About
Richard is a pioneer in the provision of digital insurance to over 60 million emerging…
Articles by Richard
Activity
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Thank you to all my followers, MIC Global partners, and customers for the continuous support. The past year has been quite eventful, with H2 proving…
Thank you to all my followers, MIC Global partners, and customers for the continuous support. The past year has been quite eventful, with H2 proving…
Liked by Richard Leftley
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We are excited to announce a partnership between ACRE Africa and Agtuall, aimed at advancing parametric insurance and climate finance solutions for…
We are excited to announce a partnership between ACRE Africa and Agtuall, aimed at advancing parametric insurance and climate finance solutions for…
Liked by Richard Leftley
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A deserved recognition to our Captain, Leader, Coach, Mentor and Group CEO.
A deserved recognition to our Captain, Leader, Coach, Mentor and Group CEO.
Liked by Richard Leftley
Experience
Education
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Edinburgh University
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Degree included courses in Economics, Information Systems and statistical techniques. Studies culminated in a dissertation focused on analysis of Global Climatic change.
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Eight Chartered Insurance Institute (CII) professional examinations including Business Environment, Company & Contract Law, Marketing, Risk and Reinsurance specific papers.
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Volunteer Experience
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Chair & Member of Steering Committee
Hadron H2 Class Association
- Present 6 years 4 months
The Hadron H2 is a high performance sailing dinghy, the association is responsible for organising racing events for H2 owners throughout the UK. Chair for two years from Sept 2018 till Sept 2020 after which I rotated to be a member of the committee
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Vice Commodore
SOUTH CERNEY SAILING CLUB LIMITED
- 2 years
Responsible for all on-water activity at SCSC and chair of the Sailing Committee
Publications
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Mobile Insurance: Comparing Low-Touch and High-Touch Distribution Models
GSMA
As mobile insurance has grown, a debate has emerged regarding high-touch vs. low-touch distribution models. In high-touch models, agents are used to sell and educate customers, whereas in low-touch models, the majority of sales and education occur through a mix of above-the-line channels, such as radio, TV, billboards; and below-the-line channels, such as SMS, USSD, balance notification, and IVR. MicroEnsure has utilised both models; in this article, the authors describe what the company has…
As mobile insurance has grown, a debate has emerged regarding high-touch vs. low-touch distribution models. In high-touch models, agents are used to sell and educate customers, whereas in low-touch models, the majority of sales and education occur through a mix of above-the-line channels, such as radio, TV, billboards; and below-the-line channels, such as SMS, USSD, balance notification, and IVR. MicroEnsure has utilised both models; in this article, the authors describe what the company has learned in terms of each model's pros and cons.
Other authorsSee publication
Projects
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Mobile Insurance - Telenor Muhafiz
Launched the first of it's kind Mobile Insurance product, providing Insurance inclusion to bottom of the pyramid customers. Was responsible for the entire conception, execution and launch of the business.
Other creatorsSee project
Honors & Awards
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GameChangers500
GameChangers
MicroEnsure is listed as one of the worlds Game Changers (http://gamechangers500.com/) alongside Kiva, Grameen, Ashoka and Acumen as well as global giants such as Apple, Facebook and Google.
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40 under 40 International Development Leaders
Devex
Recognised as one of the top 40 young leaders under 40 years of age in the International Development arena.
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Sustainable Finance Award 2011
Financial Times & IFC
Winner of "Achievement in Financing at the Base of the Pyramid" award for MicroEnsure's pioneering work distributing microinsurance via mobile phone companies in Africa and Asia.
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Sustainable Banking Award 2010
Financial Times & IFC
Award as runner up in "Achievement in Banking at the Base of the Pyramid" for MicroEnsure's pioneering work in providing health insurance to the mass market in Asia and Africa.
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Sustainable Banking Award 2009
Financial Times & IFC
Winner in "Achievement in Basic Needs Financing" for MicroEnsure's work in pioneering the introduction of Weather Index Insurance in Africa and Asia.
Recommendations received
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Just back from #AFIS2024 in #Casablanca, and what a memorable week it has been! From dynamic discussions on Africa's financial future to…
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Another year is on its end and there is so much to reflect on and even more to be grateful for. If nothing else, the extent of work covered in this…
Another year is on its end and there is so much to reflect on and even more to be grateful for. If nothing else, the extent of work covered in this…
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I was pleased to sign IFC - International Finance Corporation $2.12 million investment in Morocco-based AgTech firm SOWIT at the AFRICA FINANCIAL…
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We are at the IFC - International Finance Corporation FIG Africa AgriFinance in Casablanca, Morocco! Our COO, Stella Kimani, will be participating…
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Fantastic when my old and new employers sign a partnership! 🎉 #HopeMurera #BenjaminKamanga #PaulaFelipe #JesChonzi #SergioPimenta #AliouMaiga
Fantastic when my old and new employers sign a partnership! 🎉 #HopeMurera #BenjaminKamanga #PaulaFelipe #JesChonzi #SergioPimenta #AliouMaiga
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