The Wise Guru - Australian Expat Specialist | Australian Property and Finance

Deflation versus disinflation is worth looking at as we close 2024 in a world consumed with the hazards of inflation...... I think this is particularly relevant in #Australia, where it wasn't long ago when we were battling an extended period of below-trend annual price growth and the numerous issues caused by this. #China has now seen prices fall for six consecutive quarters and may soon equal a record deflationary streak set in the Asian Financial Crisis in the late 1990s. If the current restrictive monetary policy of the RBA continues too long, we may again see this scenario unfold anew. This article is well worth reading to remind us to be careful what we wish for, as sometimes it can come true. #australianeconomy #australianproperty #monetarypolicy #interestrates #aussieloanguru #wiseguru

In this video, we will explain the key reasons behind the RBA's reason to maintain a cautious stance. Inflation has eased to 4.1% but remains above the target range of 2-3%. This is primarily driven by persistent service costs and rising wages, which are key factors the RBA must address. With low unemployment and robust wage growth, the labour market continues to apply upward pressure on prices, making it crucial for the RBA to tread carefully. Join us as we dive deeper into the RBA's strategy and what it means for Australia's economy in the coming months. If you have any questions or need personalised advice, please don't hesitate to reach out to us. #interestrates #australia #economy #inflation #growth #RBA #finance #financialplanning #mortgage #success

Join us on Zoom for our November Quarterly Review! Gain exclusive insights from Dr. Andrew Unterweger as he addresses critical economic topics, including inflation, interest rates, property values, and lending regulations for Australian non-residents with foreign income. Stay informed on the latest data and trends shaping Australia's housing and mortgage finance markets. Don't miss this opportunity to stay ahead in the evolving market landscape! #AustralianHousingMarket #MortgageFinance #PropertyInvestment #AusPropertyMarket #RealEstate #HousingMarketUpdates #EconomyInsights #investment

The AUD/USD exchange rate could see significant movement driven by policy changes, interest rate expectations, market sentiment, and trade relations. Each candidate’s economic vision—whether through fiscal shifts or regulatory changes—could strengthen or weaken the USD, while potential changes in interest rates and inflation may impact the Federal Reserve’s strategy, influencing USD value. Market uncertainty around elections often boosts the USD as a “safe haven” currency, which may weaken the AUD. Additionally, any shifts in U.S. trade policy could indirectly affect Australia, impacting the AUD further. What are your thoughts on the potential impact on global markets? #USElection2024 #ForexMarket #USDAUD #InvestmentStrategy

The Australian treasurer, Dr Jim Chalmers has finally come out and stated the obvious. “One of the reasons why we’re not going down the path of changing the negative gearing arrangements, abolishing negative gearing or abolishing the capital gains tax discount, is because we haven’t been convinced that that would have positive consequences for supply. “There aren’t enough homes for Australians to live in. The housing pipeline is not anything near what we need it to be.” #australianproperty #australianeconomy #negativegearing #capitalgainstax #aussieloanguru #wiseguru

Maintaining good record-keeping practices ensures compliance with the Australian Tax Office (ATO) and helps you maximize deductions while minimizing Capital Gains Tax (CGT). Keeping these records for at least five years is important, as the ATO may audit past tax returns within this timeframe. #australia #tax #planning #financialplanning #strategy #wealth #wiseguru

While the national rental market may be slowing, these regions present promising #opportunities for investors. The combination of strong population growth, #infrastructure investment, and limited housing supply suggests that rental prices in these areas will continue to rise in the short to medium term.  #australia #realestate #wiseguru #investment #growth

Gain exclusive insights into the Australian property market with this must-watch video. Delve into the latest trends, regional nuances, and upcoming financial challenges. Empower yourself with the expert knowledge needed to master the market and secure your success. #australia #finance #economy #investment #growth #financialplanning #property

In this week's Q&A, we're addressing a key question from one of our viewers: "Are fixed interest rates going up?" Recently, some lenders have begun to lower both fixed and variable rates, though they remain higher than historical averages. This trend suggests a potential easing of the rate-tightening cycle, indicating that we may have moved past the peak of mortgage rates. If you have any questions or need personalized advice, please don't hesitate to contact us. #mortgage #finance #economy #inflation #budget #savings #investment #investor #australia #wealth #interestrates #property #newhome #growth #financialplanning #financialfreedom

Join us on Zoom for our May Quarterly Review! Dr. Andrew Unterweger will offer valuable insights into crucial economic topics, including inflation, interest rates, property values, and lending regulations for Australian non-residents with foreign income. Stay ahead with the latest data and trends in the Australian housing and mortgage finance markets. #australia #investment #economy #finance #mortgage #property #inflation