving money on the table. Here's why those 'good' renewals are actually making insurance carriers rich—while you keep paying more each year. Read the full article to learn how you can keep those profits in YOUR business instead of theirs. #EmployeeBenefits #SelfFunding #BusinessStrategy

If most companies were presented with a 5% rate increase, they would say "Sign me up!" But, what if we told you that a low rate increase is the perfect time to shop? If you are receiving a low rate increase it means you are very profitable to the insurance company. If you are fully insured you are letting them keep all the profit. What if you could keep the savings instead of giving it all to the insurance company? That is the benefit of self-funding. Instead of renting your insurance and letting the carrier reap the profits, you own the program and keep 100% of the savings. If you are the benefactor of a low rate increase, it is the perfect time to look at it. If you want to see numbers, we are here to help. Schedule a quick 15-minute call → https://lnkd.in/gfwnEQRU #EmployeeBenefits #HRTips #HealthcareCosts

While companies focus on benefits costs, they often overlook how inadequate coverage drives away their best people. Smart benefits are not an expense - they are an investment in growth. #EmployeeBenefits #TalentRetention #HR #Leadership #BusinessStrategy #HRStrategy

From our DSG family to yours, wishing you a wonderful Thanksgiving filled with gratitude, good food, and cherished moments with loved ones. 🦃 We're thankful for our amazing clients who trust us to help protect what matters most - their teams' wellbeing. #HappyThanksgiving #Gratitude #EmployeeBenefits

Building better benefits is not just about offering more - it's about strategic alignment with your business goals. We know the market here in the DFW area. We know the players. We know our competition. If you’re not receiving proactive solutions or innovative ideas from your broker, let’s connect. #EmployeeBenefits #HRStrategy #BusinessGrowth #TalentRetention

Are you getting the most value from your employee benefits program? Your current plan could be holding back business growth. #EmployeeBenefits #HR #BusinessGrowth

Too often, companies view benefits purely as a cost center rather than a strategic tool. While controlling expenses matters, the price of losing key employees to competitors with better benefits packages can far exceed premium savings. Replacing a skilled employee typically costs 1.5-2x their annual salary. Are your current benefit choices truly saving money, or are they driving away talent? Want a second look at your last renewal? Connect with us here on LinkedIn. #EmployeeBenefits #TalentRetention #HR #BusinessStrategy #HealthcareCosts

Many companies stick with the same old fully insured plans year after year, accepting rising costs as unavoidable. Their brokers are happy to keep things simple, collecting steady commissions while avoiding harder conversations about real solutions. But in today's market, this mindset costs more than just money. It impacts: - Your ability to hire top talent - Employee satisfaction and retention - Your competitive edge - Your bottom line The truth? The "safe" choice of staying with traditional plans often carries more risk. While other companies take control of their health plan spending through self-funding and data-driven strategies, those stuck in old patterns fall further behind. How much is the "we've always done it this way" mindset costing your company? Reach out to us on LinkedIn with any questions or sign up for our newsletter to stay up-to-date: https://lnkd.in/gRwPxdrm #EmployeeBenefits #BusinessStrategy #HRLeadership

Staying with traditional fully insured plans feels safe. Your broker presents a 7-8% increase as a "win" because that's what everyone else is getting. But here's what we see working with clients: Companies willing to look beyond the standard approach often find 20-30% savings through alternative funding. It's not about taking more risk - it's about taking smart risk with the right guidance. The real question isn't "What's our increase this year?" It should be "Why aren't we exploring every option to cut costs?" What's holding your company back from considering alternatives to traditional benefits plans? #EmployeeBenefits #HRStrategy #BusinessGrowth

Your benefits broker works for YOU - Are you getting what you deserve? These 5 power questions will help you understand if your broker is truly earning their keep or just coasting on commissions. Already asked these questions and didn't like the answers? Let's chat about what real benefits advocacy looks like. 👉 Questions? Drop them below or message us on LinkedIn. #EmployeeBenefits #HRTips #BusinessStrategy