Fintech Brainfood
Deeper dives into Fintech and Finance, food for your Brain.
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A 111 page report into the big trends in Fintech. Wallet Wars, Klarna's Gen AI story, and the Stablecoin renaissance.
2024 was the year of Wallet Wars, Underwriting with AI, Embedded Finance and Stablecoins. Your favorite Rants ranked and more.
Is Finance, Fintech and Crypto so back and will we learn lessons from 2021? Plus, AML is still broken, Robinhoods largest acquisition & Revolut passes 50m users.
For AI Agents to work you need a secure place to store them, control them and give them an identity. Wallets will help us KYA. Know Your Agent.
Digital Identity is about to reshape finance. It's finally happening. Plus; Election analysis for Fintech, why Affirm launched in the UK.
As consent orders have risen, the number of new Fintech companies has cratered. If this continues we'll lose on new financial inclusion, and financing start-ups that create jobs and growth. We must fix this.
Because Stripe needs a paradigm shift to drive international growth. Stablecoins are exactly that.
Would you ever trust an AI Agent to manage your finances? Plus; As the great de-risking of banks under consent orders continues, Column is a name that keeps popping up. My take inside.
They're the perfect crime. Nobody is liable and with RTP they're easy to get away with. We can fix this, but we've got to up our game.
They're motivated, Pay by Bank is increasingly regulated and the consumer experience has never been better. But this is a payments business not an aggregator business.
Plus; The DoJ's lawsuit against Visa is weird to me and Plaid's plan to revive growth has no obvious right to win, but don't count them out just yet.
Probably yes. Revolt is. Nubank is. Who's next is a matter of timing and priorities. The new FDIC rule is smart but only a start.
