Mark Bonard

#Equity is crucial for #investors as it helps assess a company's financial stability. It also plays a significant role in deciding whether a company can secure funding from investors or lenders. For any business finance related help, contact us at [email protected] or call 01322 464780 - #NFS #Funding #Finance #Loan #bank #broker #capital #business #profit #lender

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BIG NEWS: Upvest is now authorised and regulated by the Financial Conduct Authority! 🇬🇧💂‍♀️ This milestone opens new doors for us, enabling us to support fintech and enterprise partners in the UK market. What does this mean for you? 🔓 UK-based fintechs, banks, and wealth managers: launch or migrate your investment offering quickly and seamlessly using Upvest's investment infrastructure. 📈 Access to a diverse instrument universe: offer fractional stocks and ETFs in multiple currencies through our Investment API. You can count on a steady stream of new and more instruments to be added soon. 🛠️ Flexible operating models: whether you prefer to leverage our licences or bring your own, we've got you covered. Ready to take your investment offerings to the next level with Upvest? Connect with one of our experts today to learn how we can help you unlock the future of investments in the UK. P.S. With a new office in London and a growing team, we’re expanding our presence in the UK. Interested in joining the Upvest team? Let’s talk!

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💷 Interested in discovering the #secret to a £3bn lending business? Read our latest interview feature with Neal Moy, managing director at Paragon Banking Group PLC. Available to read online here: https://lnkd.in/enUB3zHn #lendingsuccess #lendingbusiness #bridgingfinance #developmentfinance #financenews #moneymaking #business #leadership #commercialfinance

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Experian today announces a new partnership with fin-tech SME lender TRIVER. TRIVER aims to revolutionise the SME lending process by underwriting the risk of small business borrowing quickly and easily, providing advances on business invoices at any time. To meet that goal, it has now deployed a host of Experian data solutions to offer an end-to-end automated application and approval journey which can be as quick as six minutes. Eduardo Castro, Managing Director, Business Information, Experian UK&I, said: “By using Experian data and solutions, we are helping TRIVER support their customers in a way that was previously not possible, deploying technology to make a real and tangible difference to businesses across the country.”   Jennifer Holt, Chief Risk Officer, TRIVER, said: "We knew Experian could provide the expansive data sources to support a fully automated solution.   “It is a real gamechanger, and empowers us to make smarter and more accurate decisions in the approval process. All we need to ask of businesses is their name and which of the directors is applying for funding, and we can approve applications in just a few minutes. It is a vital tool for us to go live and to identify those small businesses we can support.” Solutions TRIVER will be using include Commercial Delphi Generation 6 -Experian’s newest commercial credit risk score used to calculate the viability of businesses over a 12-month period. https://lnkd.in/eWwPxpzs #SMEs #Fintech #Lending

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We’re thrilled to partner with Experian to revolutionise SME financing. By leveraging Experian's data solutions, we’re able to offer an end-to-end automated application and approval journey which can be as quick as 6 minutes! Read more about how this partnership is a game-changer for SME financing below. #SMEs #Fintech #Experian #CashFlowFinancing

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Did you know there are a number of specialist #commercialfinance solutions available that can help #UK #manufacturers tackle key challenges? If you are responsible for your manufacturing operations P&L and balance sheet please read on! We have relationships with a number of #lenders and #banks who have an impressive arsenal of specialist commercial #finance solutions, so we would love to hear about your requirements, challenges and be able to help! 1️⃣ Sustainable Manufacturing: There is a growing emphasis on sustainable practices and reducing environmental impact of manufacturing. ➡️Financing options specifically designed for sustainability projects, such as energy-efficient equipment (EV vehicles) and #green renewable energy installations (e.g. solar panels, lithium-ion storage batteries). Government and private sector grants are also available aimed at promoting sustainable manufacturing practices. ➡️R&D Tax Credits: Financial incentives are available for #greeninitiatives and research and development (R&D) activities. We have partnerships in place with specialist companies who may be able to help in this area. 2️⃣ The UK manufacturing sector continues to face significant disruptions in global #supplychains, exacerbated by geopolitical tensions (e.g Red Sea crisis) and the lingering effects of the COVID-19 pandemic. Many manufacturers are considering re-shoring to mitigate these risks. ➡️ Supply Chain Financing: Helps manage cash flow by providing immediate payment to suppliers, reducing the risk of disruptions. This can be based in Purchase Orders and Invoices. ➡️ Trade Finance: Supports import and export activities, ensuring manufacturers can source raw materials and components without financial strain. 3️⃣ Rising costs of raw materials, #energy, and other inputs are putting pressure on profit margins, making it harder for manufacturers to invest in #growth and #innovation. ➡️Working Capital Loans: Provide the necessary liquidity to manage day-to-day operations and cope with rising costs. ➡️Intellectual Property-based lending: Allows high growth businesses to enable them to lever off the value of their Intellectual Property (IP). 4️⃣ Re-shoring Production: Bringing manufacturing back to the UK to reduce. ➡️Commercial loans and Asset Finance can be considered for financing and acquiring new manufacturing, warehouse facilities and plant machinery (e.g. forklift trucks). #Growth,#Businessgrowth,#Startups,#startupcompany, #leanstartups, #business,#businessowner,#businessgrowth,#Entrepreneurship,#ukfinance#invoicefinance,#invoicefactoring,#cashflow,#broker,#ukmanufacturing,#ukmanufacturer,#export,#import,#exporting,#importing, #ukeconomy,#britishmanufacturing, #britishdesign, #britishbusiness, #britishengineering, #ukcommercialfinance, #ukbroker, #ukfinancebroker, #ukbusiness, #sme, #smefinance,#smebusiness, #smelending, #smegrowth, #smefunding, #economy, #strategy, #socialmedia, #engineering, #markets,

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ColCap UK and Molo Complete £300 Million Securitisation ColCap UK’s Treasurer, Paolo Tanca, commented, “This deal represents a significant milestone for us, showcasing our ability to structure and execute successful RMBS transactions in the UK market. We are excited about the opportunities for future growth and expansion.” Esther Morley Matthew Kimber https://lnkd.in/eyBXKnyR #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Today marks the launch of the governments Fair Payment Code. Read the full article from Credit Connect UK Late payments are causing small business, in particularly to suffer hardships and in a lot of cases in recent years fail. With SME's estimated being owed in the region of £22,000 due to late payment it is vital to review how payment is collected swiftly and without friction in the payment medium and with the business relationships not being harmed. The Government have an awards scheme in place to reward companies paying on time and also to build up a clear picture of those who do not. All SME's deserve to be paid on time as some resort to taking out loans to cover costs and mounting debt. Time to review how to get paid, why should a business wait for a payment to be made against invoice. The use of card payments although come with a cost reduce the time to get paid. Solutions such as open banking payments and using a pay by link service could support in keeping the cashflow flowing Good Business Pays has lots of very helpful information including their late and slow payment lists. #sme #latepayment #paymentservices exactly.com can help #reducetime #construction #retail #hospitality #fair #paybylink #openbanking #paybybank #mastercard #Visa #B2B

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Fidelity strikes £29m platform tech licence deal with Bravura The investment platform makes a significant move in relationship with tech provider and in doing so aligns with the upcoming FCA Operational Resilience regulations. Read the full article including comments from our Investments Director Chris McCullam published in Citywire. Link in the comments below 🔽 #OperationalResilience #FinancialServices #Regulation #AltusConsulting

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Empowering UK businesses to soar with tailored financing solutions - Over £35 million funded to over 1,000 enterprises, igniting growth with our trusted network of 50+ lenders. Choose Phoenix for your cash flow and working capital needs. #BusinessFinance #UKBusiness #SmallBizFunding #CashFlowSolutions #WorkingCapital #GrowYourBusiness #TailoredFinance #TrustedLenders #PhoenixCommercialFinance

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Savers’ Interests Must Be at the Heart of Pension Market Changes, PensionBee UK States in DWP Pension Investment Review Response Rebecca O'Connor FRSA, Director (VP) Public Affairs at PensionBee, commented: “It is crucial that any changes prioritise savers’ best interests. While consolidation offers potential benefits like reduced costs and regulatory simplicity, it is not a silver bullet for stronger returns, but it can facilitate the expertise needed to drive an expansion into more complex asset classes. “We urge the Government to focus on fostering a diverse investment landscape that balances innovation with protection, ensuring savers’ rights are upheld at every step. A unified regulatory approach, the offering of incentives like tax relief and the development of innovative solutions to solve the problem of asset class illiquidity, could unlock new investment in UK productive assets, while safeguarding long-term growth and security for savers.” https://lnkd.in/eTNm_HsV Steven Kennedy Laura Dunn-Sims Ffion White Rachael Oku Brooke Day Romina Savova Neill Vandenberg #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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3 Reasons Why You Should Go to a Finance Broker! 🔑 Looking for the best financial solution tailored to your business needs? A finance broker can help you! #FinanceBroker #BusinessFinance #FinancialAdvice #UnionBusinessFinance #BusinessGrowth #TailoredSolutions #UKFinance #FinanceTrends #UKBusinessFinance

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CryptoUK participates in HM Revenue & Customs' CARF Roundtables. On the 11th and 12th April HMRC brought together trade associations and industry participants to discuss: 🟠 The current CARF consultation 🟠 The outcomes of the consultation on the taxation of decentralised finance (DeFi) including the lending and staking of cryptoassets The conversation focused on the progress of the UK's DeFi solutions, including a push for potential timescales and next steps. The discussion was open and productive and we thank HMRC for the collaborative approach. Last week CryptoUK partnered with Andersen to bring together the OECD - OCDE, HM Revenue & Customs and Gemini to explore some of these issues further. Watch the 'Deconstructing CARF - What are the Implications and How To Be Operationally Ready' webinar here: https://rb.gy/m84wbc If you would like to be involved in our tax-focused advocacy initiatives and Working Group please contact the team: [email protected] #DeFi #digitalasets #crypto #cryptocurrency #cryptoassets #lending #staking #tax #regulation #cryptotax #cryptoregulation #advocacy

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Cash reserves - how much does your business have? Would they be enough to survive an unexpected dip in trade? Research carried out by card payment processor Dojo has found that: ❗ 1 in 5 businesses doesn’t have any emergency buffer to support business operations ❗ 1 in 2 businesses have overdue and late payments owed to them. Their research suggests that 110,000 small businesses in the UK are at risk of bankruptcy. You can read the full research here: https://lnkd.in/e44As-fJ If your business is running off cash reserves or you can see a cash flow crisis on the horizon, call the team at TruSolv on 0808 196 8676. #Insolvency #Bankruptcy #Debt

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SMEs are the bedrock of our economy, driving innovation, generating employment opportunities, and fostering local development. As the SME lending landscape continues to evolve, it is crucial for the next UK government to prioritise and adapt their policies to support the growth and stability of these vital businesses. To ensure their sustained growth and resilience, Douglas Grant, Managing Director at Conister Bank has listed five key areas that the next UK government should look to focus on: https://buff.ly/3RtCEmW #SMEs #SmallBusiness #UKBusiness #EconomicGrowth #GovernmentPolicy #InvestmentIncentives #EconomicResilience

UK’s Largest Independent Payments Broker Launches Tech-Enabled Cash Service to Boost SME Cash Flow Richard Bradley, CEO of acceptcards® Independent Payment Experts and Accept Cash, said: “The cost and time implications of depositing cash is currently squeezing SMEs financially and operationally. Not only does it take time out of a working week for a staff member to cash up and physically go to a bank, it’s also increasingly difficult to do so given the rise in high street banking closures. Added to this, the fees associated with depositing cash can be very high, making it difficult for SMEs – who want to be able to offer cash to their customers – to balance the books and forecast cash flow. “As an independent payments broker, we pride ourselves in disrupting this sector with the latest innovations in technology. Cash is here to stay and we’ve identified that SMEs need to be able to deposit cash quickly and affordably. Accept Cash’s innovative approach and use of new technology will allow businesses to access cash in their bank accounts on the same day – without having to visit a bank – by combining open banking and technology with secure smart safes. We’re pleased to be one of the very few providers in the UK to offer this same day settlement service and respond to demand. “Not only is Accept Cash the perfect solution to solving a big headache for businesses processing cash, it is likely to also encourage some businesses who have moved away from cash to return to accepting it. Ultimately, consumers need to have the choice of both cash and card payments and this should not be prohibitive in any way for SMEs; after all, they remain the backbone of the UK’s economy.” https://lnkd.in/ervZ2Jku Martin Smith Kayley Worsley MCIPR Jason Costello Richard James West #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Do you know what your current broker commission fee is? Curious about your broker's commission? You should be! We're confident that we can beat their current rate of commission. Join the 1% club. ➡ bossassetfinance.co.uk #Commission #AssetFinance #BrokerFees #OnePercentClub #transparency

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Do you know what your current broker commission fee is? Curious about your broker's commission? You should be! We're confident that we can beat their current rate of commission. Join the 1% club. ➡ bossassetfinance.co.uk #Commission #AssetFinance #BrokerFees #OnePercentClub #transparency

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