Rayhaan Moughal ACA

TL;DR July 2024 🌱 Tiny Growth, Big Reality Check? July was a snoozer. SME accountants took their well-deserved siesta before the tax season blitz. August is looking just as sleepy. Welcome to the startup twilight zone—where founder goodwill dries up, organic growth hits a wall, and you realise, "Hey, maybe we need a real outbound sales strategy?" This must be that "valley of death" they warned us about. We’ve chewed through the low-hanging fruit, and now we’re looking at that tall, unripe stuff. 🤝 Channel Partners Incoming We’re in talks with not one, not two, but three heavyweight channel partners. If this pans out, we’ll be shouting our message into the ears of hundreds of thousands of accountants. Think megaphone, not whisper. 📆 Training on steroids Our training calendar for juniors is locked and loaded for the next eight months. We’ve got a full curriculum ready to brainwash them into tax wizards. 6 live interactive courses - our graduate program for tax compliance, superannuation fundamentals, company tax fundamentals, trust tax fundamentals, CGT fundamentals, and an FBT program. Ready, set, overachieve.

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Hands up…… Who wants tailored strategies for their business to improve both their cashflow AND profits? Easy to implement strategies with details on the increase in profit, freed up cashflow AND potential effect on business valuation?! Say whaaaattt? In just 90 minutes you can unlock the strategies to free up 45k* cash in your business. For just £995+VAT. Insane value. Who wants to swap £995 for £45,000?? Link below 👇🏻👇🏻👇🏻👇🏻 ——————— 👋 Hi, Im Zoe Goodchild and I am here to support professional services business owners like YOU in systemising their finance function to unlock precious time, drive better business growth, and gain crystal-clear insights into your cashflow. 💥 My mission is to give business owners their time back, to focus on what truly matters to you! 💷Want to free up 45k cash in 90 minutes? Head to my featured section 👏🏼 Innovate Accountancy #financefunction #efficiency #profitability #growth #ambitiousentrepreneur #sme #businessgrowthstrategies #outsourcedaccounting

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Why we chose a holding company What we are doing at Arbor Permanent Owners is somewhat unconventional in private market investing. It is worth reflecting on why we are doing things differently compared to our peers. Nearly everyone in the business of “buying companies” raises a fund (structured as a General Partner/Limited Partner partnership) modelled after private equity. They are typically compensated based on the Internal Rate of Return calculated as the growth in investor capital divided by the time period from time of acquisition to time of an exit. As Charlie Munger says, “show me the incentive and I will show you the outcome.” It is not surprising that private equity firms maximise leverage and aim to “flip” their acquisitions in the shortest possible time. They are playing with other people’s money and other people’s businesses. They turn businesses into financial instruments. Your risk, as a limited partner or seller of business, is their reward. If private equity’s business model was completely aligned with its investors, then perhaps this is a fair trade. The reality, however, is that their business model has strayed further and further from this. Many large private equity firms make the majority of their revenue from management fees rather than performance-based fees. Heads they win, tails they win more. Their goal has become to raise as many large funds as possible, regardless of their ability to deploy this capital to achieve exceptional returns. There is another, less obvious, challenge of the private equity model. In private equity, the cash flows from a cash-generating business with low growth potential cannot be redeployed into a capital-hungry business with high growth potential. In essence, each “deal” needs to stand on its own until sold. It seems short-sighted, almost irrational, to invest so much time, energy and money into a great, profitable and cash flowing business, only to sell or abandon it just years later because it hasn’t met an artificial growth rate, dictated by a spreadsheet. The advantage of a holding company model is that it creates an internal capital market. In the hands of a skilled team, this allows a kind of discretion and long-term thinking that is impossible to achieve on a “deal by deal” basis. We think of our internal capital market as not only financial capital, but also human capital. Our aim is to share best practices frequently between companies and help place our operating partners into whichever roles have the highest possible leverage. We believe that our edge lies in acquisitions that are too sub-scale, too operationally complex, or too long-term minded to be good bets for private equity. If you are a long-term orientated sophisticated investor and interested in becoming an owner in Arbor Permanent Owners, please send me an email at [email protected] to register your interest.

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A Post Transaction Valuation Check (PTVC) can be requested from HMRC for an individual to work out a capital gains tax liability or for companies to calculate corporation tax liability on chargeable gains. The request for a PTVC should be made using the CG34 form. HMRC’s guidance says the form must be completed and sent to the address on the form at least three months before the relevant tax return filing date. #HMRCValuations #Tax

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I get the chance to talk about my favourite topic in this coming weeks App Advisory Plus App of the Month Webinar on Tuesday at 10:30 BST. Join for the discussion on 'Is being a digital firm the key to success?' I will be joined by former fellow accountants in practice Max Whiteley ☁️ BFP ACA and Katie Hawking FMAAT from Dext to discuss how striving to be a digital firm is still as relevant now as it was 10 years ago! At Accountex last week I shocked many attendees to some of our sessions when I quoted Xero research suggesting only 37% of Xero accounts have bank feed connected and only 31% are using pre accounting tools like Dext. It gets worse though! In four sessions I asked the audience, which in theory should be a fairly forward thing audience, who does bookkeeping for clients at least weekly? The answer was less than 5% of the audience. The tools to enable us to be a digital firm are there yet still not being widely deployed. In this session we will discuss; what it means to be a digital firm, why the majority of the profession are still not there yet and how to make the transition and improve revenue, efficiency and effectiveness. Even if you have completed the journey or indeed are well on your way, this session will give you huge comfort in the competitive advantage you are creating for your firm! Register to join us live or to watch on demand at your leisure. https://lnkd.in/g9Ev7_wn

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Using Software for Financial Management If you are ready to know your numbers and take the next step then go to https://lnkd.in/eitjadY4 and schedule your 15 min call with Kerry - have a conversation to see if we are a good fit. #BusinessFinance #FinanceGoals #FinancialClarity #BusinessGrowth #FinanceExpert #bookkeepingbasics #BusinessOwnerTips #FinanceStrategy #profitfirst #moneymanagement #accountinghelp  

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Many accountants just don’t understand the property space. If you’re an active investor with a strong portfolio, make sure you have a specialist accountant who gets all your different investment strategies. Especially if you have a mix of some of these below – Whether it’s SA BTL BRR R2R HMO Flips Commercials And more… what have I missed out ? P.S. It’s fun using all these abbreviations! P.P.S Not all accountants need to know all areas in the huge business world. Eg. I don’t know anything about accounting for farmers or influencers. But it is so worth your while working with a professional who is an expert in your space.

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How much is your business worth? Do you understand what factors influence a business's valuation? You may not be thinking about selling your business right now, but if you don't have some knowledge of how the value of your business will be calculated, it is unlikely that you will achieve a premium price for it. In our latest blog, we explain the two key elements of a valuation and how to maximise their value. #Accountant #Business #Sale

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Looking to expand your business to the UK or grow your UK SME?    Here’s a breakdown of eight financial strategies to help you scale your business effectively.    From hiring a fractional CFO to leveraging government grants and tax-efficient schemes, we've got you covered.    Swipe through to learn more about how Jeffreys Glass can support your business journey in the UK.   DM me or set up a time for us to discuss how we can help your business.    #BusinessGrowth #StartupSuccess #UKBusiness #FinancialStrategy #SME #FractionalCFO #SEIS #EIS #GovernmentGrants #RDCredits #VoluntaryAudits #EMIOptions  

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Keen to do more advisory work? Often one of the biggest barriers is staff capacity and capability to deliver services sometimes seen as outside their comfort zone. Join me as I chat with Melanie Rollason FCA from Spotlight Reporting next week on 26th September as we discuss how to fill the advisory skills gap in your firms. Registration link in the post below!

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We expertly guide business owners through exit and liquidity events, ensuring they achieve the most favorable and tax-efficient outcomes! • Tax structuring on sale to PE / Trade / MBO • Passing to family/management team • Employee Ownership Trusts (EOTs) • Company purchase of own shares • Reliefs for shareholders • IHT & CGT planning • Family Investment Companies • Trusts • Liquidations DM or email: [email protected] ASWATAX #businessowners #taxplanning

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Calling all entrepreneurs! (outside of the UK) 🌍 Ready to bring your business to Britain? Our team at Ken Accounting Services has the experience to help international entrepreneurs navigate the UK’s business setup process. From legal requirements to tax planning, we provide expert guidance every step of the way. With over 20 years of experience, we understand the challenges of starting a business abroad, and we’re here to make the process smooth and straightforward. Get in touch today and let’s make your business dream a reality. What’s your biggest question about launching a business in the UK? 🇬🇧 Let me know! #kenaccountingservices #accounting #bookkeeping #ukaccountant #ukbusiness #businessstrategy #globalentrepreneurship #businessconsulting

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Relief for Investors in Small Companies A bit of good news for individual investors and small and medium sized companies: An extension for the enterprise investment scheme (EIS) and the venture capital trust (VCT) scheme. The EIS and the VCT scheme offer tax reliefs to individuals investing in small and medium-sized companies.  A number of conditions must be met for a claim for tax relief to be valid. One of these conditions is that the shares in the company (for EIS relief) or in the VCT are issued before a date specified in the legislation. That date has now been extended from 6 April 2025 to 6 April 2035.  Companies and Investors alike will be relieved - Allowing the schemes to lapse could have lead to a significant gap in early-stage equity finance.

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Are you managing your bookkeeping on a daily or weekly basis. Use Hubdoc or Receipts Bank to link your purchases to the accounting software. HMRC plan to require Businesses to file quarterly profit returns which will require bookkeeping to be up to date . Keeping up to date books will enable one to monitor the increased wage costs against turnover, and potential increases in supplier's costs. Curious about how you can get ahead of these requirements? Watch this video for a quick guide to staying compliant and boosting your financial visibility. Need help with your bookkeeping or business finance, Contact us: 07768 390330 #Bookkeeping #FinancialManagement #BusinessFinance #BusinessGrowth #Accountingsupport

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