AccessPay

Wishing you all a joyful and festive holiday season from AccessPay! 🎄🎅🏻 ❄️ As we look back on the last twelve months, it's been an amazing year full of exciting developments and we're so proud of our team's hard work and continued success! 🎉 We can't wait to see what 2025 has in store, so follow along for all the updates! ✨

The team truly got into the Christmas spirit this month, with plenty of festive celebrations! As we approach the end of the month (and the year!!) let's take a look back at everything the team got up to...🎅 🎄 🎁 ✨ Starting the month off right, the whole team celebrated in style with a festive masquerade-themed party! Massive congratulations to Holly Sherwin who was awarded our colleague of the year, as well as our other amazing award winners! 🎭🥂 The festivities continued in the office with the team sporting their best Christmas jumpers for 'Christmas Jumper Day', in aid of Save the Children UK! ❄️🧣 Emilia Jackson, Jemma Shah, Yve Volkovaya and Holly Sherwin had a fantastic time volunteering at Wood Street Mission this month, as part of our community engagement scheme! We also came together to donate new toys, books and gifts as part of Wood Streets Christmas Appeal, helping to give local children a happy and memorable Christmas! 🥰🎄🎅🏻 We had another special visitor in the office this month as Mark Fitzpatrick brought his lovely dog Tai in as part of our Dogs in the Office policy! 🐶 💙 We were very proud that our CEO Anish Kapoor was awarded The Tech Leadership Award at FinTech Futures' Banking Tech Awards, which commemorated their 25th Anniversary this year in a fantastic night of celebrations! This month we also celebrated Jordan Pearson's 5th year at AccessPay, whilst welcoming May Beaufort as our new data analyst! 👏 It's been a fantastic month filled with great memories and celebrations, rounding off an incredible year for everyone at AccessPay! We will see you next month for our first round-up of 2025! 🎇 ✨

As we wrap up an incredible 2024, we are taking a look back at all the brilliant work the team have accomplished this year! 🏆 In our video, we offer a snapshot of some of the biggest and most exciting statistics from the year, showcasing the milestones that have fueled our progress and growth! To find out more and hear from the people who made it happen, check out our new article: https://okt.to/C1jlcX

Continuing our 2024 Reflections & 2025 Predictions... Our Product Director Graham Morgan shares insights on AI's evolving role in finance and the ongoing challenge of bank connectivity... He belives, while AI has generated buzz throughout 2024, its true potential lies in pattern recognition for fraud prevention. The technology shows promise in analysing large datasets to identify suspicious activities before they impact businesses. Graham also believes connectivity will remain a key focus. Despite APIs promising simplification, integration complexity continues to challenge both banks and businesses. The technical demands and resource requirements for successful API implementation highlight the need for innovative solutions. For 2025, Graham anticipates: 👉 AI playing a deeper role in proactive fraud detection 👉 Growing adoption of instant payments, balanced with enhanced security measures 👉 Evolution of connectivity solutions to address current API challenges https://okt.to/mxS5bE

Continuing our 2024 Reflections & 2025 Predictions, this time our Banking & Alliances Director, Jim Conning, shares his insights. The story of financial connectivity in 2024 has been one of strengthening foundations rather than revolutionary breakthroughs. While AI generated headlines, the real transformation happened in B2B payments, with faster payments seeing an impressive 18% year-on-year growth. This shift reflects a deeper change in business mindset - speed and efficiency are no longer luxuries but competitive necessities. The widespread adoption of Confirmation of Payee marked another significant chapter, transforming how businesses handle large-value transfers. The UK's leadership in this space has inspired global adoption, with the EU and New Zealand following suit. Looking to 2025, Jim anticipates a new era of collaboration between banks and technology providers, addressing the long-standing challenge of systems integration. Combined with the implementation of ISO 20022, this partnership approach promises to reshape how businesses connect with their banking partners. Jim’s insights reflect the growing importance of connectivity and efficiency in financial operations. Read Jim’s full write up: https://okt.to/eiH3GQ

2024 has been a pivotal year for corporate payments, setting the stage for 2025 to bring even greater change. In this article from FinTech Futures, our CEO Anish Kapoor highlights the rapid rise of real-time payments and the essential role of fraud prevention technologies like account name verification in ensuring trust and resilience. With ISO 20022 introducing enriched payment data, the opportunities for smarter, more efficient financial systems are vast—but only for businesses prepared to adapt. Explore these trends and what they mean for finance leaders in the full article below 🔎 #FinanceTransformation #accountnameverification #confirmationofpayee #fintech #ISO20022

We’re continuing our 2024 Reflections & 2025 Predictions... Today, our CFO Sean Moriarty shares his perspective on the evolving payments landscape and fraud prevention challenges that shaped 2024. The drive toward frictionless payments brought fraud protection to the forefront this year. While innovations like account name verification offered new security measures, many businesses remain cautious about transitioning from legacy systems. Global expansion and remote work have further emphasised the need for secure, cross-border payment solutions. Looking ahead to 2025, Sean anticipates: ✅ Deeper integration of fraud prevention within banking services ✅ Increased collaboration between banks and fintech providers ✅ AI playing a dual role in both preventing and potentially enabling fraud Evolution of cross-border payment solutions These insights reflect our commitment to understanding and addressing the complex challenges facing modern finance teams. Read Sean’s full write up: https://okt.to/haZKDz

As we approach the end of another transformative year here at AccessPay, we're excited to share insights from our Senior Leadership Team on the developments that have shaped 2024 and their predictions for 2025. To kick off the series, our Head of Product, Zoe Rigley, reflects on two significant industry shifts... B2B open banking adoption has shown tremendous potential, despite slower uptake compared to consumer finance. The promise of streamlined processes and real-time data access signals a turning point for business banking innovation. Meanwhile, fraud prevention has evolved into an increasingly complex challenge. As new technologies emerge, so do sophisticated fraud attempts, creating an ongoing need for advanced security measures. Looking ahead to 2025, Zoe anticipates: 👉 Widespread AI/ML implementation in real-time fraud detection 👉 Accelerated B2B open banking adoption 👉 Enhanced security measures balancing innovation with protection Read Zoe’s full write up: https://okt.to/GkZ8nA Stay tuned for more insights from our leadership team over the coming weeks as we explore the future of business payments and banking technology.

Last week we hosted our annual End of Year party at Manhatta, enjoying an unforgettable masquerade-themed celebration! 🥂🎭🎄 We danced the night away in style, enjoyed a delicious festive buffet and celebrated our annual awards ceremony, commemorating everybody's achievements from the year! Big congratulations to the winners ..... 👉 Chris Sansome - Mentorship Award 👉 Annick Lau - Go-Getter Award 👉 Nav C. - Unsung Hero Award 👉 Chaim Haffner - Continuous Learner Award 👉 Jovita Adom - Difference Maker Award 👉 Ashley Smith - Newcomer Award Our joint winners of the Team of the Year Award go to Marketing & Engineering. Lead by Maja Rissmann and Ben Marshall As for the Colleague of the Year, there could only be one recipient, and the award goes to Holly Sherwin 🏆 Each of our winners will be rewarded with a ticket to our Access-Away high achievers' trip abroad next year. ✈️ A huge thanks to everyone who was part of making this incredible evening happen! A special thank you goes to our amazing Office Manager Jovita and our People ops team Sarah Chadbourne (Chartered FCIPD), Kate O'Hara and Emilia Jackson.

2024 has been an incredible year for our team, filled with milestones, successes, and unforgettable moments! Over the next week, we’ll be sharing our Year in Numbers—a snapshot of the achievements and growth that defined our journey. It’s been a year to remember, and we can’t wait to share it with you. Stay tuned for the highlights! 🙌 #ayearinnumbers #2024wrapped #fintech #WorkplaceCulture