Scayl

Imagine buying something without knowing what it will cost you. That's the reality of Fintech lenders signing up for a debt facility. Part 2 of Dark sides of Fintech lending is out now, link in comments!

The Fintech lending market landscape has evolved faster than the debt financing solutions available to lenders. Thanks to Fintech lenders it is super straightforward to get a loan as a borrower, however, these lenders' debt financing fees and structures are as complex as they've been for the last decades. I recently wrote another blog post about the Dark Sides of Fintech Lending where I walk through the hidden fees often related to raising debt as a lender. Did you read it? If not, there's a link in the comments, Make sure to follow Scayl for more updates and blog posts!

2️⃣ weeks left until the Mastercard Lighthouse Showcase of the 2024 Fall cycle! 📣 Make sure to sign up via the link below to join us for this incredible event where you can see the current class participants pitch themselves on stage for the #FINITIV country winner and #MASSIV finalist titles, as well as catch a fireside-chat with Kristian Rönn, Normative.io, before we close the day with some networking! ✨ 👉 Sign up here: https://lnkd.in/dXqMBpHE 📍 Where? Skyddsrummet, 25 B Söder Mälarstrand, Stockholm ⏰ When? 13th of November 15:30 - 21:30 (CET) The companies pitching on stage are: 🌱 #MASSIV class: 🇫🇮 AFRIPAY 🇸🇪 Omocom 🇸🇪 PryvX 🇫🇮 RiverRecycle 🇪🇪 Zero Labs 🚀 #FINITIV classes: 🇫🇮Candour Identity 🇫🇮 EAS Project 🇫🇮 Enable Banking 🇫🇮 Selfly Store 🇫🇮 Silcube Financial Systems 🇸🇪Betalo 🇸🇪Ledyer 🇸🇪Scayl 🇸🇪Tab 🇸🇪Visualizy 🇪🇪 Bilance 🇱🇹 myTU 🇪🇪SelectZero 🇱🇹 Softloans 🇮🇸Taktikal #mastercardlighthouse #startups #fintech #impacttech Mats Taraldsson, Caroline Barnekow, Inez Molnár, Dasha Shvaikovskaya , Bianka Horváth, Boglárka Váry, Ludwig Kukacka, Adina Henrikson, Marie-Louise Dahl, Vincent Weir

📣 Another Mastercard Lighthouse program, another 15 amazing #FINITIV companies! 📣 Presenting the Swedish participants: 🇸🇪 Betalo is a licensed payment institute that enables B2B and B2C invoice payments with credit cards to optimize cash flow and loyalty programs. 🇸🇪 Tab is the receipt rails that powers Smart Receipts inside banking, accounting, and expense management applications. 🇸🇪 Scayl is a loan financing platform providing fintech lenders access to scalable debt funding directly from banks. 🇸🇪 Ledyer reimagines B2B payments with seamless, risk-free solutions, including ‘Buy Now, Pay Later’, ensuring merchants are paid upfront for effortless transactions. 🇸🇪 Visualizy is a multi-bank platform that handles the heavy lifting of integrating with banks and payment providers. It acts as a universal charger for the financial world reducing manual effort while ensuring scalability, compliance and security. Don't forget to sign up for the Mastercard Lighthouse Showcase event on the 13th of November in Stockholm to see them pitch live on stage together with the other #FINITIV and #MASSIV companies! 👉 Sign up here: https://lnkd.in/dXqMBpHE #mastercard #mastercardlighthouse #mclighthouse #startups #fintech #partnership #Swedishclass Henrik Rikner, Michaela Bäucke Kollem, Anton Fagerlönn, Calle Mellbin, Hector Zarate, Medjit Yalmaz, Patrik Blomdahl, Linus Sandberg, Tobias Ericson, Tim Jackleus, Hamed Ordibehesht, Tore Stenbock Mats Taraldsson Caroline Barnekow Inez Molnár, Dasha Shvaikovskaya, Bianka Horváth, Boglárka Nagy Ludwig Kukacka, Marie-Louise Dahl, Adina Henrikson

📣 We are thrilled to introduce the Mastercard Lighthouse #FINITIV Class of Fall 2024! 📣 This season, 15 highly competitive fintech companies from the Nordics & Baltics have been chosen to explore partnership opportunities with top-tier Nordic & Baltic banks, Mastercard, our Investor Circle, and our program partners. We can't wait to see what innovative solutions and collaborations emerge this fall! ⚡ Finnish Class 🇫🇮 1 Candour Identity 2 EAS Project 3 Enable Banking 4 Selfly Store 5 Silcube Financial Systems Swedish Class 🇸🇪 1 Betalo 2 Ledyer 3 Scayl 4 Tab 5 Visualizy Baltic Class 🇪🇪 🇱🇹 🇱🇻 1 Bilance 2 myTU 3 LiTech 4 Softloans 5 Taktikal Read more about this class and the FINITIV Program here: https://lnkd.in/duWBBwuv Henrik Rikner, Calle Mellbin, Medjit Yalmaz, Linus Sandberg, Hamed Ordibehesht, Aslak de Silva, Harri Martinmäki, Rostislav Shakhtakhtinskiy, Joonas Tomperi, Jarno Piironen, Raman Korneu, Audrius Griskevicius, 🚀 Valur Thor Gunnarsson, Raiko Limmart, Mihkel Vetemaa Mats Taraldsson, Caroline Barnekow, Anders Alrø Lund, Susanne Hannestad, Joakim Höglund, Triin Preem, Marius Ribokas, Joseph Hajj, Anton Danielsen #FINITIV #mastercardlighthouse #FinTech #Partnership #growth #founders

Building a Fintech lender is extremely difficult, and there are some hurdles that are rarely spoken about. We just posted the first out of three parts on the topic, make sure to read and give us a follow to not miss any other insights we share in the future.

"It’s easy to lend out money, the hard thing is to get it back." We just published a new blog post where our CEO and founder, Medjit Yalmaz, shares his view on how the dynamics between VCs, founders and debt investors have changed over the last 24 months with rate hikes and inflation impacting unit economics. Link in comments - happy reading! #FinTech #FintechLending #Startups #BankingTech #VC #VentureCapital #Scayl #FinancialTechnology #Innovation #DebtFunding #Lending #Credit

What a response we’ve received after coming out of stealth and announcing that we secured €100,000,000 of debt to help European fintech lenders grow their loan books 💥   Scayl is officially turning 1 week old today – we’re overwhelmed and humbled by the positive response received from fintech lenders and the ecosystem as a whole.   Setting out on this journey has not been easy, but we knew that the problem we’re solving is huge. A debt facility that is designed by, and for, growing fintech lenders is more or less non-existent in the market.   We’ll continue to share insights, opinions and the latest fintech lending news through this channel so please follow Scayl.   More to come as we continue our journey of helping fintech lenders with their #1 problem.   A big thank you to all the publications that covered our story and wanted to share our existence with the world 🌍   EU-Startups ⏐ Tech.eu ⏐ Finextra ⏐ Silicon Canals - European Technology News ⏐ Dagens Industri ⏐Di Digital ⏐ FinTech Futures ⏐ FF News | Fintech Finance ⏐ FinTech Global ⏐ Tech Funding News ⏐ PYMNTS ⏐ Silicon Republic ⏐ Techarenan ⏐ ArcticStartup ⏐ Startup Rise EU ⏐ Marcel van Oost ⏐ Connecting the dots in FinTech... ⏐Michele Mattei