Nick Owers

Credit card debt hits UK mortgage affordability - Financial Times - Read more with comments from our MD, Andrew Montlake 👇 https://lnkd.in/efz7-aRm #CreditCards #Affordability #Mortgages #Mortgage #MortgageAdvice

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This morning's webinar, was hosted by Tom Carter from Paragon Banking Group PLC. 🎫 Webinars play a key part of our Broker in a Box offering and we are grateful to our lenders for sharing their time and expertise. #AssetFinance #Brokerage #WeAreAFSUKLtd #Webinar #Business #Finance

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⭐🤩 Chaser has been shortlisted for Supplier of the Year at the CICM British Credit Awards 2025! 🤩⭐ Thank you to the Chartered Institute of Credit Management (CICM) for this recognition, which reflects Chaser’s commitment to delivering efficient and innovative credit management solutions 🧡 This recognizes Chaser's efforts to help businesses worldwide improve cash flow and reduce late payments through features like... 📞 Auto-call: Automated, scheduled reminder calls to reach debtors over the phone without any time or effort ☎️ In-app calls: Integrated calls and call recordings within the platform, allowing credit teams to easily contact and follow up with debtors 📬 Letters: Automated postal reminders with QR codes for fast, convenient payment 📈 Revenue forecast: Data-driven insights that support cash flow planning and forecasting Find out more about why Chaser was selected and what this nomination means ✅ https://hubs.li/Q02Y1RLl0 #BCA2025 #CICMBritishCreditAwards

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Could a cash management platform help your business distribute its reserves more effectively? Developments in the fintech space mean it is now much easier to find the best savings rates for your business. Read Nathan Munt's latest article for Norfolk Director Magazine to find out more: https://bit.ly/49tZdje

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As the latest tax deadline approaches, David Angus, Head of Braemar Finance tells us all we need to know about Tax Loans - https://lnkd.in/ect8aK-S Subject to eligibility, status, terms and conditions, and availability #BraemarFinance

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As the latest tax deadline approaches, David Angus, Head of Braemar Finance tells us all we need to know about Tax Loans - https://lnkd.in/ect8aK-S Subject to eligibility, status, terms and conditions, and availability #BraemarFinance

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Did you know there are a number of specialist #commercialfinance solutions available that can help #UK #manufacturers tackle key challenges? If you are responsible for your manufacturing operations P&L and balance sheet please read on! We have relationships with a number of #lenders and #banks who have an impressive arsenal of specialist commercial #finance solutions, so we would love to hear about your requirements, challenges and be able to help! 1️⃣ Sustainable Manufacturing: There is a growing emphasis on sustainable practices and reducing environmental impact of manufacturing. ➡️Financing options specifically designed for sustainability projects, such as energy-efficient equipment (EV vehicles) and #green renewable energy installations (e.g. solar panels, lithium-ion storage batteries). Government and private sector grants are also available aimed at promoting sustainable manufacturing practices. ➡️R&D Tax Credits: Financial incentives are available for #greeninitiatives and research and development (R&D) activities. We have partnerships in place with specialist companies who may be able to help in this area. 2️⃣ The UK manufacturing sector continues to face significant disruptions in global #supplychains, exacerbated by geopolitical tensions (e.g Red Sea crisis) and the lingering effects of the COVID-19 pandemic. Many manufacturers are considering re-shoring to mitigate these risks. ➡️ Supply Chain Financing: Helps manage cash flow by providing immediate payment to suppliers, reducing the risk of disruptions. This can be based in Purchase Orders and Invoices. ➡️ Trade Finance: Supports import and export activities, ensuring manufacturers can source raw materials and components without financial strain. 3️⃣ Rising costs of raw materials, #energy, and other inputs are putting pressure on profit margins, making it harder for manufacturers to invest in #growth and #innovation. ➡️Working Capital Loans: Provide the necessary liquidity to manage day-to-day operations and cope with rising costs. ➡️Intellectual Property-based lending: Allows high growth businesses to enable them to lever off the value of their Intellectual Property (IP). 4️⃣ Re-shoring Production: Bringing manufacturing back to the UK to reduce. ➡️Commercial loans and Asset Finance can be considered for financing and acquiring new manufacturing, warehouse facilities and plant machinery (e.g. forklift trucks). #Growth,#Businessgrowth,#Startups,#startupcompany, #leanstartups, #business,#businessowner,#businessgrowth,#Entrepreneurship,#ukfinance#invoicefinance,#invoicefactoring,#cashflow,#broker,#ukmanufacturing,#ukmanufacturer,#export,#import,#exporting,#importing, #ukeconomy,#britishmanufacturing, #britishdesign, #britishbusiness, #britishengineering, #ukcommercialfinance, #ukbroker, #ukfinancebroker, #ukbusiness, #sme, #smefinance,#smebusiness, #smelending, #smegrowth, #smefunding, #economy, #strategy, #socialmedia, #engineering, #markets,

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Monzo Bank's former employees request participation in secondary transaction, according to a report. Existing investors, StepStone Group and GIC, will participate as buyers in the sale, that at present is only available to current employees. TS Anil | Gary Hoffman #Secondaries #SecondaryMarket #AlternativeInvestments #PrivateMarkets #Deals #Venture #VentureCapital #VC https://lnkd.in/d4SQjwQ7

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KBRA Assigns Preliminary Ratings to BBCMS 2024-C30 https://lnkd.in/eg4MKkNi KBRA #KBRA #CreditRatings #BBCMS2024C30 #FinanceNews #InvestmentRatings #MarketAnalysis #FinancialServices #DebtSecurities #CreditMarket #InvestmentOpportunities

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Zopa Bank Amasses £4 Billion in Customer Deposits "Launched in June 2020, the milestone makes Zopa one of the fastest digital banks in the UK to turn an annual profit." https://lnkd.in/enJpvDxj #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Following the publication of the latest UK interest rate decision, industry specialists have commented on the outcome for both the lending industry and consumers... #interstrates #invoicefinance #bcrnews

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SME Customers Losing Out on £2,157 of Extra Interest Each Year Because Big Banks Aren’t Passing on Savings Rates Richard Davies, CEO of Allica Bank, said: “Allica’s goal is to help SMEs succeed and make the most of their hard-earned cash, which is why we are calling for a shake-up to the business savings market. It’s a tough time to be an SME in the UK and the last thing small business owners need is to be shortchanged on their savings – many without even knowing it. “Our Monthly Savings Tracker measures the extent to which SMEs are being ripped off on their savings. We hope that by continuing to track and spread the word we can help change things for the better and get SMEs the banking they deserve.” https://lnkd.in/eJjJEf6e #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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#CloseBrothersBusinessFinance - Swoop is a finance broker that provides solutions to help UK businesses protect their financial health - https://lnkd.in/e8Hcmc74 Find out how they Swoop worked closely with us to arrange a refinance deal for their customer. Subject to eligibility, status, terms and conditions, and availability. #BrokerFinance #CaseStudy #Refinance

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This morning's webinar hosted by Craig McBride of LendingCrowd delivered a webinar to our AFS panel. 🎫 Webinars play a key part of our Broker in a Box offering and we are grateful to our lenders for sharing their time and expertise. #AssetFinance #Brokerage #WeAreAFSUKLtd #Webinar #Business #Finance

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The impact of the SVR on the amount a homebuyer can borrow is significant. For many the cheapest rate for a few years might not be a good outcome.

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We are pleased to share key insights from the Asset Finance Connect UK Summer Conference 2024, focusing on how lenders can better support SMEs. The panel of industry experts included Martin McTague OBE, National Chair of the Federation of Small Businesses (FSB), who emphasized significant challenges faced by SMEs in securing funding, particularly due to the widespread use of personal guarantees (PGs). PGs are seen as a major deterrent, with 70% of SMEs preferring slower growth over external finance due to the risks involved. The FSB has prompted the Financial Conduct Authority (FCA) to investigate the use of PGs, though the regulator’s current response has been limited. Asset finance lenders on the panel highlighted the need for selective use of PGs, particularly in asset finance where PGs are typically required only for new-start businesses or unsecured loans, and pointed out that PGs should be used judiciously to fill gaps in asset finance agreements. McTague noted that there is a call for better practice rather than a blanket ban on PGs, and financial institutions need to clearly communicate the implications of PGs to SMEs. The session also included an interview with Simon Evans from the Consumer Redress Association (CRA) who discussed the evolving role of CMCs in ensuring consumer protection and addressing complaints efficiently. Despite past adversities, CMCs could collaborate with lenders to enhance consumer focus and resolve issues amicably. You can read the summary of proceedings in full, along with an analysis from David Betteley, AFC’s head of content, at https://lnkd.in/e8dcByen Nathan Mollett Graham Lines Daniel Bailey

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Is the BespokeFINANCE Policy Right for You? Custom Solutions for High-Net-Worth Clientele https://lnkd.in/e6jgyg_J Tailored solutions for high-net-worth individuals. Find out if BespokeFINANCE is the right fit for your financial goals. #BespokeFINANCE #HighNetWorth #ThePolicyShop

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#Short Term #Loans #UK | Short #Term Loans #Direct #Lenders Before taking out a short term loans UK, we want you to talk to us about any repayment-related worries you may have. Your credit score may suffer and financial difficulties may arise from missing payments. https://loansprofit.co.uk/

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