Baker Ing

🎄 Merry Christmas🎄 As we begin to ponder turkey timings, last-minute wrapping, and whether this is the year we finally nail the roast potatoes, we want to take a moment to wish you all a joyful Christmas and a bright start to 2025. Whether you’re logging off for a well-deserved break or keeping things moving over the coming weeks, we hope the season brings you plenty of rest, cheer, and connection. In the spirit of giving, we’re proud to support Barnardo’s, a charity dedicated to transforming the lives of children and young people across the UK. If you’d like to learn more or share a little kindness this Christmas, visit: 👉 https://lnkd.in/eG5G_zAr Best wishes to all of our clients, partners, and friends. Merry Christmas.

Join me for the final #RealTalkEconomics session of 2024! 🌍📉 It’s safe to say the global economy isn’t ending the year on a high note, with growth slowing in many countries. In this event, we’ll dive into the downside risks to global growth in 2025, explore the potential economic implications of Donald #Trump’s return, and take a close look at the latest #insolvency figures. 🏦📊 📩 Got questions you’d like me to address? Feel free to send them via LinkedIn or email me at [email protected]. Let’s tackle these pressing issues together! #CreditManagement #Economy #RiskAnalysis Baker Ing

🇳🇱 The Dutch economy: Resilient but evolving — what does it mean and how do credit professionals stay ahead in 2025? We’ve broken it all down for you in this latest briefing: ⤷ Logistics and retail are thriving, but manufacturing is struggling. ⤷ How inflation (at 4.0%) and falling interest rates are reshaping liquidity. ⤷ Tools like Retention of Title that can help you secure payments in a volatile market. Swipe through for our latest insights or head over to CreditHub Netherlands for the full picture... 👉 https://lnkd.in/ek98mcAa Let’s turn economic trends into credit opportunities — because 2025 is all about staying one step ahead. 

Baker Ing Pulse | 10 December 2024 Global economic shifts shape international trade, credit, and collections decisions — follow us to stay informed and get in touch for bespoke collections strategies. Here’s today’s updates: Stability Amid Change... 🇯🇵 Japan Eco Watchers Survey Current (Nov): ▲ 49.4 (Prev: 47.5) Stabilising sentiment hints at improving trade payment reliability, boosting creditor confidence. 🇲🇽 Mexico Inflation Rate YoY (Nov): ▼ 4.55% (Prev: 4.76%) Core Inflation Rate MoM (Nov): ▼ 0.05% (Prev: 0.28%) Easing inflation supports liquidity and reduces cost pressures, but will this translate into stronger business demand? Caution... 🇨🇳 China PPI YoY (Nov): ▼ -2.5% (Prev: -2.9%) Declining factory prices suggest ongoing pressures on margins, raising trade credit concerns. 🇸🇬 Singapore Foreign Exchange Reserves (Nov): ▼ S$505.7B (Prev: S$507.6B) A modest dip signals caution, reflecting tighter financial conditions for businesses. Rising Risks... 🇦🇺 Australia Private House Approvals MoM Final (Oct): ▼ -5.2% (Prev: 4.1%) Weak construction approvals hint at growing vulnerabilities in the housing sector. Other key updates from 🇰🇷 South Korea, 🇷🇺 Russia, and 🇺🇸 United States reveal further trends reshaping global trade credit. 👉 Want the full analysis? Get it all here: https://lnkd.in/e8eZNB_3

Yesterday, Baker Ing, in partnership with FIS and the Chartered Institute of Credit Management (CICM), hosted a forum on Optimising Commercial Growth Whilst Balancing Credit Risk at the stunning Walbrook Building in London. We were thrilled to welcome credit and finance professionals from across industries to share insights, explore trends, and discuss the evolving role of credit management in supporting sustainable growth and resilience. Key Takeaways: 🔮 Economic Outlook 2025 Markus Kuger, Baker Ing’s Chief Economic Advisor, offered a data-rich analysis of the year ahead, covering stabilising inflation, global growth challenges, and the impact of geopolitical uncertainty. 📌 Want the full insights? Download Markus’s presentation here: https://lnkd.in/e_8J-bBb 💡 Aligning Credit and Sales for Growth Lisa Baker-Reynolds MCICM, Baker Ing’s CEO, shared her actionable strategies for bridging the gap between credit and sales, positioning credit professionals as strategic enablers of growth. 📌 Get Lisa’s presentation and learn how credit meets strategy: Download here: https://lnkd.in/eF6p5TTk 🤖 The Future of O2C Aida Issazadeh MCICM from FIS delved into how AI and machine learning are revolutionising credit management, providing insights into risk assessment and vulnerability detection. As a special thanks, we’ve made Lisa’s presentation viewable in full right here on LinkedIn below. Explore a thought-provoking framework for aligning credit and sales to drive organisational success. To all our incredible speakers, attendees, and collaborators - thank you for making this event such a success. A special shoutout to Aida Issazadeh MCICM for her flawless coordination and to Chartered Institute of Credit Management (CICM) for their continued support. Missed the event? Don’t worry — we’ll be sharing more takeaways and highlights in the days ahead. Here’s to the future of credit management — stronger, smarter, and more connected than ever 👍 #CreditManagement #CICM #BakerIng #OptimisingGrowth #AI #FinanceInnovation #ReceivablesManagement

A Bad Day to Call... 🇦🇪 UAE - Eid Al Etihad Why? Today marks Eid Al Etihad or UAE National Day, a two-day holiday commemorating the historic union of the seven emirates in 1971 under the visionary leadership of Sheikh Zayed bin Sultan Al Nahyan. Celebrated with the theme 'Spirit of the Union,' this day is a vibrant tribute to the UAE's heritage, unity, and national pride, featuring grand parades, fireworks, and cultural festivities. Eid Al Etihad is a two-day public holiday. Businesses close, and there are shopping deals, shows, musical performances, fireworks, and various culinary experiences. It's a less-than-ideal time for business communications but a perfect moment to appreciate the cultural depth and unity of the UAE. 📌 Government and private sectors usually shut down, affecting transactions and communications. 📌 Plan around these significant national events to avoid business disruptions. 📌 Embrace the local culture by recognising and respecting these important dates, which can strengthen business relationships. While Eid Al Etihad might halt regular business dealings, it offers a unique chance to witness the UAE's rich cultural tapestry and communal spirit. This understanding is crucial for anyone engaged in the regional market. 🇦🇪 For more insights into navigating the UAE’s complex legal and business environment, explore CreditHub UAE - your online cheatsheet for this important global market: https://lnkd.in/eEi6jzp7 Wishing everyone in the UAE a joyful Eid Al Etihad! Here's to many more years of prosperity and partnership. #EidAlEtihad #UAENationalDay #GlobalTrade

Black Friday / Cyber Monday £500 Giveaway: Celebrate a Credit Champion 🎉 It's easy to focus on sales during Black Friday, but what about the people who keep cash flowing behind the scenes? This Black Friday/Cyber Monday, we want to celebrate those unsung heroes — the Credit Champions who go above and beyond. 👉 How to Participate: Tag someone in the comments who deserves recognition and tell us why they are your Credit Champion. 🏆 The Prize: The winner, selected by the Baker Ing team for their contribution, will receive £500 in Amazon Vouchers. 📅 Deadline: 00:01 GMT on Tuesday 3rd December 2024. 📣 Winner Announcement: Wednesday, 4th December 2024. Let's spread positivity and celebrate those who tackle the tough challenges behind the scenes! Terms and conditions apply. Click here for details: https://lnkd.in/emeW5M8q #BlackFriday #CyberMonday #CreditChampion

🇺🇸 Happy Thanksgiving to Our U.S. Partners, Clients, and Friends! 🦃 From all of us at Baker Ing, we wish our American colleagues and clients a joyful and peaceful Thanksgiving. We're incredibly thankful for the partnerships we've built and look forward to continuing our collaboration in the year ahead. As our friends across the pond celebrate, we thought today was the perfect opportunity to shine a spotlight on CreditHub USA, our online resource for navigating the U.S. credit and debt recovery landscape. If you're working with the U.S. market, CreditHub USA provides valuable information to help you navigate risk and optimise your collections process. It’s a quick-reference cheat sheet, but for tailored advice, don’t hesitate to reach out to us directly or through our website. 🔗 Explore CreditHub USA: https://lnkd.in/ecrZQZpA Wishing all our U.S. partners, clients, and friends a wonderful Thanksgiving and continued success! #GlobalTrade #CreditManagement #DebtRecovery #CreditHubUSA #Thanksgiving

Baker Ing Pulse | 27 November 2024 Discover the key economic updates today that could impact your collections, cash flow, and trade decisions. Signals of Stability and Growth... 🇸🇬 Singapore Industrial Production YoY (Oct): 1.2% (down from 9.0% revised). Steady, if slower, growth indicates stabilising trade credit conditions, with manageable risks in manufacturing supply chains. 🇧🇷 Brazil IPCA Mid-Month CPI YoY (Nov): 4.77% (up from 4.47%). Slightly rising inflation may strain business liquidity, but the manageable pace reduces immediate credit risk. 🇺🇸 United States CB Consumer Confidence (Nov): 111.7 (up from 109.6 revised). Increased consumer confidence bolsters retail demand, supporting stable payment flows. Pockets of Caution... 🇿🇦 South Africa Leading Business Indicator MoM (Sep): 0.9% (up from -0.7%). Although positive, uneven recovery signals ongoing liquidity challenges for businesses in some sectors. 🇦🇷 Argentina Retail Sales YoY (Sep): 161% (down from 210.5% revised). While growth remains high, the slowdown raises caution about consumer-driven sectors' sustainability. Rising Risks... 🇨🇳 China Industrial Profits YTD YoY (Oct): -4.3% (down from -3.5%). Persistent financial pressures among manufacturers increase potential trade credit delays. 🇦🇺 Australia Construction Work Done QoQ (Q3): 1.6% (up from 1.1% revised). While growth in construction supports credit conditions, rising costs could squeeze margins. 💬 Curious how these trends impact your collections or credit decisions? Drop a comment or connect with us for support tailored to your business needs. Baker Ing provides bespoke credit and collections solutions, worldwide, ensuring your cash flow remains secure wherever you trade. 👉 Full analysis available here: https://lnkd.in/ewVHMs-9

Baker Ing Pulse | 26 November 2024 Here’s today’s global economic update impacting credit: Signs of Improving Cash Flow... 🇸🇬 Singapore Core Inflation YoY (Oct): 2.1% (down from 2.8%). Lower inflation eases operational costs, improving liquidity and stabilising trade credit reliability. Headline Inflation YoY (Oct): 1.4% (down from 2.0%). Reduced pricing pressures support business payment schedules. 🇹🇷 Turkey Capacity Utilisation (Nov): 76.1% (up from 74.9%). Increased production capacity strengthens manufacturing cash flows, supporting trade credit stability. 🇧🇷 Brazil Current Account Deficit (Oct): Narrowed to $-5.88B (from $-6.5B revised). Foreign Direct Investment (Oct): $5.72B (up from $5.2B revised). Stronger external balances and FDI inflows enhance Brazil’s financial resilience and reduce trade credit risk. Pockets of Caution... 🇹🇷 Turkey Business Confidence (Nov): Declined slightly to 100.4 (from 100.9). A cautious outlook among businesses could tighten credit conditions in certain sectors. 🇩🇪 Germany Ifo Business Climate Index (Nov): Dropped to 85.7 (from 86.5). Persisting economic challenges raise concerns about payment behaviours, particularly for export-reliant sectors. Reduced Credit Risks in Manufacturing... 🇨🇦 Canada Manufacturing Sales MoM (Oct): Increased by 1.3% (rebounding from -0.5%). Improved industrial activity enhances cash flow, reducing credit risk for manufacturers. 🇺🇸 United States Dallas Fed Manufacturing Index (Nov): Slightly improved to -2.7 (from -3.0). Although sentiment remains weak, there are cautious signs of recovery in the manufacturing sector. Mixed Trade Conditions in Europe... 🇪🇸 Spain PPI YoY (Oct): -3.9% (up from -5.2%). Moderating declines in producer prices ease pressure on exporters, positively influencing trade credit reliability. 🇩🇪 Germany Ifo Current Conditions Index (Nov): Declined to 84.3 (from 85.7). Continued short-term pressures on liquidity could affect German firms’ ability to meet payment obligations. 💬 Have specific markets on your mind? Comment for tailored insights on credit and collections. 👉 Full analysis available here: https://lnkd.in/ewVHMs-9