Financially Smart Career Planning For Teens: The Roadmap to Making Informed Decisions In An Uncertain Job Market, Prevent Feeling Overwhelmed & Analysis Paralysis To Achieve Affordable College Degrees
By P.D. Mason
()
About this ebook
Plan for your dream career and take control of your future without going into debt!
Are you a High School or Secondary School student worried about upcoming college and career planning decisions?
Are you at that point in your life where you have to make a choice about your future?
Have you been told repeatedly that going to college is the only way to ensure career success?
Have all those student loan horror stories made you wary of going into debt for an education?
Graduating from high school should be an exciting time. You're finally done with this chapter in your life, and are ready to take on new and more challenging opportunities as you move toward adulthood and independence.
But it's also a time when you feel the pressure to make a decision – pick a major, choose a school, figure out your career path.
With so many options to choose from, this can be a paralyzing process. Choosing one option may mean you're closing the door to better ones. What if you make the wrong choice?
Even more, with the cost of college tuition averaging tens of thousands of dollars, it may seem like you're doomed to start your career already burdened by student debt.
Student debt is not only a financial burden you could be carrying around for the next 10 to 20 years. It could also impede major life decisions and negatively affect your mental health and overall quality of life.
The good news is, a college degree and student debt aren't your only options. You can still get access to valuable training and practical experience that will set you up for a flourishing career… without having to enter your working life in Major College Debt!
It's all in this information-packed handbook filled with practical advice and information from an expert who chose an alternative educational path… and found great success and security.
Here's just a fraction of what you'll discover from this book:
- Everything you need to know about the education path that is just as good as traditional college (or even better), but no one seems to talk about it!
- Questions you should be asking yourself (and prospective employers) to figure out the career that's best for you
- Why you should be thinking of retirement as early as now and what that has to do with your career plans
- The art of job shadowing – gain an insight into the inner workings of a job that you won't get through research alone
- A deeper look into the costs of education, so you have an idea of what expenses to expect beyond tuition fees
- The traditional vs. an alternative route – an in-depth comparison of college and vocational school, including the training and career opportunities each provides
In-demand and lucrative jobs that don't require a college degree – you could be earning great yearly income sooner, and you won't have to rack up student debt!
Expert information tailored for young adult students in the US, UK, and Canada!
And so much more.
Figuring out what you want to do after high school is one of the biggest—and scariest—decisions you'll ever have to make… but with the right information, you can take control of your future and make these important decisions with greater confidence.
Forge your own path in life and don't let anything or anyone stop you from creating the future you want for yourself.
The first step to your success story starts today!
Read more from P.D. Mason
Construction Project Management 101: For Beginners & New Graduates Rating: 0 out of 5 stars0 ratingsConstruction Project Estimating 101: For Beginners & New Graduates Rating: 0 out of 5 stars0 ratingsTravel Japan: Unveiling Culture, Language & Local Gems Rating: 5 out of 5 stars5/5
Related to Financially Smart Career Planning For Teens
Related ebooks
The College Bound Planner: A Roadmap to Take You from High School to Your First Day of College Rating: 0 out of 5 stars0 ratingsMake College Yours: Methods and Mindsets for College Success Rating: 0 out of 5 stars0 ratingsNever Too Late: The Adult Student’s Guide to College Rating: 3 out of 5 stars3/5Full on Learning: Involve Me and I'll Understand Rating: 0 out of 5 stars0 ratingsCollege Secrets for Teens: Money-Saving Ideas for the Pre-College Years Rating: 0 out of 5 stars0 ratingsGood Habits for Students: From Average to Outstanding: Self Help Rating: 0 out of 5 stars0 ratingsWinning on campus: How to be a high achiever and best grade student without cheating Rating: 0 out of 5 stars0 ratingsHow to Succeed in College and University Rating: 0 out of 5 stars0 ratingsStudying Techniques: 3-in-1 Guide to Master Study Methods, Academic Success, Student Engagement & Improve Grades Rating: 0 out of 5 stars0 ratingsThe Sustainable Teacher: Practical ways to a better balance Rating: 0 out of 5 stars0 ratingsTo Be A TEACHER: The World's Greatest Profession Rating: 0 out of 5 stars0 ratingsThe Grit Mindset Rating: 0 out of 5 stars0 ratings7 Life Skills for Students: The Student's Guide to Personal and Academic Excellence: Self Help Rating: 0 out of 5 stars0 ratingsThe University Bound Organizer: The Ultimate Guide to Successful Applications to American Universities Rating: 0 out of 5 stars0 ratings1001 Things Every College Student Needs to Know: (Like Buying Your Books Before Exams Start) Rating: 3 out of 5 stars3/5Student Exam Passport Rating: 0 out of 5 stars0 ratingsCollege Admissions: The Essential Guide for Busy Parents Rating: 5 out of 5 stars5/5How to Get A's in College: Hundreds of Student-Tested Tips Rating: 0 out of 5 stars0 ratingsACT Prep 2025/2026 For Dummies: Book + 3 Practice Tests + 100+ Flashcards Online Rating: 0 out of 5 stars0 ratingsLife Strategies for Teenagers: Positive Parenting, Tips and Understanding Teens for Better Communication and a Happy Family Rating: 0 out of 5 stars0 ratingsThe Ultimate Guide to Great Mentorship: 13 Roles to Making a True Impact Rating: 0 out of 5 stars0 ratingsTeachers Change Lives 24/7:150 Ways to Do It Right Rating: 4 out of 5 stars4/5The Student Mindset: A 30-item toolkit for anyone learning anything Rating: 0 out of 5 stars0 ratingsHelp Your Child Excel at Reading: An Essential Guide for Parents Rating: 0 out of 5 stars0 ratingsThe Growth Mindset Advantage: Thriving Through Lifelong Learning Rating: 0 out of 5 stars0 ratingsLearning Strategies: 3-in-1 Guide to Master Accelerated Learning, Active Learning, Self-Directed Learning & Learn Faster Rating: 0 out of 5 stars0 ratings
Job Hunting For You
Taking the Work Out of Networking: An Introvert's Guide to Making Connections That Count Rating: 4 out of 5 stars4/5Jungian 16 Types Personality Test: Find Your 4 Letter Archetype to Guide Your Work, Relationships, & Success Rating: 4 out of 5 stars4/5Unbeatable Resumes: America's Top Recruiter Reveals What REALLY Gets You Hired Rating: 5 out of 5 stars5/5Designing Your Life: How to Build a Well-Lived, Joyful Life Rating: 4 out of 5 stars4/5The Confidence Code: The Science and Art of Self-Assurance---What Women Should Know Rating: 4 out of 5 stars4/5The Sociopath's Guide to Getting Ahead: Tips for the Dark Art of Manipulation Rating: 4 out of 5 stars4/5Be the Unicorn: 12 Data-Driven Habits that Separate the Best Leaders from the Rest Rating: 0 out of 5 stars0 ratingsJust Tell Me What I Want: How to Find Your Purpose When You Have No Idea What It Is Rating: 5 out of 5 stars5/5How to Be Everything: A Guide for Those Who (Still) Don't Know What They Want to Be When They Grow Up Rating: 4 out of 5 stars4/5HOW SUCCESSFUL PEOPLE THINK: CHANGE YOUR LIFE Rating: 5 out of 5 stars5/5Amazing Interview Answers: 44 Tough Job Interview Questions with 88 Winning Answers Rating: 5 out of 5 stars5/5Designing Your Life - Summarized for Busy People: How to Build a Well-Lived, Joyful Life Rating: 4 out of 5 stars4/5Side Hustles For Dummies Rating: 0 out of 5 stars0 ratingsLegit Work-at-Home Jobs Rating: 0 out of 5 stars0 ratings101 Great Answers to the Toughest Interview Questions Rating: 4 out of 5 stars4/5Career Match: Connecting Who You Are with What You'll Love to Do Rating: 4 out of 5 stars4/5Knock 'em Dead: The Ultimate Job Search Guide Rating: 4 out of 5 stars4/5Adams Resume Almanac Rating: 0 out of 5 stars0 ratingsThe Art of Auditioning: Second Edition Rating: 0 out of 5 stars0 ratingsThe Job Interview Phrase Book: The Things to Say to Get You the Job You Want Rating: 4 out of 5 stars4/5Switchers: How Smart Professionals Change Careers - and Seize Success Rating: 5 out of 5 stars5/5Acing the Interview: How to Ask and Answer the Questions That Will Get You the Job Rating: 4 out of 5 stars4/5The Resume and Cover Letter Phrase Book: What to Write to Get the Job That's Right Rating: 4 out of 5 stars4/5Don't Keep Your Day Job: How to Turn Your Passion into Your Career Rating: 4 out of 5 stars4/5The Summit Mindset: Winning the Battle of You Versus You Rating: 0 out of 5 stars0 ratingsThrive: The Highly Sensitive Person and Career Rating: 4 out of 5 stars4/5
Reviews for Financially Smart Career Planning For Teens
0 ratings0 reviews
Book preview
Financially Smart Career Planning For Teens - P.D. Mason
INTRODUCTION
Do not follow where the path may lead; instead, go where there is no path and make a trail.
RALPH WALDO EMERSON
Are you lying in your bed, wide awake in the early morning hours, obsessing over your career and education? Let me guess: You are questioning everything. You are questioning your skills, talents, and ability to make it in the world. Your parents might be pushing you to go to college, but you still doubt that it’s the right choice for you. You know that your parents will have to take out a huge loan, but your future is still uncertain. Perhaps you’re torn between joining a prominent college and exploring your options for building a career without it. If you’re having these doubts, you’re not alone!
Let me tell you a short story about a college dropout. First, he built his skills and made a living, then he built a successful career and fathered three children. His wife, a college graduate, never worked in her field. Yet they’re happy and well. More than that, they live an affluent lifestyle. That college dropout is living his best life, and he is me.
Now, you must be thinking, How could it be possible? How can someone get so far in life without a formal college degree? I’m here to show you that your success doesn’t depend on the institution of education in the slightest. It depends on how well you discover, build, and market your skills and abilities. Not to bash college education though, the goal of this book is to help you figure out what your next steps should be and how to move forward past the decision of whether to apply to college.
Granted, career planning for teens isn’t a common topic. You’ll find books that aim to inspire you to further your education, expand your horizons, and continue the path of personal growth. But to what end? If you’re anything like me, you see something missing in the popular narrative: Real-life proof that there’s a clear-cut journey that a responsible person takes from start to finish. Not only does following the path of institutionalized education not guarantee profit or livelihood, but it also almost certainly ensures student loan debt. You are right to question your readiness to take such large life-changing steps, at least not before you’ve weighed all your options and circumstances.
I took this step long ago when I decided to drop out of college to save money and build a career in the construction industry as a skilled tradesperson. Although walking away from college was a difficult decision to make, I was very lucky to have found a sponsored apprenticeship program that provided me with paid on-the-job training during the day and very affordable schooling a few nights a week for the five-year duration of the apprenticeship. The apprenticeship experience allowed me to be financially secure from that point on and allowed me to build an amazing life for myself and my family. I’ve also modeled a similar approach for my children. Let me tell you another secret: All three of my kids found success and happiness in life without a college degree! My middle son joined the Air Force, the youngest joined an earn-while-you-learn apprenticeship, and the oldest was a stay-at-home mom; and they’ve all made it through life without student loans and degrees.
Now, I’m devoting my work to removing the stigma from vocational schools and aiming to encourage as many young people as possible to look deeper into their own talents and priorities and choose the type of education that works for them. You’ll enjoy reading this book if:
you feel lost in all the educational opportunities.
family is pressuring you to enroll in college, but you're not sure if it's the right decision for you.
you feel the time and financial constraints of a final decision about your education, yet the clock is ticking.
you worry about making a huge financial commitment to the wrong college.
making the wrong decision and ending up unhappy with your profession, job, and life
you want to take a step back and reflect on your goals in life.
In this book, you’ll find a long list of shortcuts for planning a career and an educational journey that’s right for you. It took over 20 years to accumulate the knowledge I will be sharing with you. The same knowledge that helped many successful individuals find their way in life can help you too. Imagine yourself doing a job that’s just right for you. Imagine getting up each morning and looking forward to your day, knowing that you’ll easily sustain your way of life while building a bright future. Imagine yourself affording a home and a car you want, being financially stable, and building your own financial freedom while doing a job you love.
So, why wait? Dip your toes into career planning and start this journey with a better understanding of yourself. Good luck!
1
THE FOUNDATION OF CAREER PLANNING: UNDERSTANDING YOURSELF
If you don’t know what you want, avoid what you don’t want; that in itself is a good start.
LAMINE PEARLHEART
LEARNING MORE ABOUT YOURSELF
Choosing a career is an important decision that will shape your life for years to come. While it is important to listen to your parents’ and other important people’s opinions, you need to remember that you are the one who will have to get up every morning to follow a career for many years of your life. The most important person when you are choosing a career is you! So , the first thing you must study before anything else is yourself.
We will look at some ways you can discover who you are and what careers will suit you. Your passions, temperament, strengths, weaknesses, and values are all important factors that can help guide you toward a career that is fulfilling and aligned with your goals. By understanding yourself, you can make better decisions that will increase your chances of success in your chosen career path. So, take the time to reflect on who you are and what you want, and use this self-awareness to choose a career that is right for you.
Important Questions to Ask Yourself
What are my interests? Think of the things that spark your curiosity. What do you think about and talk about often?
DoI have special talents? Have people commented on how well you communicate, draw, or sing? Do you have a talent for understanding technology or fixing things? We are all born with special talents, and if you can use your special talents in your career, you are setting yourself up for success.
What is my personality type? Do you believe strangers are just friends you have not met yet, or do you prefer people you already know? Do you like to work in a team, or do you prefer to work on your own? Is winning and achieving accolades important to you, or are you satisfied with staying out of the spotlight?
Where do I see myself in 10 years? When you imagine your future, what does it look like? Do you picture yourself living in a big house and leading a big corporation, or do you see yourself taking care of others and serving the community? Remember, no answer is right or wrong; we are all wired differently, and that is okay!
Which people have influenced my ideas about career options? It may be a parent, an icon, or a teacher. What do I admire about them? What would I do differently?
Are there more than one career path I can imagine taking?
Which career paths can I not see myself following? Knowing what you don’t want to do is just as important as finding out what you do like.
Is it important to me that my career improves the world for others?
What are my favorite classes in school? This can be a good indication of what you like and where your talents may lie.
Making Lists
From the above questions, you will start to get a better idea of where your passions and talents lie and what is important to you in your career. Now you can delve a bit deeper, write down your strengths, interests, and values, and compare them with possible career options.
Your list may include:
Your strengths and talents
Knowing what you’re good at should be the main deciding factor when it comes to choosing your ideal career path. While you can build up your skills significantly with hard work and willpower, creating a lifelong career is best done in areas that match your skills and talents. Having a talent or a personal strength in a certain area means that you’re able to do it a lot faster, easier, and better than most people. At work, this means