Lazenby's Financial Services

There are changes ahead for Business Relief and Inheritance Tax. It is now more important than ever to ensure your business stays a Trading Business. Why should you be bothered?? See the article from Russell Blackhurst Llb Dip PFS to understand why it is crucial to take the recommended steps in this article to ensure you plan ahead effectively. #inheritancetax #businessrelief #pensions #financialservices #ifa #businessowners

Wishing you all a Merry Christmas and a successful New Year ahead. #christmasgreetings #newyear

If you would like a 10 minute discussion to make sure you've covered all your bases, please ring us to set this up.

𝗪𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝗟𝗮𝘇𝗲𝗻𝗯𝘆’𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝗼𝗻? ☑ We are independent financial advisers, rather than being restricted to one or more particular products and are fully authorized and regulated by the Financial Conduct Authority. ☑ We are a family run business and incorporate a family ethos towards our clients. ☑ We take more time to educate our clients and explain things to them. ☑ We provide a bespoke, tailored and unique service to our clients. ☑ Thanks to our Centralised Investment Proposition we can say that our chosen funds are the top performers in their particular classes and that you will be hard pressed to find better performing funds elsewhere. ☑ We will consider all aspects of a clients financial planning, not just what the client wants to achieve and point out areas of opportunity and weakness to them to further improve their resilience against external events which cannot be controlled. ☑ As well as being able to provide independent advice on the usual investments like pensions, bonds and ISAs we are able to provide advice in more specialist areas such as Trusts, commodities like gold and silver, Venture capital Trusts and Enterprise Investment Schemes. ☑ We are rated at  4.9 on Google Reviews out of 5 (33 reviews so far) , so our clients are happy with us and the service we provide. ☑ We are able to provide a face to face service for the whole of Leeds, West Yorkshire, North and East Yorkshire, East Yorkshire and the North of England as well as providing virtual advice on a national basis. ☑ We have at least 3 meetings with a client rather than trying to squeeze everything into 2 meetings. This puts the client at ease, knowing that there are no time constraints and that the first meeting is at no charge to them. #financialservices #ifa #financialplanning #gold #silver

The latest budget has raised lots of questions and concerns. Our managing director, Alan is sharing his thoughts on the decisions made in the budget and some key advice for businesses and the public in today’s Tropic UK. A big thank you to Tropic UK for publishing our article. I have put a link to the article in the comments. If you like to discuss your concerns and how this will affect you and your investments/pensions please let me know. #article #budget #financialservices #business

Calling all Solicitors, Accountants and other businesses with an interest in how financial services may assist them and their clients in the Greater Leeds, Greater Manchester , West Yorkshire or Lancashire area. We would like to invite you to invite us to bring in lunch to your office and deliver a seminar to your staff and fee earners. We will bring in sandwiches, crisps and cakes so the people attending don’t need to leave their office and can gain some useful information whilst having their lunch. All we need is a suitable room with a screen so we can project our slideshow to the audience. The seminar lasts about an hour. The Lunch and Learn Seminars are adapted to suit the interests of the particular business we are visiting, so for example we have a Sipp expert from Dentons who is happy to come in and talk in depth about owning a commercial property through a pension, or we can bring along an expert in releasing equity from the main residence to discuss when that may be appropriate. If the business we are visiting does not express any particular area of interest then we will cover the following core topics: ☑ A short introduction to Lazenby’s and what we do ☑ What protection an individual should have in place ☑ What protection a business should have in place ☑ A discussion around the different areas of protection, why they are important and key factors to be aware of when arranging them ☑ We challenge the audience on whether anybody has a financial plan, whether they have thought about the future and how to achieve their goals, and give some guidance on how to do this. ☑ We explain in detail why pensions are still the most attractive investment wrapper ☑ We discuss the pros and cons of Buy to Lets and whether they are still a viable investment. ☑ We touch on the different varieties of investment and why there is no need to be scared of investing ☑ We discuss which clients of the business we are visiting would benefit from a complimentary telephone conversation or virtual meeting with an independent financial adviser. ☑ We talk about the tax efficiency of owning a commercial property through a Sipp. ☑ We end the seminar with our top tax saving tips and tips for building a person’s wealth. The seminars have been well received by those who have had them. One Solicitor commented how it had been “very useful indeed”. If you feel your business and staff would benefit from a lunch and learn seminar, we would be pleased to discuss this with you, and if you were too far away geographically for a face to face visit, then a virtual seminar could be arranged ( without the lunch.) Our office is off Elmete Lane in Roundhay, Leeds, LS8 2LQ. 

The latest budget has raised lots of questions and concerns. Our managing director, Alan is sharing his thoughts on the decisions made in the budget and some key advice for businesses and the public in today’s Yorkshire Post (page 11). Thanks to Ismail Mulla for featuring the article. Thank you to Victoria Clapham for making this happen. #budget #businessowners #newsarticle #yorkshirepost

Russell Blackhurst Llb Dip PFS has written an article giving information of what to do with your pension now the Chancellor has revealed that it will now be considered as part of your estate for Inheritance Tax Purposes. Very interesting read and I am sure you will learn some very interesting elements about your pension and how to manage it in the future. #pension #financialservices #IHT #article

𝐓𝐨𝐝𝐚𝐲 𝐢𝐬 𝐒𝐭𝐫𝐞𝐬𝐬 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐃𝐚𝐲 It is important to remember that #financialstress is one of the leading sources of anxiety for many people. Money concerns can weigh heavily on our minds, affecting our well-being and impacting our work and personal lives. Here are some ways to approach financial well-being with clarity and calm: ☑ Set Realistic Goals: Start small and work toward manageable savings or debt repayment goals. Every little step builds confidence and reduces financial stress. ☑Create a Budget: A simple monthly budget can help track expenses and avoid surprises. Knowing where your money is going is empowering and can reveal savings opportunities. ☑Seek Financial Advice: A trusted financial adviser can offer valuable guidance. Sometimes, professional advice provides the clarity needed to make informed decisions. ☑Prioritise Self-Care: Financial stress affects mental health. Embrace practices like mindfulness, exercise, and connecting with supportive people to help maintain balance and perspective. It is good to talk, please get in touch if you would like discuss a financial plan for you. #stressawarenessday #financialstress #ifa #financialadviser

𝗖𝗮𝗹𝗹𝗶𝗻𝗴 𝗮𝗹𝗹 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗼𝘄𝗻𝗲𝗿𝘀, 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀 𝗮𝗻𝗱 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹𝘀 𝘄𝗶𝘁𝗵 𝗰𝗮𝘀𝗵 𝗼𝗳 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 £𝟱𝟬,𝟬𝟬𝟬: Is your business or bank account or client’s business gaining a good and competitive rate of interest on surplus cash? I regularly meet business owners who are not earning any interest on money held in their business bank accounts and private individuals with savings which are earning no or minimal interest. This money is laying idle and being eroded by inflation. Inflation rates reached 11% last year and could rise again in the future, so it’s really important to ensure that all cash is working hard for you and your clients, whether in your business or personal savings accounts. Here is the solution: An online cash management platform. From one single sign-up you and your clients will gain access to saving products of 45+ Banks and Building Societies, from Easy Access to 5-year Fixed Term products. This allows you or your client to make your/their money work hard for you/them whilst retaining sufficient liquidity for your needs. The current top rate for an Easy access account is 4.51%, for a 3 month access account is 5.10% and for a 6 month access account is 5.05% ( as at 23.10.2024). Why not have a conversation with an expert? There’s no charge and we will point you in the right direction. We can do this face to face at our office off Elmete Lane in Roundhay, Leeds, LS8 2LQ or virtually if you prefer. #IFA #financialadviser #businessowners #accountants