BayPort Lending LLC

🏠 What’s the “Date of Possession” and Why Does It Matter? The date of possession is the day you officially get the keys to your dream home and can call it YOURS! 🎉 It’s the moment when legal ownership is transferred to you after the closing process is complete. This important milestone marks the beginning of your new chapter as a homeowner. Whether it’s the same day as closing or a negotiated later date, knowing this detail ensures a smooth transition into your new space! 🗝️ 💡 Tip: Always double-check your purchase agreement for the possession date to avoid surprises! Have questions about the home-buying process? Let’s chat—we're here to help! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #dateofpossession #homeowner

Are you self-motivated? Resourceful? Suffocating in a 9-5 setting? Perhaps it’s time to consider a new career path helping others finance the home of their dreams! We offer freedom, flexibility and unlimited earning potential. Contact us for more info! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #hiring #career

A few dollars short of your down payment goal? All is not lost! You can still use gift funds to purchase your home. Ask us how! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #giftfunds #downpayment

The excitement of finding your dream home is unmatched, and we understand that you want to act quickly. By partnering with efficient wholesale lenders, we streamline the mortgage process to help get you approved swiftly, so you can focus on making your new house a home. Let's chat! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer

As mortgage professionals, we understand that mortgages should match your lifestyle. If you're self-employed or have a unique income stream, a bank statement loan might be the perfect fit for you. Reach out today to get started! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #selfemployed

If your credit score has improved since you took out your mortgage loan, you may be eligible for a lower interest rate and new loan terms! Call today to learn more! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #creditscore

Did you know you could own your own home for as little as 3% down? Stop throwing money away on rent and let us show you how! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #downpayment

💡 Understanding Your Debt-to-Income Ratio (DTI): A Key to Homeownership Success! 🏡 Your DTI ratio plays a major role in determining your eligibility for a mortgage. It's the percentage of your gross monthly income that goes toward paying debts. 👉 Why does it matter? Lenders use your DTI to evaluate your ability to manage mortgage payments alongside your other financial obligations. 🔑 Tips for Success: -Keep your DTI below 36% for the best loan options. -Focus on paying down debt before applying for a mortgage. -Increase your income (where possible) to improve your ratio! Ready to crunch the numbers and see where you stand? Contact us today for a mortgage consultation! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #debttoincomeratio #DTI

Refinancing can brighten your finances like a fresh coat of paint or some new landscaping. Let's chat today to see what we can do for you! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #refinance

Looking for an affordable way to buy a home? It's important to know all your options, including manufactured homes, that usually have lower upfront costs. Give us a call today and let's get started finding the home that's perfect for you! (941) 584-8724 www.bayportlending.com #realestate #bayportlending #mortgagebroker #loanofficer #manufacturedhome